Monitoring dan Evaluasi BJDPL

Area Lampung

Bandar Lampung 07 Juni 2022

Posisi NPL dan LAR (All Product)
NPL (Non Performing Loan) Data Tanggal 6 Juni 2022

Nama Outlet Total OSL Gross Nominal NPL Persen NPL

AREA LAMPUNG (Konvensional) 507.788.625.366 10.525.521.582 2,07%
AREA LAMPUNG (Syariah) 78.887.172.115 957.552.024 1,21%
Total AREA LAMPUNG 586.675.797.481 11.483.073.606 1,96%

LAR (Loan At Risk)

Nama Outlet Total OSL Total OSL LAR Persen LAR
AREA LAMPUNG (Konvensional) 507.788.625.366 56.129.258.623 11,05%
AREA LAMPUNG (Syariah) 78.887.172.115 6.639.832.058 8,42%
Total AREA LAMPUNG 586.675.797.481 62.769.090.681 10,70%
Posisi NPL dan LAR (Gadai)
NPL (Non Performing Loan) Data Tanggal 6 Juni 2022

Nama Outlet Total OSL Gross Nominal NPL Persen NPL TARGET KPI
AREA LAMPUNG (Konvensional) 412.402.662.179 6.010.825.519 1,46%  
AREA LAMPUNG (Syariah) 72.914.087.752 787.746.160 1,08%  
Total AREA LAMPUNG 485.316.749.931 6.798.571.679 1,40% 1,10%

LAR (Loan At Risk)

Nama Outlet Total OSL Total OSL LAR Persen LAR TARGET KPI

00708:AREA LAMPUNG 412.402.662.179 32.142.449.297 7,79%

00808:AREA LAMPUNG 72.914.087.752 5.172.006.710 7,09%

Grand Total 485.316.749.931 37.314.456.007 7,69% 2,84%

Posisi NPL dan LAR (Non Gadai)
NPL (Non Performing Loan) Data Tanggal 6 Juni 2022

Nama Outlet Total OSL Gross Nominal NPL Persen NPL TARGET KPI

AREA LAMPUNG (Konvensional) 95.385.963.187 4.514.696.063 4,73%  

AREA LAMPUNG (Syariah) 5.973.084.363 169.805.864 2,84%  

Total AREA LAMPUNG 101.359.047.550 4.684.501.927 4,62% 4,30%

LAR (Loan At Risk)

Nama Outlet Total OSL Total OSL LAR Persen LAR TARGET KPI

AREA LAMPUNG (Konvensional) 95.385.963.187 23.986.809.326 25,15%  

AREA LAMPUNG (Syariah) 5.973.084.363 1.467.825.348 24,57%  

Total AREA LAMPUNG 101.359.047.550 25.454.634.674 25,11% 35,34%

 Area Lampung - BJDPL
30,000,000,000

25,494,391,660
24,852,056,437
25,000,000,000

20,000,000,000 19,030,908,320
19,179,567,351
18,606,456,560

15,000,000,000

10,000,000,000
30-Apr 23-May 31-May 03-Jun 05-Jun
 BJDPL AREA LAMPUNG – ALL PRODUCT
8,000,000,000
CP TKP

7,000,000,000
CP KEDATON

6,000,000,000
CPS RADIN INTAN

5,000,000,000 CP TKT
CP BANDARJAYA
4,000,000,000
CP TELUK BETUNG

3,000,000,000 CP METRO

2,000,000,000
CP KOTABUMI

1,000,000,000

-
30-Apr 23-May 31-May 03-Jun 05-Jun

Nama Cabang 30-Apr 23-May 31-May 03-Jun 05-Jun

CP TK PUSAT 3.999.892.900 6.973.417.862 3.688.689.600 6.056.518.650 7.387.004.405
CP KEDATON 3.613.869.420 7.220.366.221 2.809.704.960 5.783.704.250 6.895.272.279
CPS RADIN INTAN 3.059.105.850 5.055.058.337 2.853.212.650 5.468.045.377 5.243.371.715
CP TK TIMUR 2.315.573.300 5.242.748.093 3.043.649.050 4.703.257.038 5.133.902.555
CP BANDARJAYA 1.649.900.250 4.276.160.122 2.114.968.400 3.257.108.697 4.061.894.487
CP TELUK BETUNG 2.364.874.150 3.895.681.607 1.860.254.050 3.163.195.397 3.834.379.431
CP METRO 1.251.927.850 3.513.127.071 1.244.595.550 2.992.911.257 3.472.780.068
CP KOTABUMI 775.764.600 2.108.272.042 991.382.300 1.475.009.078 2.036.742.373
 BJDPL AREA LAMPUNG - GADAI
7,800,000,000 CP TKP
7,500,000,000
7,200,000,000 CP KEDATON
6,900,000,000
6,600,000,000
6,300,000,000
6,000,000,000
5,700,000,000
CPS RADIN INTAN
5,400,000,000
5,100,000,000 CP TKT
4,800,000,000
4,500,000,000 CP BANDARJAYA
4,200,000,000
3,900,000,000
3,600,000,000 CP TELUK BETUNG
3,300,000,000
3,000,000,000
2,700,000,000 CP METRO
2,400,000,000
2,100,000,000
1,800,000,000
1,500,000,000 CP KOTABUMI
1,200,000,000
900,000,000
600,000,000
300,000,000
-
30-Apr 23-May 31-May 03-Jun 05-Jun

TANGGAL_DATA CP KOTABUMI CP METRO CP TELUK BETUNG CP BANDARJAYA CP KEDATON CP TKT CP TKP CPS RADIN INTAN

30-Apr 762.490.000 1.114.930.000 2.153.240.000 1.613.630.000 3.370.240.000 2.038.240.000 3.728.500.000 2.954.480.000

23-May 1.468.810.000 1.538.260.000 2.560.270.000 3.109.270.000 4.145.390.000 3.220.620.000 4.575.970.000 3.204.160.000

31-May 948.000.000 1.109.300.000 1.738.000.000 2.064.890.000 2.488.860.000 2.645.650.000 3.299.140.000 2.736.050.000

03-Jun 888.490.000 1.084.830.000 1.729.750.000 2.031.570.000 2.385.010.000 2.575.900.000 3.212.500.000 3.456.580.000

05-Jun 1.484.660.000 1.614.360.000 2.441.720.000 2.851.050.000 3.567.220.000 3.173.600.000 4.664.740.000 3.280.950.000

 BJDPL Area Lampung - Emas
250,000,000

200,000,000 CPS RADIN INTAN

150,000,000
CP METRO

100,000,000
CP TKT

CP KEDATON
50,000,000 CP KOTABUMI
CP TKP
CP BANDARJAYA
CP TELUK BETUNG
-
30-Apr 23-May 31-May 03-Jun 05-Jun

TANGGAL_DATA CP KOTABUMI CP METRO CP TELUK BETUNG CP BANDARJAYA CP KEDATON CP TKT CP TKP CPS RADIN INTAN
30-Apr 3.974.600 95.897.850 58.934.150 770.250 22.529.420 31.533.300 10.392.900 104.625.850
23-May 33.365.650 125.096.450 14.272.750 3.130.400 115.931.860 84.407.300 26.419.450 147.217.800
31-May 41.482.300 112.295.550 13.754.050 3.178.400 72.644.960 118.599.050 35.215.600 117.162.650
03-Jun 42.259.100 116.930.550 13.754.050 10.327.877 74.141.760 130.288.250 35.989.200 192.872.650
05-Jun 42.259.100 116.930.550 13.754.050 19.444.877 74.141.760 84.532.250 35.989.200 192.872.650
 BJDPL AREA LAMPUNG – KRASIDA / ARRUM EMAS
400,000,000

350,000,000
CP TKP

CP TKT
300,000,000

CP KEDATON
250,000,000

200,000,000
CP TELUK BETUNG
150,000,000

CPS RADIN INTAN

100,000,000

CP BANDARJAYA
50,000,000
CP METRO

-
CP KOTABUMI
30-Apr 23-May 31-May 03-Jun 05-Jun

TANGGAL_DATA CP KOTABUMI CP METRO CP TELUK BETUNG CP BANDARJAYA CP KEDATON CP TKT CP TKP CPS RADIN INTAN

30-Apr 9.300.000 41.100.000 152.700.000 35.500.000 221.100.000 245.800.000 261.000.000 92.370.000

23-May 7.300.000 19.300.000 173.700.000 40.500.000 232.500.000 330.700.000 317.800.000 125.200.000

31-May 1.900.000 23.000.000 108.500.000 46.900.000 248.200.000 279.400.000 351.600.000 102.930.000

03-Jun 5.700.000 23.000.000 155.300.000 54.800.000 274.900.000 312.700.000 369.800.000 132.660.000

05-Jun 5.700.000 23.000.000 159.200.000 61.100.000 278.800.000 305.400.000 357.900.000 132.660.000

 BJDPL Area Lampung - Berdasarkan Kolektabilitas
4,000,000,000

3,500,000,000

3,000,000,000

2,500,000,000

2,000,000,000

1,500,000,000

1,000,000,000

500,000,000

-
10556:CP KOTABUMI 10564:CP METRO 10582:CP TELUK BETUNG 10591:CP BANDARJAYA 10601:CP KEDATON 10628:CP TANJUNG 10650:CP TANJUNG 60689:CPS RADIN INTAN
KARANG TIMUR KARANG PUSAT

Nama OUTLET Kolektabilitas 2 Kolektabilitas

Kolektabilitas 2 Kolektabilitas 33 Kolektabilitas
Kolektabilitas 4 4 Kolektabilitas
Kolektabilitas 5 5 ALL OSL Gadai % NPL (KOL 5)
10556:CP KOTABUMI 1.365.213.450 90.761.300 5.534.350 71.110.000 44.107.335.042 0,16%
10564:CP METRO 1.166.932.100 185.335.450 44.010.450 358.012.550 42.800.162.611 0,84%
10582:CP TELUK BETUNG 1.601.236.300 325.278.000 7.709.750 680.450.000 56.640.474.545 1,20%
10591:CP BANDARJAYA 2.218.714.877 349.389.600 790.400 362.700.000 44.208.098.170 0,82%
10601:CP KEDATON 2.901.332.200 534.217.150 15.472.410 469.140.000 84.051.150.728 0,56%
10628:CP TANJUNG KARANG TIMUR 2.026.173.750 539.315.200 17.772.650 980.270.650 61.796.536.790 1,59%
10650:CP TANJUNG KARANG PUSAT 3.498.826.750 630.736.350 7.977.700 923.820.400 77.306.613.141 1,20%
60689:CPS RADIN INTAN 2.360.760.000 590.826.800 7.881.950 514.353.900 70.912.863.462 0,73%
TOTAL AREA LAMPUNG 17.139.189.427 3.245.859.850 107.149.660 4.359.857.500 481.823.234.489 0,90%
Upaya yang dilakukan :
1. Program Zero Cut Off (Upaya Menekan Tingkat LAR dengan
menghubungi nasabah sebelum Jatuh Tempo dan
pemberian reward bagi outlet dengan persentase LAR
terendah.
2. Menghubungi Pemimpin Cabang dan Pengelola UPC untuk
dapat segera melakukan eksekusi Penjualan BJDPL melalui
mekanisme Bazar dan Borongan guna mengurangi tingkat
NPL
Program ZECO
Kinerja Area Lampung - Perproduk

Area Lampung - JUNI 2022 TARGET 2022 : Rp. 690.212.863.493

600,000,000,000
PENCAPAIAN JUNI 2022 : Rp. 585.552.142.527
500,000,000,000
PERSENTASI PENCAPAIAN : 84,84 %

400,000,000,000

300,000,000,000

200,000,000,000

100,000,000,000

- GADAI NON GADAI

 Kinerja Area Lampung - Perproduk
Area Lampung - NON GADAI
,000,000,000

,000,000,000

,000,000,000

,000,000,000

,000,000,000

,000,000,000

-
0302:KREASI BARU 0303:KREASI FLEXI 0701:KREASI ULTRA 1402:ARRUM BPKB 1501:AMANAH 1701:ARRUM HAJI 1801:RAHN TASJILY 4701:KREASI EXPRESS 7701:KREASI MULTI
MIKRO TANAH LOAN GUNA
 Kinerja Area Lampung - Perproduk

Area Lampung - EMAS

10,000,000,000

9,000,000,000

8,000,000,000

7,000,000,000

6,000,000,000

5,000,000,000

4,000,000,000

3,000,000,000

2,000,000,000

1,000,000,000

-
2701:MULIA ULTIMATE 2702:MULIA ULTIMATE 2704:MULIA ULTIMATE 2801:EMASKU ULTIMATE 3701:MULIA ULTIMATE 3702:MULIA ULTIMATE 3704:MULIA ULTIMATE 3801:EMASKU ULTIMATE 3901:MULIA BARU
SYARIAH SYARIAH PEGAWAI SYARIAH ARISAN SYARIAH KONVEN KONVEN PEGAWAI KONVEN ARISAN KONVEN
Kinerja Area Lampung - Perproduk
Area Lampung - GADAI
400,000,000,000

350,000,000,000

300,000,000,000

250,000,000,000

200,000,000,000

150,000,000,000

100,000,000,000

50,000,000,000

-
0101:GADAI KCA 0201:GADAI SYARIAH (RAHN)
Kinerja Area Lampung - Perproduk
Area Lampung - KRASIDA / ARRUM EMAS
25,000,000,000

20,000,000,000

15,000,000,000

10,000,000,000

5,000,000,000

-
0401:KRASIDA 1601:ARRUM EMAS BARU 3501:KRASIDA TABUNGAN EMAS