LAMPIRAN-01

PROYEK Batik Tulis

PROYEKSI NERACA

KETERANGAN 0 BULAN-1 BULAN-2 BULAN-3 BULAN-4 BULAN-5

Harta:
Harta Lancar:
CASH 0 62,350,000 171,529,167 280,718,959 389,919,376 494,130,418
Persediaan 12,499,500,000 24,999,000,000 37,498,500,000 49,998,000,000 62,497,500,000
TOTAL 0 12,561,850,000 25,170,529,167 37,779,218,959 50,387,919,376 62,991,630,418

Harta Tetap:
Investasi 230,000,000 230,000,000 230,000,000 230,000,000 230,000,000 230,000,000
Akumulasi Penyusutan 0 (1,016,755) (2,033,510) (3,050,265) (4,067,019) (5,083,774)
Harta Bersih 230,000,000 228,983,245 227,966,490 226,949,735 225,932,981 224,916,226

Total Harta 230,000,000 12,790,833,245 25,398,495,657 38,006,168,694 50,613,852,357 63,216,546,644

Hutang & Modal

Hutang lancar:
- Pinjaman BANK 10,000,000 7,500,000 6,791,667 6,083,334 5,375,001 4,666,668

Modal:
Setoran Modal 75,000,000 85,000,000 95,000,000 105,000,000 115,000,000 120,000,000
Laba ditahan 0 3,215,939 6,468,608 9,731,686 12,838,655 15,956,031
Total Modal & Akumu. Keuntungan 75,000,000 88,215,939 101,468,608 114,731,686 127,838,655 135,956,031

Total Hutang dan Modal 85,000,000 95,715,939 108,260,275 120,815,020 133,213,656 140,622,699
145,000,000 12,695,117,307 25,290,235,382 37,885,353,675 50,480,638,701 63,075,923,945

Bagian dari buku "Menggali Potensi Wirausaha", Penulis: Ir. Harmaizar Z., dkk
LAMPIRAN-02
PROYEK Batik Tulis
PROYEKSI ALIRAN DANA

KETERANGAN 0 BULAN-1 BULAN-2 BULAN-3 BULAN-4 BULAN-5

PENDAPATAN 6,250,000 6,250,000 6,250,000 6,250,000 6,250,000

AKTIVITAS OPERASIONAL:
Pembelian Bahan Baku (12,500,000,000) (12,500,000,000) (12,500,000,000) (12,500,000,000) (12,500,000,000)
Biaya Pengiriman (50,000) (50,000) (50,000) (70,000) (70,000)
Maintenance, Elektrikal (150,000) (150,000) (150,000) (250,000) (250,000)
Biaya Telpon (100,000) (100,000) (100,000) (150,000) (150,000)
Gaji Karyawan (2 orng) (1,000,000) (1,000,000) (1,000,000) (1,000,000) (1,000,000)
Pajak PPh (67,307) (68,075) (68,293) (65,026) (65,244)
KAS TERSEDIA UTK AKTIVITAS 100,000,000 100,000,000 100,000,000 100,000,000 100,000,000 100,000,000

AKTIVITAS INVESTASI:
Biaya Tanah (60,000,000)
Biaya Bangunan (125,000,000)
Biaya Mesin & Peralatan (25,000,000)
Biaya Motor (20,000,000)

KAS DIGUNAKAN INVESTASI (230,000,000) 0 0 0 0 0

AKTIVITAS KEUANGAN:
Setoran Modal 75,000,000 10,000,000 10,000,000 10,000,000 10,000,000 5,000,000
KREDIT BANK 10,000,000
Pembayaran : Bank Loan (2,500,000) (708,333) (708,333) (708,333) (708,333)
Biaya Bunga (150,000) (112,500) (101,875) (91,250) (80,625)
Kas Digunakan Aktivitas Keuangan 85,000,000 7,350,000 9,179,167 9,189,792 9,200,417 4,211,042

PLUS (MINUS) KAS EKUIVALEN (45,000,000) 107,350,000 109,179,167 109,189,792 109,200,417 104,211,042

KAS AWAL 0 (45,000,000) 62,350,000 171,529,167 280,718,959 389,919,376

KAS AKHIR (45,000,000) 62,350,000 171,529,167 280,718,959 389,919,376 494,130,418

Bagian dari buku "Menggali Potensi Wirausaha", Penulis: Ir. Harmaizar Z., dkk
LAMPIRAN-03
PROYEK Batik Tulis
PROYEKSI LABA / RUGI

KETERANGAN 0 BULAN-1 BULAN-2 BULAN-3 BULAN-4 BULAN-5

Pendapatan:
Volume Penjualan (Galon) 25 25 25 25 25
Harga Jual (Rp/Galon) 250,000 250,000 250,000 250,000 250,000

Total Penjualan (Rp) 6,250,000 6,250,000 6,250,000 6,250,000 6,250,000

Biaya Produksi:
BUKU (500,000) (500,000) (500,000) (500,000) (500,000)
Keuntungan Kotor 5,750,000 5,750,000 5,750,000 5,750,000 5,750,000

Biaya Operasional:
Biaya Pengiriman (50,000) (50,000) (50,000) (70,000) (70,000)
Maintenance, Elektrikal (150,000) (150,000) (150,000) (250,000) (250,000)
Biaya Telpon (100,000) (100,000) (100,000) (150,000) (150,000)
Gaji Karyawan (2 orng) (1,000,000) (1,000,000) (1,000,000) (1,000,000) (1,000,000)
Biaya Penyusutan: Perbulan
- Bangunan 0.31% (20 thn) (385,802) (385,802) (385,802) (385,802) (385,802)
- Mesin dan peralatan 1.19% (5 thn) (297,619) (297,619) (297,619) (297,619) (297,619)
- Kendaraan (Motor) 1.67% (5 thn) (333,333) (333,333) (333,333) (333,333) (333,333)
TOTAL BIAYA OPERASIONAL (2,316,755) (2,316,755) (2,316,755) (2,486,755) (2,486,755)

Pendapatan Operasional 3,433,245 3,433,245 3,433,245 3,263,245 3,263,245

perbulan pertahun
Biaya Bunga 1.50% 18.00% (150,000) (112,500) (101,875) (91,250) (80,625)
TOTAL (150,000) (112,500) (101,875) (91,250) (80,625)

Pendapatan Sebelum Pajak 3,283,245 3,320,745 3,331,370 3,171,995 3,182,620

Pajak PPh 2.05% (67,307) (68,075) (68,293) (65,026) (65,244)
Laba / Rugi Bersih 3,215,939 3,252,670 3,263,077 3,106,969 3,117,376
Akumulasi Keuntungan 3,215,939 6,468,608 9,731,686 12,838,655 15,956,031

Bagian dari buku "Menggali Potensi Wirausaha", Penulis: Ir. Harmaizar Z., dkk
LAMPIRAN-04
PROYEK Batik Tulis
PROYEKSI JADWAL PRODUKSI & PENJUALAN

KETERANGAN BULAN-1 BULAN-2 BULAN-3 BULAN-4 BULAN-5

Persediaan (unit):
Persediaan Awal (Galon):
- Bahan Baku Air Mineral 624,975 1,249,950 1,874,925 2,499,900

Pembelian (GaLon):
- Bahan Baku Air Mineral 625,000 625,000 625,000 625,000 625,000

PENJUALAN (Galon):
- AIR MINERAL (25) (25) (25) (25) (25)

Persediaan Akhir (Galon):

- Bahan Baku Air Mineral 624,975 1,249,950 1,874,925 2,499,900 3,124,875

Persediaan (Rp):
Persediaan Awal:
- Bahan Baku Air Mineral 0 12,499,500,000 24,999,000,000 37,498,500,000 49,998,000,000

Produksi (Galon): Rp/Galon

- Bahan Baku Air Mineral 20,000 12,500,000,000 12,500,000,000 12,500,000,000 12,500,000,000 12,500,000,000

Harga Pokok Penjualan:

- Bahan Baku Air Mineral (500,000) (500,000) (500,000) (500,000) (500,000)

Persediaan Akhir:
- Bahan Baku Air Mineral 12,499,500,000 24,999,000,000 37,498,500,000 49,998,000,000 62,497,500,000

Bagian dari buku "Menggali Potensi Wirausaha", Penulis: Ir. Harmaizar Z., dkk
 Dalam Rp

BULAN-6 BULAN-7 BULAN-8 BULAN-9 BULAN-10 BULAN-11 BULAN-12

598,352,085 702,584,377 806,827,294 916,080,836 1,025,345,003 1,127,119,795 1,228,905,212

74,997,000,000 574,995,000,000 699,994,500,000 824,994,000,000 949,993,500,000 1,074,993,000,000 1,099,992,000,000
75,595,352,085 575,697,584,377 700,801,327,294 825,910,080,836 951,018,845,003 1,076,120,119,795 1,101,220,905,212

230,000,000 230,000,000 230,000,000 230,000,000 230,000,000 230,000,000 230,000,000

(6,100,529) (7,117,284) (8,134,039) (9,150,794) (10,167,549) (11,184,303) (12,201,058)
223,899,471 222,882,716 221,865,961 220,849,206 219,832,451 218,815,697 217,798,942

75,819,251,556 575,920,467,093 701,023,193,255 826,130,930,042 951,238,677,454 1,076,338,935,491 1,101,438,704,154

3,958,335 3,250,002 2,541,669 1,833,336 1,125,003 416,670 (291,663) (2,791,663)

125,000,000 130,000,000 135,000,000 145,000,000 155,000,000 157,500,000 160,000,000

19,083,815 39,118,381 42,266,979 45,504,344 48,673,756 51,853,576 63,041,420
144,083,815 169,118,381 177,266,979 190,504,344 203,673,756 209,353,576 223,041,420

148,042,150 172,368,383 179,808,648 192,337,680 204,798,759 209,770,246 222,749,757

75,671,209,406 575,748,098,710 700,843,384,608 825,938,592,362 951,033,878,695 1,076,129,165,246 1,101,215,954,397

Bagian dari buku "Menggali Potensi Wirausaha", Penulis: Ir. Harmaizar Z., dkk
 Dalam Rp

BULAN-6 BULAN-7 BULAN-8 BULAN-9 BULAN-10 BULAN-11 BULAN-12

6,250,000 25,000,000 6,250,000 6,250,000 6,250,000 6,250,000 15,000,000

(12,500,000,000) (500,000,000,000) ### (125,000,000,000) (125,000,000,000) (125,000,000,000) (25,000,000,000)

(70,000) (70,000) (70,000) (65,000) (70,000) (70,000) (80,000)
(250,000) (250,000) (250,000) (200,000) (250,000) (250,000) (300,000)
(150,000) (150,000) (150,000) (125,000) (150,000) (150,000) (175,000)
(1,000,000) (1,000,000) (1,000,000) (1,000,000) (1,000,000) (1,000,000) (1,000,000)
(65,462) (419,304) (65,897) (67,755) (66,333) (66,551) (234,151)
100,000,000 100,000,000 100,000,000 100,000,000 100,000,000 100,000,000 100,000,000

0 0 0 0 0 0 0

5,000,000 5,000,000 5,000,000 10,000,000 10,000,000 2,500,000 2,500,000

(708,333) (708,333) (708,333) (708,333) (708,333) (708,333) (708,333) (2,500,000)

(70,000) (59,375) (48,750) (38,125) (27,500) (16,875) (6,250) 4,375
4,221,667 4,232,292 4,242,917 9,253,542 9,264,167 1,774,792 1,785,417 (2,495,625)

104,221,667 104,232,292 104,242,917 109,253,542 109,264,167 101,774,792 101,785,417

494,130,418 598,352,085 702,584,377 806,827,294 916,080,836 1,025,345,003 1,127,119,795

598,352,085 702,584,377 806,827,294 916,080,836 1,025,345,003 1,127,119,795 1,228,905,212

Bagian dari buku "Menggali Potensi Wirausaha", Penulis: Ir. Harmaizar Z., dkk
 Dalam Rp

BULAN-6 BULAN-7 BULAN-8 BULAN-9 BULAN-10 BULAN-11 BULAN-12

25 100 25 25 25 25 50
250,000 250,000 250,000 250,000 250,000 250,000 300,000

6,250,000 25,000,000 6,250,000 6,250,000 6,250,000 6,250,000 15,000,000

(500,000) (2,000,000) (500,000) (500,000) (500,000) (500,000) (1,000,000)

5,750,000 23,000,000 5,750,000 5,750,000 5,750,000 5,750,000 14,000,000

(70,000) (70,000) (70,000) (65,000) (70,000) (70,000) (80,000)

(250,000) (250,000) (250,000) (200,000) (250,000) (250,000) (300,000)
(150,000) (150,000) (150,000) (125,000) (150,000) (150,000) (175,000)
(1,000,000) (1,000,000) (1,000,000) (1,000,000) (1,000,000) (1,000,000) (1,000,000)

(385,802) (385,802) (385,802) (385,802) (385,802) (385,802) (385,802)

(297,619) (297,619) (297,619) (297,619) (297,619) (297,619) (297,619)
(333,333) (333,333) (333,333) (333,333) (333,333) (333,333) (333,333)
(2,486,755) (2,486,755) (2,486,755) (2,406,755) (2,486,755) (2,486,755) (2,571,755)
0
3,263,245 20,513,245 3,263,245 3,343,245 3,263,245 3,263,245 11,428,245

(70,000) (59,375) (48,750) (38,125) (27,500) (16,875) (6,250) 4,375

(70,000) (59,375) (48,750) (38,125) (27,500) (16,875) (6,250)

3,193,245 20,453,870 3,214,495 3,305,120 3,235,745 3,246,370 11,421,995

(65,462) (419,304) (65,897) (67,755) (66,333) (66,551) (234,151)
3,127,784 20,034,566 3,148,598 3,237,365 3,169,412 3,179,820 11,187,844
19,083,815 39,118,381 42,266,979 45,504,344 48,673,756 51,853,576 63,041,420

Bagian dari buku "Menggali Potensi Wirausaha", Penulis: Ir. Harmaizar Z., dkk
 Dalam Rp

BULAN-6 BULAN-7 BULAN-8 BULAN-9 BULAN-10 BULAN-11 BULAN-12

3,124,875 3,749,850 28,749,750 34,999,725 41,249,700 47,499,675 53,749,650

625,000 25,000,000 6,250,000 6,250,000 6,250,000 6,250,000 1,250,000 < ======

(25) (100) (25) (25) (25) (25) (50) < ======

3,749,850 28,749,750 34,999,725 41,249,700 47,499,675 53,749,650 54,999,600

62,497,500,000 74,997,000,000 574,995,000,000 699,994,500,000 824,994,000,000 949,993,500,000 1,074,993,000,000

12,500,000,000 500,000,000,000 125,000,000,000 125,000,000,000 125,000,000,000 125,000,000,000 25,000,000,000

(500,000) (2,000,000) (500,000) (500,000) (500,000) (500,000) (1,000,000)

74,997,000,000 574,995,000,000 699,994,500,000 824,994,000,000 949,993,500,000 1,074,993,000,000 1,099,992,000,000

Bagian dari buku "Menggali Potensi Wirausaha", Penulis: Ir. Harmaizar Z., dkk
(5,291,663) (7,791,663)

Bagian dari buku "Menggali Potensi Wirausaha", Penulis: Ir. Harmaizar Z., dkk
(2,500,000) (2,500,000) (7,791,663)
41,875 79,375 (677,500)
(2,458,125) (2,420,625)

Bagian dari buku "Menggali Potensi Wirausaha", Penulis: Ir. Harmaizar Z., dkk
41,875 79,375 116,875

Bagian dari buku "Menggali Potensi Wirausaha", Penulis: Ir. Harmaizar Z., dkk
425 galon = 8500 ltr ====> satu kali pengiriman
1 galon = 19 Ltr ~ 20 Ltr

Proyeksi Penjualan sesuai target pada analisa Peluang Pasar

Bagian dari buku "Menggali Potensi Wirausaha", Penulis: Ir. Harmaizar Z., dkk
 PROYEKSI KEUANGAN
AQUAMAS
PROYEK AIR ISI ULANG
RINGKASAN
Biaya Investasi: Suku Bunga:
- Modal Sendiri 85,000,000 18.00% /Tahun (Saldo Menurun)
- Kredit Bank 10,000,000 1.50% /Bulan (Saldo Menurun)
Total Rp 95,000,000
Pembayaran Hutang & Bunga: BULAN-1 BULAN-2 BULAN-3 BULAN-4 BULAN-5 BULAN-6 BULAN-7 BULAN-8
Proyeksi pembayaran Hutang 2,500,000 708,333 708,333 708,333 708,333 708,333 708,333 708,333
Proyeksi pembayaran Bunga 150,000 112,500 101,875 91,250 80,625 70,000 59,375 48,750
Total Pembayaran Pokok & Bunga 2,650,000 820,833 810,208 799,583 788,958 778,333 767,708 757,083

Volume Penjualan 25 25 25 25 25 25 100 25

Harga Jual (Rp/Galon) 250,000 250,000 250,000 250,000 250,000 250,000 250,000 250,000
Harga Pokok (Rp/Galon) 20,000 20,000 20,000 20,000 20,000 20,000 20,000 20,000

PENJUALAN 6,250,000 6,250,000 6,250,000 6,250,000 6,250,000 6,250,000 25,000,000 6,250,000

LABA / RUGI BERSIH 3,215,939 3,252,670 3,263,077 3,106,969 3,117,376 3,127,784 20,034,566 3,148,598
ALIRAN DANA AKHIR 62,350,000 ### ### ### ### ### ### ###

Bagian dari buku "Menggali Potensi Wirausaha", Penulis: Ir. Harmaizar Z., dkk
 Dalam Rp

BULAN-9 BULAN-10 BULAN-11 BULAN-12

708,333 708,333 708,333 708,333
38,125 27,500 16,875 6,250
746,458 735,833 725,208 714,583

25 25 25 50
250,000 250,000 250,000 300,000
20,000 20,000 20,000 20,000

6,250,000 6,250,000 6,250,000 15,000,000

3,237,365 3,169,412 3,179,820 11,187,844
### ### ### ###

Bagian dari buku "Menggali Potensi Wirausaha", Penulis: Ir. Harmaizar Z., dkk