STATISTIK LEMBAGA KEUANGAN KHUSUS

INDONESIA
INDONESIA
SPECIALIZED FINANCIAL INSTITUTIONS
STATISTICS

BULANAN (MONTHLY) | Feb-23

Kata Pengantar
Foreword

Statistik Lembaga Keuangan Khusus The Indonesia Specialized Financial

Indonesia merupakan media publikasi yang
menyajikan data mengenai Lembaga
Keuangan Khusus Indonesia, yaitu
Lembaga Pembiayaan Ekspor Indonesia
(LPEI), PT Sarana Multigriya Finansial
(Persero) selanjutnya disingkat PT SMF
(Persero), dan PT Permodalan Nasional
Madani selanjutnya disingkat PT PNM.
Statistik Lembaga Keuangan Khusus
Indonesia diterbitkan secara bulanan oleh
Direktorat Statistik dan Informasi IKNB,
Departemen Pengawasan IKNB 1B dan
dapat diakses melalui situs resmi Otoritas
Jasa Keuangan dengan alamat
www.ojk.go.id.
Institutions Statistics is a publication media
that provides data of Indonesia Specialized
Financial Institutions, consist of Indonesia
Eximbank, PT Sarana Multigriya Finansial
(Persero) abbreviated PT SMF (Persero),
PT Permodalan Nasional Madani
abbreviated PT PNM. The Indonesia
Specialized Financial Institutions Statistics
is published by Directorate of Statistics and
Information of Non-Bank Financial
Institutions, Department of Non-Bank
Financial Institutions Supervision 1B and it
is also accessible through the official
website of Indonesia Financial Services
Authority at www.ojk.go.id.

Data yang digunakan dalam Statistik
Lembaga Keuangan Khusus Indonesia ini
bersumber dari Laporan Bulanan LPEI,
Laporan Bulanan PT SMF (Persero), dan
Laporan Bulanan PT PNM.
The data used in the Indonesia Specialized
Financial Institutions Statistics are derived
from Indonesia Eximbank Monthly Report,
PT SMF (Persero) Monthly Report, and PT
PNM Monthly Report Monthly Report.

Dengan terbitnya Statistik Lembaga We hope the publication of Indonesia

Keuangan Khusus Indonesia ini, kami Specialized Financial Institutions Statistics
berharap data yang disajikan dapat provides benefits to the readers.
memberikan manfaat bagi semua pihak.

Jakarta, April 2023

Jakarta, April 2023

Direktorat Statistik dan Informasi IKNB

Departemen Pengawasan IKNB 1B
Otoritas Jasa Keuangan
Directorate of Statistics and Information of Non-Bank Financial Institutions
Department of Non-Bank Financial Institutions Supervision 1B
Indonesia Financial Services Authority
 Daftar Isi
Table of Content

Kata Pengantar 2
Foreword 2
Daftar Isi 3
Table of Content 3
Daftar Istilah 6
Glossary 6
Tabel 1.1 Overview Lembaga Keuangan Khusus per Februari 2023 8
Table 1.1 Specialized Financial Institutions Overview as of February 2023 8
Tabel 1.2 Pembiayaan & Pinjaman yang Disalurkan Lembaga Keuangan Khusus 8
Table 1.2 Financing & Loan of Specialized Financial Institutions 8
Tabel 2.1 Posisi Keuangan LPEI 9
Table 2.1 Financial Position of Indonesia Eximbank 9
Tabel 2.2 Laba Rugi Komprehensif LPEI 11
Table 2.2 Comprehensive Income of Indonesia Eximbank 11
Tabel 2.3 Rekening Administratif LPEI 14
Table 2.3 Administrative Accounts of Indonesia Eximbank 14
Tabel 2.4 Kegiatan Usaha LPEI 16
Table 2.4 Business Activities of Indonesia Eximbank 16
Tabel 2.5 Jumlah Kontrak Kegiatan Usaha LPEI 16
Table 2.5 Number of Business Activities Contract of Indonesia Eximbank 16
Tabel 2.6 Portofolio Investasi LPEI 16
Table 2.6 Investments Portfolio of Indonesia Eximbank 16
Tabel 2.7 Piutang Pembiayaan LPEI Berdasarkan Sektor Ekonomi 17
Table 2.7 Financing Receivables of Indonesia Eximbank based on Economic Sector 17
Tabel 2.8 Piutang Pembiayaan LPEI Berdasarkan Penggunaan Dana 17
Table 2.8 Financing Receivables of Indonesia Eximbank based on Purpose of Financing 17
Tabel 2.9 Piutang Pembiayaan LPEI Berdasarkan Kategori Debitur 18
Table 2.9 Financing Receivables of Indonesia Eximbank based on Debtor Category 18
Tabel 2.10 Piutang Pembiayaan LPEI Berdasarkan Lokasi 18
Table 2.10 Financing Receivables of Indonesia Eximbank based on Location 18
Tabel 2.11 Piutang Pembiayaan LPEI Berdasarkan Valuta 19
Table 2.11 Financing Receivables of Indonesia Eximbank based on Currency 19
Tabel 2.12 Piutang Pembiayaan LPEI Berdasarkan Kualitas Kolektabilitas 19
Table 2.12 Financing Receivables of Indonesia Eximbank based on Quality of Financing 19
Tabel 2.13 Jumlah Kontrak Pembiayaan LPEI Berdasarkan Sektor Ekonomi 20
Table 2.13 Number of Financing Contract of Indonesia Eximbank based on Economic Sector 20
Tabel 2.14 Jumlah Kontrak Pembiayaan LPEI Berdasarkan Penggunaan Dana 20
Table 2.14 Number of Financing Contract of Indonesia Eximbank based on Purpose of Financing 20
Tabel 2.15 Jumlah Kontrak Pembiayaan LPEI Berdasarkan Kategori Debitur 20
Table 2.15 Number of Financing Contract of Indonesia Eximbank based on Debtor Category 20
Tabel 2.16 Jumlah Kontrak Pembiayaan LPEI Berdasarkan Lokasi 21
Table 2.16 Number of Financing Contract of Indonesia Eximbank based on Location 21
Tabel 2.17 Jumlah Kontrak Pembiayaan LPEI Berdasarkan Valuta 22
Table 2.17 Number of Financing Contract of Indonesia Eximbank based on Currency 22
Tabel 2.18 Jumlah Kontrak Pembiayaan LPEI Berdasarkan Kualitas Kolektabilitas 22
Table 2.18 Number of Financing Contract of Indonesia Eximbank based on Quality of Financing 22
Tabel 2.19 Jumlah Kontrak Penjaminan LPEI Berdasarkan Jenis Penjaminan 23
Table 2.19 Number of Guarantee Contract of Indonesia Eximbank based on Types of Guarantee 23
Tabel 2.20 Jumlah Kontrak Asuransi LPEI Berdasarkan Jenis Asuransi 23
Table 2.20 Number of Insurance Contract of Indonesia Eximbank based on Types of Insurance 23
Tabel 2.21 Pinjaman yang Diterima LPEI Berdasarkan Negara Pemberi Pinjaman 24
Table 2.21 Loans Received of Indonesia Eximbank based on Creditor Country 24
Tabel 2.22 Pinjaman yang Diterima LPEI Berdasarkan Valuta 24
Table 2.22 Loans Received of Indonesia Eximbank based on Currency 24
Tabel 3.1 Posisi Keuangan PT SMF (Persero) 34
Table 3.1 Financial Position of PT SMF (Persero) 34
Tabel 3.2 Laba Rugi Komprehensif PT SMF (Persero) 35
Table 3.2 Comprehensive Income of PT SMF (Persero) 35
Tabel 3.3 Kegiatan Usaha PT SMF (Persero) 36
Table 3.3 Business Activities of PT SMF (Persero) 36
Tabel 3.4 Portofolio Investasi PT SMF (Persero) 37
Table 3.4 Investments Portfolio of PT SMF (Persero) 37
Tabel 4.1 Posisi Keuangan PT PNM 39
Table 4.1 Financial Position of PT PNM 39
Tabel 4.2 Laba Rugi Komprehensif PT PNM 40
Table 4.2 Comprehensive Income of PT PNM 40
Tabel 4.3 Pinjaman yang Diberikan PT PNM 41
Table 4.3 Loans of PT PNM 41
Daftar Istilah
Glossary
Asuransi
Pemberian fasilitas berupa ganti rugi atas
kerugian yang timbul sebagai akibat dari suatu
peristiwa yang tidak pasti.
BOPO (Beban Operasional terhadap
Pendapatan Operasional)
Rasio yang digunakan untuk mengukur
kemampuan manajemen perusahaan atau
lembaga dalam mengendalikan biaya operasional
terhadap pendapatan operasional.
Cadangan Kerugian Penurunan Nilai (CKPN)
Cadangan yang wajib dibentuk jika terdapat bukti
objektif mengenai penurunan nilai atas aset
keuangan sebagai satu atau lebih peristiwa yang
telah terjadi setelah pengakuan aset tersebut dan
berdampak pada estimasi arus kas masa depan.
Fidusia
Pengalihan hak kepemilikan suatu benda atas
dasar kepercayaan dengan ketentuan bahwa
benda yang hak kepemilikannya dialihkan
tersebut tetap dalam penguasaan pemilik benda.
Kredit Pemilikan Rumah (KPR)
Kredit yang digunakan untuk membeli rumah atau
untuk kebutuhan konsumtif lainnya dengan
jaminan/agunan berupa rumah.
Lembaga Pembiayaan Ekspor Indonesia (LPEI)
Lembaga keuangan khusus milik Pemerintah
Republik Indonesia yang berdiri berdasarkan
Undang-Undang Republik Indonesia nomor 2
tahun 2009 tentang Lembaga Pembiayaan Ekspor
Indonesia.
Insurance
The provision of facilities in the form of
compensation for losses incurred as a result of an
event that is not certain.
OEOI (Operating Expenses on Operating
Income)
The ratio used to measure the ability of the
management company or institution in controlling
operating expenses to operating income.
Allowance For Impairment Losses (AFIL)
Reserves that must be established if there is
objective evidence of impairment of a financial
asset as one or more events that have occurred
after the recognition of the asset and impacts the
estimated future cash flows.
Fiduciary
The transfer of ownership of an object on the
basis of trust with the proviso that the objects of
the transferred ownership rights remain in the
control of the owner of the object.
Mortgage Loans
Credit used to buy a home or for other consumer
needs with the guarantee / collateral in the form of
the house.
Indonesia Eximbank
A specialized financial institution owned by the
Government of the Republic of Indonesia were
established under the Law of the Republic of
Indonesia number 2 year 2009 concerning
Lembaga Pembiayaan Ekspor Indonesia.
Membina Ekonomi Keluarga Sejahtera
(Mekaar)
Sebuah produk pemberdayaan yang dikhususkan
bagi perempuan (ibu rumah tangga) Pra-
Sejahtera Produktif melalui penerapan
pembiayaan secara kelompok.
Merupakan layanan pinjaman modal bagi
perempuan prasejahtera yang akan membuka
UMKM.
Layanan pemberdayaan berbasis kelompok bagi
perempuan pelaku Usaha Mikro, melalui :
• Peningkatan pengelolaan keuangan untuk
mewujudkan cita dan kesejahteraan keluarga;
• Pembiayaan modal kerja tanpa agunan ;
• Pembiasaan budaya menabung ; dan
• Kompetensi kewirausahaan dan
pengembangan bisnis;
Non Performing Loan (NPL)
Kualitas kredit bermasalah yang terdiri dari kredit
yang berklasifikasi kurang lancar, diragukan dan
macet.
Pembiayaan
Kredit dan/atau pembiayaan berdasarkan prinsip
syariah yang disediakan oleh Lembaga
Pembiayaan Ekspor Indonesia (LPEI).
Pembiayaan Ekspor Nasional
Fasilitas yang diberikan kepada badan usaha
termasuk perorangan dalam rangka mendorong
ekspor nasional
Pembiayaan Musyarakah
Akad kerjasama yang terjadi diantara pemilik
modal untuk menggabungkan modal dan
melakukan usaha secara bersama dalam suatu
kemitraan dengan nisbah pembagian hasil sesuai
kesepakatan, sedangkan kerugian ditanggung
secara proporsional sesuai kontribusi modal.
Pembiayaan Sekunder Perumahan
Kegiatan pembelian suatu kredit pemilikan rumah
(KPR) dari bank kreditur yang tagihannya dikemas
dalam bentuk efek hutang yang dijual kepada
investor.
Piutang Murabahah
Akad jual beli barang dengan harga pembelian
dan marjin yang telah disepakati oleh pembeli dan
penjual dan dibuat secara eksplisit.
Membina Ekonomi Keluarga Sejahtera /Mekaar
(Developing Prosperous Family's Economy)
A empowerment product that is devoted to women
(housewives) Pre-Prosperous Productive through
the application of group financing.
It is a capital loan service for pre-prosperous
women who will open MSMEs.
Group-based empowerment services for women
Micro Business actors, through:
• Improved financial management to realize the
ideals and welfare of the family;
• Unsecured working capital financing;
• The culture of saving; and
• entrepreneurship and business
development competencies;
Non Performing Loan (NPL)
The quality of non-performing loans which consist
of loans classified as substandard, doubtful and
loss.
Financing
Credits and/or financing based on sharia
principles provided by the Indonesian Eximbank.
National Export Financing
The facilities were granted to business entities,
including individuals in order to boost national
exports
Musyarakah Financing
Partnership contract between fund owners to
contribute funds and conduct business through
partnership. All parties share profits based on a
predetermined ratio, while the loss will be
distributed proportionately based on the capital
contribution.
Mortgage Secondary
Purchasing activities of a credit (mortgage) of the
bank credit bill is packaged in the form of debt
securities sold to investors.
Murabahah Receivables
Transaction carried outbased on sales and
purchase agreement where the price and the
profit margin are agreed by the buyer and the
seller and disclosed explicitly.
PT Permodalan Nasional Madani (Persero)
disingkat PT PNM
Badan Usaha Milik Negara di Indonesia yang
usaha intinya membantu pengembangan usaha
mikro, kecil, menengah, dan koperasi.
PT Sarana Multigriya Finansial (Persero)
disingkat PT SMF (Persero)
Badan Usaha Milik Negara di Indonesia yang
usaha intinya adalah bidang pembiayaan
sekunder perumahan.
Risiko Gagal Bayar
Risiko ketidakmampuan pembeli di luar negeri
untuk membayar barang/jasa eksportir dari
Indonesia.
Risiko Gagal Ekspor
Risiko akan terjadinya kegagalan pelaksanaan
ekspor.
Sekuritisasi
Sekuritisasi adalah transformasi aset yang tidak
liquid menjadi liquid dengan cara pembelian Aset
Keuangan dari Kreditor Asal dan penerbit Efek
Beragun Aset (EBA).
Unit Layanan Modal Mikro (UlaMM)
Merupakan layanan pinjaman modal untuk usaha
mikro dan kecil.
Merupakan layanan pinjaman modal untuk usaha
mikro dan kecil yang disertai bimbingan untuk
mengembangkan usahanya.
PT Permodalan Nasional Madani (Persero)
abbreviated as PT PNM
State-Owned Enterprises in Indonesia which its
core business is helped the development of micro,
small, medium enterprises and cooperatives.
PT Sarana Multigriya Financial (Persero)
abbreviated as PT SMF (Persero)
State-Owned Enterprises in Indonesia which its
core business is secondary mortgage.
Risk of Default
Risks of inability of overseas buyers to pay for
goods/services exporters from Indonesia.
Risk of Failing to Export
Risk of failure of the export.
Securitization
Securitization is the transformation of assets that
are not liquid into liquid by purchasing of financial
assets from the original creditors and the issuer of
Residential Mortgage Backed Securities (RMBS).
Unit Layanan Modal Mikro/ULaMM (Micro
Capital Services Unit)
It is a capital loan service for micro and small
businesses.
It is a capital loan service for micro and small
businesses accompanied by guidance to develop
their business.
 Tabel 1.1 Overview Lembaga Keuangan Khusus per Februari 2023
Table 1.1 Specialized Financial Institutions Overview as of February 2023
Jumlah Industri (Unit) Aset (miliar Rp) Liabilitas (miliar Rp) Ekuitas (miliar Rp)
Keterangan Items
Number of Industry (Units) Assets (billion Rp) Liabilities (billion Rp) Equity (billion Rp)
1. LPEI 1 81,832 51,739 30,093 1. Indonesia Eximbank
2. PT SMF (Persero) 1 33,966 17,558 16,407 2. PT SMF (Persero)
3. PT PNM 1 47,881 40,260 7,621 3. PT PNM
JUMLAH 3 163,679 109,558 54,121 TOTAL
 Tabel 1.2 Pembiayaan & Pinjaman yang Disalurkan Lembaga Keuangan Khusus (Miliar Rp)
Table 1.2 Financing & Loan of Specialized Financial Institutions (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. LPEI 82,858 83,312 86,183 85,419 88,409 84,667 82,926 86,317 87,371 87,492 83,639 81,111 81,027 1. Indonesia Eximbank
2. PT SMF (Persero) 20,726 21,534 22,353 21,788 22,254 22,113 23,221 23,915 24,871 26,360 27,139 27,029 26,996 2. PT SMF (Persero)
3. PT PNM 33,095 34,263 35,751 35,072 35,434 36,079 36,421 36,941 37,083 37,674 38,443 38,569 39,666 3. PT PNM
JUMLAH 136,679 139,109 144,287 142,279 146,098 142,858 142,568 147,173 149,325 151,526 149,221 146,709 147,689 TOTAL
 Tabel 2.1 Posisi Keuangan LPEI (Miliar Rp)
Table 2.1 Financial Position of Indonesia Eximbank (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. Kas 0 0 0 0 0 0 0 0 0 0 0 0 0 1. Cash
2. Penempatan pada Bank Indonesia 1 3 2 2 1 1 2 1 2 0 0 0 0 2. Plecements on Bank Indonesia
3. Penempatan pada Bank 16,783 18,026 13,085 13,373 11,938 11,096 11,264 8,480 7,451 5,420 12,700 10,648 10,182 3. Placements on Bank
Cadangan Kerugian Penurunan Nilai (CKPN) – Penempatan pada Bank (2) (2) (2) (2) (2) (2) (2) (2) 2 2 1 1 0 Allowance For Impairment Losses (AFIL) – Placements on Bank
4. Surat berharga yang dimiliki 520 514 502 547 1,323 1,448 1,952 1,928 1,922 1,963 1,970 1,908 1,904 4. Securities
CKPN – Surat berharga - - - - (0) (0) (0) (0) 0 0 0 0 0 AFIL – Securities
5. Tagihan derivatif 1 2 13 13 2 - 1 15 1 1 - - - 5. Derivatives receivable
CKPN – Tagihan derivatif - - - - - - - - - - - - - AFIL – Derivatives receivables
6. Tagihan akseptasi 445 514 408 199 174 290 313 329 202 184 151 150 105 6. Acceptances receivable
CKPN – Tagihan akseptasi (2) (2) (2) (3) (3) (3) (3) (3) 3 3 0 0 0 AFIL – Acceptances receivable
7. Pembiayaan & piutang syariah 7. Financing & sharia receivables
a. Pembiayaan 70,568 71,070 73,985 73,266 75,726 72,440 70,538 73,873 74,845 75,935 72,166 69,658 69,636 a. Financing
CKPN – Pembiayaan (15,303) (15,290) (15,353) (15,133) (15,288) (13,425) (13,085) (12,986) 13,119 13,167 13,385 13,173 13,269 AFIL – Financing
b. Piutang syariah 12,290 12,242 12,198 12,152 12,683 12,227 12,388 12,444 12,526 11,557 11,473 11,453 11,390 b. Sharia receivables
CKPN – Piutang syariah (2,708) (2,708) (2,716) (2,721) (2,741) (2,749) (2,749) (2,771) 2,792 2,827 2,601 2,572 2,604 AFIL – Sharia receivables
8. Piutang premi & fee 289 289 229 8. Premium receivables & fee
a. Piutang premi 4 5 4 3 4 4 5 4 4 3 7 8 9 a. Premium receivables
b. Piutang fee 281 281 281 281 281 281 279 279 296 281 282 282 220 b. Fee receivables
9. Aset reasuransi 11 7 3 3 4 3 2 3 2 2 4 14 14 9. Reinsurance assets
CKPN – Aset reasuransi - - - - - - - - - - - - - AFIL – Reinsurance assets
10. Penyertaan 50 50 50 47 46 45 44 43 42 41 40 40 39 10. Participations
CKPN – Penyertaan - - - - - - - - - - - - - AFIL – Participations
11. Aset tetap 1,503 1,503 1,503 1,504 1,504 1,505 1,507 1,509 1,506 1,506 1,507 1,507 1,507 11. Fixed assets
Akumulasi penyusutan aset tetap (428) (437) (446) (454) (463) (472) (481) (490) 498 507 516 524 533 Accumulated depreciation of Fixed Assets
12. Agunan yang diambil alih 168 152 152 152 152 152 152 152 152 152 152 152 152 12. Collateral taken
CKPN – Agunan yang diambil alih (22) (22) (22) (22) (22) (22) (22) (22) 22 22 22 22 22 AFIL – Collateral taken
13. Aset pajak tangguhan 2,756 2,755 2,758 2,759 2,759 2,759 2,750 2,755 2,755 2,746 2,743 2,744 2,746 13. Deferred tax assets
14. Aset lain-lain 418 415 434 445 359 359 438 395 408 365 362 349 356 14. Other assets
Total Aset 87,334 89,077 86,838 86,411 88,438 85,939 85,294 85,935 85,677 83,628 87,034 82,619 81,832 Total Assets
1. Penempatan dana oleh Bank Indonesia - - - - - - - - - - - - - 1. Placements based on Bank Indonesia
2. Liabilitas akseptasi 445 514 408 199 174 290 313 327 201 183 151 150 105 2. Acceptance liabilities
3. Efek-efek yang diterbitkan 27,024 27,026 26,011 26,054 26,212 25,560 25,130 25,308 25,392 25,460 25,291 25,003 23,484 3. Securities issued
4. Liabilitas derivatif 0 3 - 5 - 3 0 0 1 0 0 0 0 4. Derivative liabilities
5. Pinjaman yang Diterima 27,770 29,281 28,431 28,067 29,806 27,628 27,727 28,092 28,059 25,888 29,297 24,839 25,720 5. Loans received
6. Provisi atas liabilitas kontinjensi - - - - - - - - - - - - - 6. Contigency provissions
7. Liabilitas penjaminan & asuransi - - - - - - - - - - - - 7. Guarantee & insurance liabilities
a. Penjaminan 143 136 151 143 136 135 127 122 120 119 127 122 120 a. Guarantee
b. Asuransi 14 10 6 6 8 6 5 6 5 4 8 20 20 b. Insurance
8. Utang reasuransi 5 5 5 6 5 5 5 5 6 6 6 6 6 8. Reinsurance liabilities
9. Kewajiban pajak tangguhan - - - - - - - - - - - - - 9. Deferred tax liabilities
10. Kewajiban lain-lain 1,805 1,970 1,699 1,809 1,976 2,160 1,934 2,039 1,859 1,900 2,072 2,396 2,283 10. Other liabilities
Total Liabilitas 57,207 58,944 56,712 56,287 58,316 55,786 55,241 55,900 55,642 53,560 56,952 52,536 51,739 Total Liabilities
11. Kontribusi modal pemerintah 11. Government capital contributions
a. Modal Awal 37,341 37,341 37,341 37,341 37,341 37,341 37,341 37,341 37,341 37,602 37,602 37,602 37,602 a. Initial capital
b. Modal tambahan - - - - - - - - - - - - - b. Additional capital
12. Hibah - - - - - - - - - - - - - 12. Grants
13. Saldo laba (7,341) (7,331) (7,326) (7,326) (7,326) (7,308) (7,401) (7,393) (7,383) (7,642) (7,640) (7,635) - 13. Retained earnings
a. Saldo laba yang telah ditentukan penggunaannya 1,080 1,080 1,080 1,080 1,080 1,080 1,342 1,342 1,342 1,080 1,080 1,080 - a. Appropriated retained earnings
i. Cadangan umum 322 322 322 322 322 322 584 584 584 322 322 322 322 i. General reserve
ii. Cadangan tujuan 758 758 758 758 758 758 758 758 758 758 758 758 758 ii. Specific reserve
b. Saldo laba yang belum ditentukan penggunaannya (8,422) (8,412) (8,406) (8,406) (8,406) (8,389) (8,743) (8,735) (8,725) (8,723) (8,720) (8,716) (8,700) b. Unappropriated retained earnings
14. Pendapatan komprehensif lainnya 127 123 111 109 107 120 113 87 77 107 119 116 109 14. Other comprehensive income
Total Ekuitas 30,127 30,132 30,126 30,124 30,122 30,153 30,052 30,035 30,035 30,067 30,082 30,083 30,093 Total Equities
 Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
Total Liabilitas & Ekuitas 87,334 89,077 86,838 86,411 88,438 85,939 85,294 85,935 85,677 83,628 87,034 82,619 81,832 Total Liabilities & Equities
 Tabel 2.2 Laba Rugi Komprehensif LPEI (Miliar Rp)
Table 2.2 Comprehensive Income of Indonesia Eximbank (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
A. Pendapatan & Beban Operasional A. Operating Income & Expenses
1. Pendapatan bunga & bagi hasil 1. Interest & sharia profit sharing income
a. Bunga 467 706 950 1,159 1,394 1,659 1,930 2,200 2,508 2,797 3,133 309 618 a. Interest
b. Provisi & komisi - - - 0 0 0 0 0 0 0 0 - - b. Provission & comission
c. Bagi hasil secara syariah 91 134 178 234 284 333 384 440 487 547 594 41 89 c. Sharia profit sharing
d. Margin - - - - - - - - - - - - - d. Margin
Jumlah pendapatan bunga & bagi hasil 558 840 1,128 1,392 1,678 1,991 2,314 2,640 2,995 3,344 3,726 350 707 Total interest & sharia profit sharing income
2. Beban bunga & bagi hasil - - - - - - - - 2. Interest & sharia profit sharing expenses
a. Bunga 443 664 895 1,129 1,362 1,602 1,846 2,111 2,400 2,669 2,409 237 459 a. Interest
b. Provisi & komisi - - - - - - - - - - - - - b. Provission & comission
c. Bagi hasil secara syariah - - - - - - - - - - 539 53 102 c. Sharia profit sharing
Jumlah beban bunga & bagi hasil 443 664 895 1,129 1,362 1,602 1,846 2,111 2,400 2,669 2,948 290 561 Total interest & sharia profit sharing expenses
3. Pendapatan bunga & bagi hasil - bersih 115 176 233 263 317 389 469 528 596 675 779 60 147 3. Interest & sharia profit sharing income - net
4. Pendapatan asuransi & penjaminan - 4. Insurance & guarantee icome
a. Pendapatan premi - a. Premium income
i. Premi bruto 3 4 5 7 8 9 11 12 13 14 19 1 3 i. Gross premium
ii. Premi reasuransi (2) (3) (3) (4) (5) (6) (6) (7) (7) (8) (10) (1) (2) ii. Reinsurance premium
iii. Penurunan / (kenaikan) premi yang belum merupakan
(8) (4) 0 0 (2) (1) 0 (1) 2 2 1 (12) - iii. Decreasing / (increasing) non-income premium
pendapatan
Jumlah pendapatan premi (7) (3) 2 3 2 3 5 4 8 9 10 (12) (13) Total premium income
b. Pendapatan komisi reasuransi 1 1 1 1 1 2 2 2 2 2 3 0 (11) b. Reinsurance comission income
c. Pendapatan fee penjaminan 15 23 32 47 56 72 81 102 111 119 116 8 1 c. Guarantee fee income
d. Pendapatan lainnya 1 1 1 1 1 1 1 1 1 1 1 0 16 d. Other income
Jumlah pendapatan asuransi & penjaminan 10 23 36 52 60 78 90 109 122 132 130 (3) 0 Total insurance & guarantee income
5. Beban asuransi & penjaminan 6 5. Insurance & guarantee expenses
a. Klaim asuransi a. Insurance claims
i. Klaim bruto 0 0 0 0 1 0 0 0 0 (0) (0) - - i. Gross claims
ii. Klaim reasuransi - - - - - - - - - - - - - ii. Reinsurance claims

iii. Penurunan / (kenaikan) estimasi klaim retensi sendiri (0) (0) (0) (1) (1) (1) (1) (2) 0 0 3 (0) (0) iii. Decreasing / (increasing) self retention claim estimate

Jumlah beban klaim asuransi (0) (0) (0) (0) 0 (1) (1) (2) 0 (0) 2 (0) (0) Total insurance claim expenses
b. Penurunan/kenaikan aset reasuransi (8) (4) (0) 0 (2) (1) 0 (0) 1 1 (1) (10) (11) b. Decreasing / (increasing) insurance assets
c. Beban klaim penjaminan - - - - - - - - - - - - - c. Guarantee claim expenses
d. Beban lainnya (0) (0) 0 0 0 1 1 3 3 4 4 0 0 d. Other expenses
Jumlah beban asuransi & penjaminan (8) (4) (0) 0 (1) (1) 0 2 4 4 6 (10) (10) Total insurance & guarantee expenses
6. Pendapatan asuransi & penjaminan - bersih 18 27 36 52 61 79 89 108 118 127 124 7 17 6. Insurance & guarantee income - net
7. Pendapatan operasionl lainnya 7. Other operating income
a. Keuntungan transaksi surat berharga - bersih - - - - - - - - - - - - - a. Securites transaction profit - net
b. Keuntungan transaksi mata uang asing - bersih (17) (21) (24) (31) (31) (32) (33) (30) (30) (32) (35) (9) (5) b. Currency transaction profit - net
c. Lain-lain 8 12 18 27 25 26 34 39 49 71 94 2 6 c. Others
Jumlah pendapatan operasional lainnya (9) (8) (6) (4) (6) (7) 1 9 18 39 59 (7) 0 Total other operating income
8. Beban / (pendapatan) CKPN & penyisihan penghapusan aset 0 0 0 0 0 0 - 0 0 28 83 0 20 8. AFIL & asset elimination expenses / (income)
9. Beban provisi atas liabilitas kontijensi - - - 4 4 - 10 19 19 19 10 - - 9. Provission expenses based on contigency liabilities
10. Beban operasional lainnya 10. Other operating expenses
a. Umum & administrasi 32 51 71 86 106 125 147 170 196 228 270 20 44 a. General & administration
b. Tenaga kerja 60 101 142 167 205 244 287 332 377 423 459 34 77 b. Labor
c. Lain-lain 1 2 5 6 8 9 10 11 13 14 15 1 1 c. Others
 Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
Jumlah beban operasional lainnya 94 154 218 259 319 377 445 513 586 664 744 55 122 Total other operating expenses
B. Laba Operasional 30 40 45 48 49 74 103 113 127 130 124 5 21 B. Operating Income
C. Pendapatan & Beban Non Operasional - C. Non Operating Income & Expenses
1. Pendapatan non operasional 2 4 4 1 1 1 0 (0) (1) (1) 6 (0) (0) 1. Non operating income
2. Beban non operasional 0 0 0 0 0 0 (0) 0 0 0 0 0 0 2. Non operating expenses
Pendapatan/(beban) non operasional 2 4 4 1 1 1 0 (0) (1) (1) 6 (0) (0) Total operating income & expenses
D. Laba Sebelum Pajak Penghasilan 32 44 50 50 50 75 104 113 126 129 131 5 21 D. Income Before Tax
E. Pajak Penghasilan - E. Tax Income
1. Taksiran pajak penghasilan - - - - - - - - - - - - - 1. Estimated income tax
2. Pajak Tangguhan - - - - - - - - - - - - - 2. Deferred tax
a. Pendapatan pajak tangguhan - - - - - - - - - - - - - a. Deferred tax income
b. Beban pajak tangguhan (7) (9) (9) (9) (9) (16) (27) (29) (32) (32) (32) (0) (0) b. Deferred tas expenses
F. Laba Bersih 25 35 41 41 41 58 76 84 94 96 99 5 21 F. Net Income
 Tabel 2.3 Rekening Administratif LPEI (Miliar Rp)
Table 2.3 Administrative Accounts of Indonesia Eximbank (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
Rekening Administratif 35,096 38,936 40,019 40,673 40,762 38,197 38,866 40,289 42,965 42,444 42,900 42,979 42,762 Administrative Accounts
1. Tagihan komitmen 1. Commitment receivables
a. Fasilitas pinjaman yang diterima - - - - - - - - - - - - - a. Accepted loans facility
b. Posisi pembelian spot & derivatif yang masih berjalan - - - - - - - - - - - - - b. Outstanding purchasing spot & derivatives
c. Lainnya - - - - - - - - - - - - - c. Others
Jumlah tagihan komitmen - - - - - - - - - - - - - Total commitment receivables
2. Kewajiban komitmen 2. Commitment liabilities
a. Fasilitas pembiayaan yang belum ditarik 3,940 3,724 5,155 3,301 2,821 2,937 3,536 2,964 3,902 2,793 3,105 4,126 4,468 a. Undrawn financing facility
b. Irrecovable L/C yang masih berjalan 460 233 234 882 931 195 253 201 344 688 395 331 232 b. Outstanding Irrecovable L/C
c. Posisi penjualan spot & derivatif yang masih berjalan - - - - - - - - - - - - - c. Outstanding sales spot & derivative position
d. Lainnya - - - - - - - - - - - - - d. Others
Jumlah kewajiban komitmen 4,399 3,956 5,389 4,183 3,751 3,132 3,789 3,166 4,245 3,481 3,500 4,458 4,700 Total commitment liabilities
3. Jumlah komitmen bersih (4,399) (3,956) (5,389) (4,183) (3,751) (3,132) (3,789) (3,166) (4,245) (3,481) (3,500) (4,458) (4,700) 3. Total net commitment
4. Tagihan kontijensi 4. Contigency receivables
a. Penjaminan yang diterima - - - - - - - - - - - - - a. Guarantee received
b. Pendapatan bunga dalam penyelesaian 6,690 6,739 6,817 6,893 7,025 7,056 7,151 - 10,185 10,217 10,188 10,021 10,106 b. Interest income in completion
i. Bunga atas pembiayaan yang diberikan 6,690 6,739 6,817 6,893 7,025 7,056 7,151 9,829 10,185 10,217 10,188 10,021 10,106 i. Financing interest
ii. Bunga lainnya - - - - - - - - - - - - - ii. Other interest
c. Lainnya - - - - - - - - - - - - - c. Others
Jumlah tagihan kontijensi 6,690 6,739 6,817 6,893 7,025 7,056 7,151 9,829 10,185 10,217 10,188 10,021 10,106 Total receivables contigency
5. Kewajiban kontijensi 5. Contigency liabilities
a. Penjaminan yang diberikan 12,911 12,611 12,629 12,320 12,442 12,083 12,058 12,168 12,350 12,296 12,429 12,501 12,064 a. Guarantee
b. Asuransi yang diberikan 11,096 15,630 15,185 17,277 17,544 15,926 15,868 15,127 16,186 16,450 16,783 15,999 15,893 b. Insurance
c. Lainnya - - - - - - - - - - - - - c. Others
Jumlah kewajiban kontijensi 24,007 28,241 27,813 29,598 29,986 28,009 27,926 27,295 28,535 28,746 29,212 28,500 27,956 Total contigency liabilities
6. Jumlah kontijensi bersih (17,317) (21,503) (20,996) (22,705) (22,961) (20,953) (20,775) (17,466) (18,351) (18,529) (19,023) (18,478) (17,850) 6. Total net contigency
7. Lainnya - - 7. Others
a. Aktiva produktif yang dihapus buku - - - - - - - - - - - - - a. Written off productive assets
i. Aktiva produktif - - - - - - - - - - - - - i. Productive assets
- Pembiayaan yang diberikan - - - - - - 2,372 2,781 2,828 2,847 2,824 2,741 2,778 - Financing
- Lainnya - - - - - - - - - - - - - - Others
ii. Aktiva produktif dihapusbuku yang dipulihkan atau berhasil
- - - - - - - - - - - ii. UnWritten-off productive assets
ditagih
- Pembiayaan yang diberikan - - - - - - - (1) (19) (21) 2,226 (32) (32) - Financing
- Lainnya - - - - - - - - - - - - - - Others
b. Aktiva produktif yang dihapustagih - - - - - - - - - - - - - b. Claim off productive assets
- Pembiayaan yang diberikan - - - - - - - - - - - - - - Financing
- Lainnya - - - - - - - - - - - - - - Others
 Tabel 2.4 Kegiatan Usaha LPEI (Miliar Rp)
Table 2.4 Business Activities of Indonesia Eximbank (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. Pembiayaan 82,858 83,312 86,183 85,419 88,409 84,667 82,926 86,317 87,371 87,492 83,639 81,111 81,027 1. Financing
2. Penjaminan 12,911 12,611 12,629 12,320 12,442 12,083 12,058 12,168 12,350 12,296 12,429 12,501 12,064 2. Guarantee
3. Asuransi 11,096 15,630 15,185 17,277 17,544 15,926 15,868 15,127 16,186 16,450 16,783 15,999 15,893 3. Insurance
 Tabel 2.5 Jumlah Kontrak Kegiatan Usaha LPEI (Miliar Rp)
Table 2.5 Number of Business Activities Contract of Indonesia Eximbank (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. Pembiayaan 3,884 3,966 3,823 3,803 3,854 3,660 3,774 3,899 3,898 3,867 3,929 3,732 3,505 1. Financing
2. Penjaminan 520 502 490 481 478 464 465 487 465 455 445 445 436 2. Guarantee
3. Asuransi 84 84 86 85 91 90 92 88 91 92 103 98 98 3. Insurance
 Tabel 2.6 Portofolio Investasi LPEI (Miliar Rp)
Table 2.6 Investments Portfolio of Indonesia Eximbank (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. Deposito 16,784 18,029 13,086 13,375 11,940 11,097 11,266 8,481 7,452 5,420 12,700 10,648 10,182 1. Deposit
2. Saham - - - - - - - - - - - - 1 2. Stock
3. Surat Utang Negara (SUN) 520 514 502 547 1,323 1,448 1,952 1,928 1,922 1,963 1,970 1,908 1,904 3. Government bonds
4. Obligasi - - - - - - - - - - - - - 4. Obligation
5. Reksadana - - - - - - - - - - - - - 5. Mutual fund
6. Penyertaan Langsung - - - - - - - - - - - - - 6. Direct Investments
7. EBA - - - - - - - - - - - - - 7. RMBS
8. Properti - - - - - - - - - - - - - 8. Properties
JUMLAH 17,304 18,543 13,589 13,922 13,263 12,546 13,218 10,409 9,374 7,383 14,671 12,556 12,087 TOTAL
 Tabel 2.7 Piutang Pembiayaan LPEI Berdasarkan Sektor Ekonomi (Miliar Rp)
Table 2.7 Financing Receivables of Indonesia Eximbank based on Economic Sector (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. Perindustrian 39,138 38,734 39,614 38,099 42,448 39,873 39,092 39,168 38,928 39,270 39,247 37,991 38,044 1. Industry
2. Pertambangan 6,166 6,163 8,043 9,168 9,572 10,303 10,498 11,798 12,110 12,265 12,157 11,800 11,915 2. Mining
3. Pertanian, perburuan, & sarana pertanian 15,299 15,575 15,589 15,457 15,979 15,492 15,442 15,488 14,954 13,988 13,927 13,643 13,662 3. Agriculture, hunt, & agricultural tools
4. Jasa-jasa dunia usaha 4,483 4,501 4,491 4,046 4,082 3,586 3,556 3,572 3,577 3,600 3,570 3,513 3,603 4. Business servicess
5. Pengangkutan, pergudangan, & komunikasi 5,352 5,299 5,243 5,221 5,210 5,160 5,117 5,100 5,094 5,297 5,280 5,169 5,215 5. Transportation, warehousing, & communication
6. Konstruksi 3,851 3,584 3,879 3,928 4,144 4,313 3,413 3,556 3,521 3,474 3,318 2,999 3,019 6. Construction
7. Listrik, gas, & air 4,249 5,138 5,625 5,573 2,960 1,964 1,960 3,875 5,415 5,893 2,256 2,225 1,761 7. Electricity, gas, & water
8. Perdagangan, restoran, & hotel 3,451 3,469 3,444 3,219 3,325 3,291 3,170 3,096 3,097 3,034 3,259 3,159 3,198 8. Trading, restaurant, & hotel
9.Lain-Lain 869 848 255 707 689 682 677 664 673 672 625 613 611 9.Others
JUMLAH 82,858 83,312 86,183 85,419 88,409 84,667 82,925 86,317 87,371 87,492 83,639 81,111 81,027 TOTAL
 Tabel 2.8 Piutang Pembiayaan LPEI Berdasarkan Penggunaan Dana (Miliar Rp)
Table 2.8 Financing Receivables of Indonesia Eximbank based on Purpose of Financing (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. Modal kerja 44,713 45,714 48,515 47,833 47,491 43,970 43,223 45,570 46,887 47,165 43,961 42,255 42,253 1. Working capital
2. Investasi 38,018 37,472 37,540 37,458 40,788 40,566 39,572 40,617 40,347 40,188 39,541 38,718 38,638 2. Investment
3. Lainnya 128 127 128 128 131 131 130 130 138 139 138 138 136 3. Others
JUMLAH 82,858 83,312 86,183 85,419 88,409 84,667 82,926 86,317 87,371 87,492 83,639 81,111 81,027 TOTAL
 Tabel 2.9 Piutang Pembiayaan LPEI Berdasarkan Kategori Debitur (Miliar Rp)
Table 2.9 Financing Receivables of Indonesia Eximbank based on Debtor Category (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. BUMN 14,773 15,513 17,596 18,666 16,639 15,757 14,890 16,918 18,140 18,606 14,496 14,191 13,897 1. State-Owned Enterprises
2. Non BUMN 67,957 67,672 68,459 66,625 71,640 68,779 67,905 69,268 69,094 68,746 69,006 66,781 66,993 2. Private Enterprises
3. Lainnya 128 127 128 128 131 131 130 130 138 139 138 138 136 3. Others
JUMLAH 82,858 83,312 86,183 85,419 88,409 84,667 82,926 86,317 87,371 87,492 83,639 81,111 81,027 TOTAL
 Tabel 2.10 Piutang Pembiayaan LPEI Berdasarkan Lokasi (Miliar Rp)
Table 2.10 Financing Receivables of Indonesia Eximbank based on Location (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23
Bali 195 200 204 204 231 234 240 242 250 249 254 252 251
Banten 5,973 5,960 5,937 5,943 5,962 5,919 5,826 5,856 5,859 5,871 5,850 5,706 5,726
Bengkulu 121 121 121 118 122 122 122 123 124 124 123 122 123
DI Yogyakarta 48 54 68 70 73 66 71 77 83 83 80 78 75
DKI Jakarta 32,564 33,420 35,636 35,885 36,282 34,074 32,175 35,919 37,836 37,824 33,859 32,831 32,963
Gorontalo 1 1 1 0 - - - - - - - - -
Jambi 751 749 746 743 741 550 547 527 525 524 524 668 666
Jawa Barat 2,467 2,488 2,460 2,460 2,450 2,350 2,264 2,301 2,353 2,362 2,410 2,079 1,918
Jawa Tengah 7,997 8,023 8,019 8,061 8,115 8,081 8,199 8,118 8,188 8,209 8,193 8,083 8,125
Jawa Timur 14,658 14,778 14,676 14,728 14,975 14,739 14,521 14,719 14,474 14,410 14,432 14,078 13,901
Kalimantan Barat 587 554 597 668 733 732 727 710 686 669 637 637 630
Kalimantan Selatan 1,388 1,365 1,356 1,344 1,346 1,321 1,302 1,269 715 710 688 532 537
Kalimantan Tengah 3,329 3,307 3,313 3,319 3,329 3,315 3,315 3,334 3,376 3,394 3,350 3,291 3,318
Kalimantan Timur 1,733 1,701 1,701 1,700 1,700 1,687 1,695 1,745 1,743 1,992 1,988 1,966 1,964
Kalimantan Utara 299 308 287 260 285 314 238 334 288 325 400 318 293
Kepulauan Riau 959 935 - 898 912 911 859 902 916 870 904 865 877
Lampung 1,083 1,076 1,076 817 809 811 815 807 810 813 830 833 916
Maluku 12 12 12 12 12 12 12 12 12 12 12 12 12
Maluku Utara - - 574 580 594 588 591 609 619 628 625 605 619
Nangroe Aceh Darussalam 402 398 397 396 395 396 395 392 391 390 382 378 375
Nusa Tenggara Barat 37 36 36 36 35 35 34 34 33 33 31 30 30
Nusa Tenggara Timur 21 49 35 21 20 20 23 20 20 19 19 19 19
Papua 77 77 77 77 77 77 77 77 77 77 77 77 77
Papua Barat 1,134 1,121 1,108 1,092 1,077 1,061 1,046 1,030 1,015 999 984 975 966
Riau 1,343 1,332 2,244 1,326 1,333 1,311 1,305 1,314 1,322 1,323 1,312 1,317 1,370
Sulawesi Selatan 528 522 741 519 519 503 429 446 439 429 419 380 380
Sulawesi Tengah 403 390 381 369 362 39 39 39 39 39 39 39 39
Sulawesi Tenggara 13 13 13 13 13 12 12 12 12 12 12 12 12
Sulawesi Utara 392 391 170 391 392 391 392 398 412 414 411 413 413
Sumatera Barat 55 55 55 56 57 56 56 57 59 59 59 57 58
Sumatera Selatan 1,056 939 945 937 939 933 916 890 893 891 887 869 878
Sumatera Utara 1,961 1,693 1,943 1,112 3,262 2,758 3,433 2,749 2,530 2,452 2,618 2,407 2,297
Di luar Indonesia 1,271 1,249 1,256 1,264 1,257 1,247 1,249 1,256 1,273 1,284 1,229 1,182 1,200
JUMLAH 82,858 83,312 86,183 85,419 88,409 84,667 82,926 86,317 87,371 87,492 83,639 81,111 81,027
 Tabel 2.11 Piutang Pembiayaan LPEI Berdasarkan Valuta (Miliar Rp)
Table 2.11 Financing Receivables of Indonesia Eximbank based on Currency (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. Rupiah 48,843 49,431 51,502 52,284 53,354 51,968 50,863 52,617 54,055 52,963 48,803 48,589 48,630 1. Rupiah
2. US Dollar*) 34,015 33,882 34,681 33,135 35,055 32,699 32,063 33,700 33,316 34,529 34,837 32,522 32,397 2. US Dollar*)
JUMLAH 82,858 83,312 86,183 85,419 88,409 84,667 82,926 86,317 87,371 87,492 83,639 81,111 81,027 TOTAL
 Tabel 2.12 Piutang Pembiayaan LPEI Berdasarkan Kualitas Kolektabilitas (Miliar Rp)
Table 2.12 Financing Receivables of Indonesia Eximbank based on Quality of Financing (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. Lancar 39,806 40,360 43,149 42,624 45,181 43,418 42,029 45,235 45,824 45,865 42,194 40,054 39,910 1. Current
2. Dalam Perhatian Khusus 25,378 25,072 25,115 24,523 24,803 22,981 22,914 23,154 22,194 22,258 21,935 21,657 19,507 2. Sub-standard
3. Kurang Lancar 1,359 1,582 1,324 1,220 970 1,649 1,733 1,475 2,655 2,752 2,201 2,080 3,434 3. Special Mention
4. Diragukan 757 371 296 730 994 1,290 1,696 2,020 2,089 2,220 1,947 2,143 2,299 4. Doubtful
5. Macet 15,559 15,927 16,299 16,321 16,462 15,330 14,554 14,434 14,608 14,397 15,363 15,176 15,877 5. Defaulted
JUMLAH 82,858 83,312 86,183 85,419 88,409 84,667 82,926 86,317 87,371 87,492 83,639 81,111 81,027 TOTAL
 Tabel 2.13 Jumlah Kontrak Pembiayaan LPEI Berdasarkan Sektor Ekonomi
Table 2.13 Number of Financing Contract of Indonesia Eximbank based on Economic Sector
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. Perindustrian 2,070 2,184 2,097 2,102 2,160 2,032 2,165 2,294 2,277 2,275 2,275 2,094 1,847 1. Industry
2. Pertambangan 149 142 139 139 147 130 126 132 132 140 143 143 141 2. Mining
3. Pertanian, perburuan, & sarana pertanian 410 418 414 391 399 407 412 431 423 400 425 411 409 3. Agriculture, hunt, & agricultural tools
4. Jasa-jasa dunia usaha 150 144 115 106 104 104 99 98 94 94 94 89 87 4. Business servicess
5. Transportation, warehousing, &
5. Pengangkutan, pergudangan, & komunikasi 90 82 78 76 77 77 75 75 77 75 75 74 80
communication
6. Konstruksi 154 146 148 161 119 80 75 77 75 74 74 57 51 6. Construction
7. Listrik, Gas, & Air 26 28 25 18 11 10 12 18 23 26 18 15 12 7. Electricity, gas, & water
8. Perdagangan, restoran, & hotel 353 347 340 338 358 346 349 317 324 308 354 364 395 8. Trading, restaurant, & hotel
9.Lain-Lain 482 475 467 472 479 474 461 457 473 475 471 485 483 9.Others
JUMLAH 3,884 3,966 3,823 3,803 3,854 3,660 3,774 3,899 3,898 3,867 3,929 3,732 3,505 TOTAL
 Tabel 2.14 Jumlah Kontrak Pembiayaan LPEI Berdasarkan Penggunaan Dana
Table 2.14 Number of Financing Contract of Indonesia Eximbank based on Purpose of Financing
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. Modal kerja 2,652 2,772 2,659 2,643 2,681 2,497 2,631 2,764 2,738 2,720 2,766 2,553 2,325 1. Working capital
2. Investasi 764 733 701 701 707 702 695 691 700 685 705 708 712 2. Investment
3. Lainnya 468 461 463 459 466 461 448 444 460 462 458 471 468 3. Others
JUMLAH 3,884 3,966 3,823 3,803 3,854 3,660 3,774 3,899 3,898 3,867 3,929 3,732 3,505 TOTAL
 Tabel 2.15 Jumlah Kontrak Pembiayaan LPEI Berdasarkan Kategori Debitur
Table 2.15 Number of Financing Contract of Indonesia Eximbank based on Debtor Category
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. BUMN 241 251 222 223 185 146 137 140 141 146 150 145 144 1. State-Owned Enterprises
2. Non BUMN 3,175 3,254 3,138 3,121 3,203 3,053 3,189 3,315 3,297 3,259 3,321 3,116 2,893 2. Private Enterprises
3. Lainnya 468 461 463 459 466 461 448 444 460 462 458 471 468 3. Others
JUMLAH 3,884 3,966 3,823 3,803 3,854 3,660 3,774 3,899 3,898 3,867 3,929 3,732 3,505 TOTAL
 Tabel 2.16 Jumlah Kontrak Pembiayaan LPEI Berdasarkan Lokasi
Table 2.16 Number of Financing Contract of Indonesia Eximbank based on Location
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23
Bali 28 30 33 33 36 36 38 39 40 40 55 45 43
Banten 127 129 125 123 122 126 120 116 112 109 105 105 106
Bengkulu 4 4 4 4 4 4 4 4 4 4 4 4 4
DI Yogyakarta 21 24 24 23 23 22 24 25 37 37 35 33 30
DKI Jakarta 1,217 1,176 1,135 1,086 1,046 1,036 1,023 1,031 1,038 1,029 1,074 1,147 1,172
Gorontalo 1 1 1 1 - - - - - - - - -
Jambi 12 12 12 11 11 9 9 5 4 4 4 6 6
Jawa Barat 710 802 699 736 787 661 767 897 914 925 907 668 408
Jawa Tengah 261 265 261 277 279 276 289 290 295 304 312 319 321
Jawa Timur 968 991 1,005 1,016 1,029 983 981 983 957 922 901 876 856
Kalimantan Barat 30 22 23 23 22 29 37 37 37 37 50 50 50
Kalimantan Selatan 11 11 11 11 11 11 11 10 10 10 10 10 9
Kalimantan Tengah 42 41 40 40 40 40 40 42 40 40 40 40 40
Kalimantan Timur 21 21 21 21 22 23 25 37 38 41 50 53 57
Kalimantan Utara 5 6 4 3 8 13 11 17 16 18 20 17 16
Kepulauan Riau 52 50 - 44 46 47 45 46 46 44 46 43 54
Lampung 14 14 14 10 10 10 10 10 10 10 11 11 29
Maluku 14 14 14 14 14 14 14 14 14 14 14 14 14
Maluku Utara - - 1 1 1 1 1 1 1 1 1 1 1
Nangroe Aceh Darussalam 23 18 18 18 18 19 19 19 19 19 19 19 19
Nusa Tenggara Barat 6 5 5 5 5 5 5 5 5 5 5 5 5
Nusa Tenggara Timur 4 24 13 4 4 4 6 4 4 4 4 4 4
Papua 1 1 1 1 1 1 1 1 1 1 1 1 1
Papua Barat 2 2 2 2 2 2 2 2 2 2 1 1 1
Riau 87 87 133 87 87 87 87 87 87 87 87 88 91
Sulawesi Selatan 57 52 53 52 53 52 49 46 45 45 44 42 42
Sulawesi Tengah 9 9 9 9 9 2 2 2 2 2 2 2 2
Sulawesi Tenggara 6 6 6 6 6 6 6 6 6 6 6 5 5
Sulawesi Utara 37 43 47 41 45 29 32 28 25 20 21 33 31
Sumatera Barat 7 7 7 7 7 7 7 7 7 7 7 7 7
Sumatera Selatan 24 21 21 19 19 19 14 12 12 12 13 13 14
Sumatera Utara 66 61 66 60 72 71 80 61 55 53 65 55 52
Di luar Indonesia 17 17 15 15 15 15 15 15 15 15 15 15 15
JUMLAH 3,884 3,966 3,823 3,803 3,854 3,660 3,774 3,899 3,898 3,867 3,929 3,732 3,505
 Tabel 2.17 Jumlah Kontrak Pembiayaan LPEI Berdasarkan Valuta
Table 2.17 Number of Financing Contract of Indonesia Eximbank based on Currency
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. Rupiah 2,354 2,327 2,268 2,274 2,249 2,200 2,182 2,170 2,157 2,120 2,126 2,116 2,129 1. Rupiah
2. US Dollar 1,530 1,639 1,555 1,529 1,605 1,460 1,592 1,729 1,741 1,747 1,803 1,616 1,376 2. US Dollar
JUMLAH 3,884 3,966 3,823 3,803 3,854 3,660 3,774 3,899 3,898 3,867 3,929 3,732 3,505 TOTAL
 Tabel 2.18 Jumlah Kontrak Pembiayaan LPEI Berdasarkan Kualitas Kolektabilitas
Table 2.18 Number of Financing Contract of Indonesia Eximbank based on Quality of Financing
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. Lancar 2,545 2,675 2,607 2,590 2,606 2,419 2,505 2,637 2,638 2,631 2,727 2,526 2,320 1. Current
2. Dalam Perhatian Khusus 414 380 307 300 336 319 320 362 351 359 288 282 265 2. Sub-standard
3. Kurang Lancar 20 20 17 23 16 26 62 26 32 40 70 43 34 3. Special Mention
4. Diragukan 10 6 6 6 12 9 5 42 44 9 11 49 65 4. Doubtful
5. Macet 895 885 886 884 884 887 882 832 833 828 833 832 821 5. Defaulted
JUMLAH 3,884 3,966 3,823 3,803 3,854 3,660 3,774 3,899 3,898 3,867 3,929 3,732 3,505 TOTAL
 Tabel 2.19 Jumlah Kontrak Penjaminan LPEI Berdasarkan Jenis Penjaminan
Table 2.19 Number of Guarantee Contract of Indonesia Eximbank based on Types of Guarantee
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. Proyek 452 436 428 421 419 410 411 434 417 408 400 400 390 1. Project
2. Kredit bank 4 4 4 4 4 4 5 5 6 6 6 6 7 2. Bank credit
3. Importir 1 1 1 1 1 2 3 4 3 4 5 5 5 3. Importer
4. Kredit PEN 63 61 57 55 54 48 46 44 39 37 34 34 34 4. PEN Credit
JUMLAH 520 502 490 481 478 464 465 487 465 455 445 445 436 TOTAL
 Tabel 2.20 Jumlah Kontrak Asuransi LPEI Berdasarkan Jenis Asuransi
Table 2.20 Number of Insurance Contract of Indonesia Eximbank based on Types of Insurance
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. Proteksi piutang dagang 58 57 60 56 62 62 64 62 63 63 72 68 70 1. Account receivable protection
2. Marine cargo 26 27 26 29 29 28 28 26 28 29 31 30 28 2. Marine cargo
JUMLAH 84 84 86 85 91 90 92 88 91 92 103 98 98 TOTAL
 Tabel 2.21 Pinjaman yang Diterima LPEI Berdasarkan Negara Pemberi Pinjaman (Miliar Rp)
Table 2.21 Loans Received of Indonesia Eximbank based on Creditor Country (Biliion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. Indonesia 8,868 10,371 15,422 14,978 23,888 21,730 21,820 19,788 19,550 14,193 17,720 13,687 14,370 1. Indonesia
2. Jepang 6,017 6,019 - - - - - - - - - - - 2. Japan
3. Cina 2,854 2,855 2,882 2,899 2,963 2,952 2,955 3,032 3,107 3,135 3,103 2,989 3,042 3. China
4. Singapura 8,611 8,615 8,694 8,747 1,480 1,477 1,482 3,762 3,855 6,999 6,929 6,674 6,793 4. Singapore
5. Jerman 1,420 1,421 1,434 1,443 1,475 1,469 1,471 1,510 1,547 1,561 1,546 1,489 1,515 5. Germany
JUMLAH 27,770 29,281 28,431 28,067 29,806 27,628 27,727 28,092 28,059 25,888 29,297 24,839 25,720 TOTAL
 Tabel 2.22 Pinjaman yang Diterima LPEI Berdasarkan Valuta (Miliar Rp)
Table 2.22 Loans Received of Indonesia Eximbank based on Currency (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. Rupiah 2,000 3,500 6,250 5,750 9,350 8,500 8,000 7,496 7,502 3,508 7,143 3,499 4,005 1. Rupiah
2. US Dollar*) 25,716 25,728 22,130 22,265 20,405 19,079 19,679 20,547 20,506 22,327 22,101 21,288 21,664 2. US Dollar*)
3. Euro*) 54 53 51 52 51 49 48 49 50 53 53 52 51 3. Euro*)
JUMLAH 27,770 29,281 28,431 28,067 29,806 27,628 27,727 28,092 28,059 25,888 29,297 24,839 25,720 TOTAL
 Tabel 3.1 Posisi Keuangan PT SMF (Persero) (Miliar Rp)
Table 3.1 Financial Position of PT SMF (Persero) (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
Aktiva Lancar Current Assets
1. Kas 0 0 0 0 0 0 0 0 0 0 0 0 0 1. Cash
2. Investasi lancar 8,344 6,451 6,571 6,571 6,245 4,501 2,342 7,168 6,295 4,500 3,954 3,280 5,126 2. Current Investments
a. Giro 38 59 31 31 26 22 25 16 34 34 11 78 350 a. Current accounts
b. Deposito 8,210 6,299 6,458 6,458 6,141 4,410 2,111 6,956 6,051 4,256 3,716 2,974 4,548 b. Deposit
c. EBA 96 93 82 82 78 69 206 196 211 210 226 228 227 c. RMBS
3. Pinjaman yang diberikan 4,706 4,720 3,222 3,222 3,459 2,254 2,548 2,839 3,155 3,433 3,450 3,397 3,352 3. Loan
4. Aset KPR - - - - - 34 33 30 29 27 11 11 11 4. KPR Asset
5. Jaminan dan pendukung kredit 58 52 51 51 47 46 52 49 49 47 48 46 44 5. Credit enhancement
6. Service transition fund - - - - - - - - - - - - - 6. Service transition fund
7. Piutang usaha 112 71 80 80 65 73 76 71 74 82 78 91 89 7. Trade receivables
8. Uang muka 1 3 1 1 2 1 1 1 1 1 - 0 0 8. Advance payments
9. Beban dibayar dimuka 2 3 3 3 3 3 3 3 3 3 2 4 13 9. Prepaid expenses
10. Pajak dibayar dimuka 1 2 1 1 1 0 0 0 0 0 0 0 1 10. Prepaid tax
11. Piutang lainnya 5 9 3 3 1 1 2 2 2 1 1 1 1 11. Other receivables
12. Aset lancar lainnya - - - - - 93 - - - - - - - 12. Other current assets
Jumlah Aktiva Lancar 13,230 11,311 9,931 9,931 9,822 7,007 5,057 10,163 9,608 8,093 7,546 6,831 8,636 Total current assets
Aktiva Tidak Lancar Non-current assets
13. Investasi tidak lancar 1,623 1,554 1,546 1,546 1,481 1,474 1,461 1,408 1,376 1,364 1,481 1,473 1,463 12. Non-current investments
a. Giro - - - - - - - - - - - - - a. Current accounts
b. Deposito - - - - - - - - - - - - - b. Deposit
c. Surat utang negara 365 365 364 364 363 363 363 363 363 362 362 362 362 c. Government bonds
d. Efek beragun aset 1,258 1,189 1,182 1,182 1,118 1,111 1,098 1,045 1,012 1,001 1,119 1,112 1,101 d. RMBS
14. Pinjaman yang diberikan 16,020 16,814 19,131 19,131 18,796 19,859 20,673 21,076 21,716 22,927 23,689 23,632 23,644 13. Loan
15. Jaminan dan pendukung kredit - - - - - - - - - - - - - 14. Credit enhancement
16. Piutang lainnya: 24 24 24 24 25 25 28 28 28 28 28 29 29 15. Other receivables
a. Piutang kepada pihak berelasi 4 4 4 4 3 3 5 4 4 4 4 4 4 a. Receivables to third parties
b. Piutang kepada pihak ketiga 20 20 20 20 22 22 23 24 24 24 24 25 25 b. Receivables to related parties
17. Aset tetap - bruto 139 139 143 143 144 122 121 121 124 124 126 125 125 16. Fixed assets - gross
18. Aset tak berwujud - - - - - 20 20 19 32 32 32 31 31 17. Intangible assets
19. Aset pajak tangguhan 32 28 28 28 29 30 30 28 27 27 27 26 25 18. Deffered tax assets
20. Akumulasi penyusutan (24) (21) (22) (22) (22) (15) (16) (15) (16) (17) (18) (17) (18) 19. Accumulated depreciation
21. Aset tidak lancar lainnya 88 86 84 84 79 39 42 42 37 32 30 32 32 20. Other non-current assets
Jumlah Aktiva Tidak Lancar 17,901 18,625 20,934 20,934 20,531 21,553 22,360 22,708 23,323 24,516 25,394 25,331 25,329 Total non-current assets
TOTAL AKTIVA 31,131 29,935 30,865 30,865 30,353 28,560 27,417 32,871 32,930 32,609 32,939 32,162 33,966 Total Assets
Liabilitas lancar Current liabilities
1. Utang Pajak 1 0 6 5 2 3 5 7 7 6 9 8 7 1. Tax liabilities
2. Beban yang masih harus dibayar 27 30 26 24 24 25 26 24 19 19 17 13 17 2. Accrued expenses
3. Surat Utang 4,252 2,263 2,263 2,263 2,263 1,723 300 300 300 300 300 300 926 3. Bonds:
a. Obligasi 4,252 2,263 2,263 2,263 2,263 1,723 300 300 300 300 300 300 926 a. Bonds
b. MTN - - - - - - - - - - - - - b. Medium term notes
c. Sukuk Mudharabah - - - - - - - - - - - - - c. Sukuk Mudharabah
4. Utang bunga surat utang 85 125 134 53 125 131 44 107 134 84 107 134 87 4. Bond interest liabilities
5. Utang bagi hasil mudharabah 8 1 1 1 1 0 1 1 0 1 1 0 1 5. Other current liabilities
 Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
6. Pendapatan diterima di muka - - - - - (2) (1) - 1 2 3 4 4 6. Prepaid revenue
7. Utang lancar lainnya 926 2,165 3,059 3,138 2,612 1,921 2,248 1,921 1,917 1,919 1,874 1,024 1,025
Jumlah liabilitas lancar 5,298 4,583 5,488 5,483 5,027 3,801 2,623 2,360 2,377 2,331 2,311 1,483 2,067 Total current liabilities
7. Surat Utang 9,494 9,494 9,494 9,495 9,495 9,495 9,495 12,492 12,492 12,493 12,493 12,493 13,664 7. Bonds:
a. Obligasi 9,494 9,494 9,494 9,495 9,495 9,495 9,395 12,392 12,392 12,393 12,393 12,393 13,564 a. Bonds
b. MTN - - - - - - - - - - - - - b. Medium term notes
c. Sukuk Mudharabah 100 100 100 100 100 - 100 100 100 100 100 100 100 c. Sukuk Mudharabah
8. Kewajiban estimasi untuk imbalan kerja 11 8 8 8 9 9 8 8 8 8 7 7 8 8. Estimate obligations of employee benefits
9. Utang bunga surat utang 2,127 1,625 1,624 1,624 1,624 1,125 1,125 1,826 1,826 1,505 1,825 1,824 1,823 9. Bond interest liabilities
Jumlah liabilitas tidak lancar 11,732 11,227 11,227 11,227 11,227 10,628 10,629 14,327 14,327 14,006 14,325 14,324 15,496 Total non-current liabilities
Total Liabilitas 17,030 15,810 16,715 16,711 16,254 14,431 13,253 16,687 16,703 16,335 16,633 15,804 17,558 Total Liabilities
11. Modal disetor 10,800 10,800 10,800 10,800 10,800 10,800 10,800 10,800 10,800 12,800 12,800 12,800 12,800 11. Paid-up capital
12. Setoran modal diterima di muka - - - - - - - 2,000 2,000 - - - - 12. Capital paid-up in advances
13. Perubahan Nilai Wajar yang belum Terealisasi 1 0 0 0 1 1 1 (12) (14) (8) (9) (3) 3 13. Unreasonable Change of Fair Value
14. Keuntungan (kerugian) aktuarial atas imbalan kerja - - - - - - - - - - - - - 14. Gains (Losses) on employee benefit actuarial
15. CKPN nilai wajar melalui penghasilan komprehensif lainnya 5 4 4 4 4 4 4 4 4 4 2 2 3 15.CKPN fair value through other comprehensive income
16. Saldo laba/(rugi) 3,295 3,321 3,346 3,384 3,294 3,324 3,359 3,391 3,437 3,478 3,513 3,559 3,602 16. Retained profit / (loss)
a. Ditentukan penggunaannya 1,368 1,368 1,368 1,368 1,540 1,540 1,540 1,540 1,540 1,540 1,540 1,540 1,540 a. Appropriated
b. Belum ditentukan penggunaannya 1,927 1,953 1,978 2,016 1,754 1,784 1,819 1,851 1,897 1,938 1,973 2,018 2,061 b. Unappropriated
TOTAL EKUITAS 14,101 14,125 14,150 14,188 14,099 14,129 14,165 16,184 16,227 16,274 16,306 16,359 16,407 TOTAL EQUITIES
TOTAL LIABILITAS DAN EKUITAS 31,131 29,935 30,865 30,899 30,353 28,560 27,417 32,871 32,930 32,609 32,939 32,162 33,966 TOTAL LIABILITIES AND EQUITIES
 Tabel 3.2 Laba Rugi Komprehensif PT SMF (Persero) (Miliar Rp)
Table 3.2 Comprehensive Income of PT SMF (Persero) (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
Pendapatan Revenues
A. Pendapatan operasional A. Operating revenue
1. Pendapatan bunga 326 469 614 761 894 1,030 1,166 1,301 1,452 1,608 1,764 160 314 1. Interest revenue
2. Pendapatan sekuritisasi 0 1 1 1 1 1 8 8 11 9 7 - 1 0 2. Securities revenue
3. Pendidikan & pelatihan 0 0 0 0 0 0 0 0 0 0 0 0 0 3. Education & training

4. Nilai wajar instrumen keuangan yang diperdagangkan - - - - - - - - - - - - - 4. Fair value of trading financial instruments

5. Keuntungan (kerugian) dari penjualan instrumen

- - - - - - - - - - - - - 5. Gains (losses) from sale of financial instruments
keuangan
6. Pendapatan operasional lainnya - - - - - 0 0 - - - - - - 6. Other operating revenue
Jumlah pendapatan operasional 326 470 615 761 895 1,032 1,175 1,310 1,464 1,618 1,771 159 315 Total operating revenue
B. Pendapatan non operasional B. Non operating revenue
1. Bunga giro 0 1 1 1 1 1 1 1 2 2 2 0 0 1. Interest of current accounts
2. Bunga pinjaman karyawan 0 0 0 0 0 0 0 1 1 1 1 0 0 2. Employee loan interest
3. Laba / (rugi) selisih kurs - - - - - - - - - - - - - 3. Gain / (loss) on foreign exchange
4. Pendapatan non operasional lainnya 0 0 0 0 0 0 0 0 1 1 1 - 0 4. Other non operating revenue
Jumlah pendapatan non operasional 0 1 1 1 2 2 2 2 3 3 4 0 0 Total non operating revenue
Total Pendapatan 327 471 616 763 897 1,034 1,177 1,312 1,467 1,621 1,774 159 315 Total Revenue
Beban Expenses
A. Beban operasional A. Operating expenses
1. Beban sekuritisasi - - - - - - - - - - - - - 1. Securities expenses
2. Beban bunga 219 316 405 495 586 671 753 834 924 1,017 1,108 91 182 2. Interest expenses
3. Pegawai 11 17 27 33 39 47 53 61 59 67 74 6 12 3. Employee
4. Direksi & dekom - - - - - - - - - - - - - 4. Directors & commissioners
5. Beban depresiasi & amortisasi 2 2 3 4 6 6 7 8 9 11 13 1 2 5. Depreciation & amortization expenses
6. Administrasi 9 13 25 30 35 41 49 54 59 64 79 4 10 6. Administration
7. Umum - - - - - - - - - - - - - 7. General
8. Pendidikan & pelatihan - - - - - - - - - - - - - 8. Education & training
9. Beban pajak 9 15 19 23 27 31 38 40 47 48 48 4 8 9. Tax expenses
10. Beban bagi hasil 1 2 3 3 3 4 4 5 5 5 6 0 1 10. Profit sharing expenses
11. Beban operasional lainnya 0 (6) (6) (6) (5) (5) - 5 - 4 - 4 - 4 - 7 0 0 11. Other operating expenses
Jumlah beban operasional 252 359 483 582 690 794 899 998 1,100 1,208 1,321 107 217 Total operating expenses
B. Beban non operasional - - - - - - - - - - - - - B. Non operating expenses
Total Beban 252 359 483 582 690 794 899 998 1,100 1,208 1,321 107 217 Total Expenses
A. Laba / (Rugi) Sebelum Pajak 75 112 133 181 207 239 278 314 367 413 453 52 99 A. Profit / (Loss) Before Tax
Beban (manfaat) pajak penghasilan (2) (6) (8) (12) (12) (15) (19) (23) (30) (34) (40) (6) (12) Income tax (benefits) expenses
1. Kini (2) (4) (6) (10) (11) (13) (17) (22) (28) (33) (38) (6) (12) 1. Current
2. Tangguhan 0 (2) (2) (2) (2) (2) (2) (1) (2) (1) (2) 0 (0) 2. Deferred
Laba periode berjalan 73 106 131 169 194 224 259 291 337 378 413 46 86 Current period income
Pendapatan komprehensif lain setelah pajak - - - - - - - - - - - - - Other comprehensive income after tax
Laba / (Rugi) Komprehensif Periode Berjalan 73 106 131 169 194 224 259 291 337 378 413 46 86 Current Period Comprehensive Profit / (Loss)
 Tabel 3.3 Kegiatan Usaha PT SMF (Persero) (Miliar Rp)
Table 3.3 Business Activities of PT SMF (Persero) (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23
1. Nilai pinjaman yang diberikan kepada penyalur KPR 20,726 21,534 22,353 21,788 22,254 22,113 22,113 23,915 24,871 26,360 27,139 27,029 26,996
2. Jumlah debitur KPR (pihak) 1,014,322 1,034,345 1,067,478 1,080,211 1,111,009 1,125,300 1,125,300 1,162,826 1,162,827 1,162,828 1,258,789 1,162,829 1,259,465
3. Nilai sekuritisasi 12,787 12,787 12,787 12,787 12,787 12,787 12,787 12,787 12,787 12,787 13,287 13,287 13,287
 Items
1. Mortgage dealer loans
2. Total mortgage debtor
3. Securitizations
 Tabel 3.4 Portofolio Investasi PT SMF (Persero) (Miliar Rp)
Table 3.4 Investments Portfolio of PT SMF (Persero) (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
1. Deposito 8,248 6,358 6,488 7,106 6,167 4,432 2,136 6,973 6,085 4,290 3,728 3,052 4,898 1. Deposit
2. Saham - - - - - - - - - - - - - 2. Stock
3. Surat Utang Negara (SUN) 365 365 364 365 363 363 363 363 363 362 362 362 362 3. Government Bonds
4. Obligasi - - - - - - - - - - - - - 4. Obligation
5. Reksadana - - - - - - - - - - - - - 5. Mutual fund
6. Penyertaan Langsung - - - - - - - - - - - - - 6. Direct Investments
7. EBA 1,354 1,282 1,264 1,246 1,196 1,181 1,305 1,241 1,223 1,211 1,345 1,340 1,328 7. RMBS
8. Properti - - - - - - - - - - - - - 8. Properties
JUMLAH 9,967 8,005 8,117 8,718 7,726 5,975 3,803 8,576 7,671 5,863 5,435 4,753 6,588 TOTAL
 Tabel 4.1 Posisi Keuangan PT PNM (Miliar Rp)
Table 4.1 Financial Position of PT PNM (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
ASET ASSETS
1. Kas dan setara kas 1,800 2,279 1,889 2,178 1,198 710 911 1,282 976 676 643 959 846 1. Cash and cash equivalents
2. Portofolio efek yang diperdagangkan 1,671 1,581 1,587 1,599 1,660 1,661 1,672 1,530 1,538 1,549 1,806 1,566 1,574 2. Portfolio of securities - trading
3. Pinjaman yang diberikan - bersih 33,095 34,263 35,751 35,072 35,434 36,079 36,421 36,941 37,083 37,674 38,443 38,569 39,666 3. Loans - net
4. Pembiayaan modal - - - - - - - - - - - - - 4. Capital financing
5. Piutang jasa manajemen - bersih 4 3 3 4 3 2 2 2 2 2 4 3 3 5. Management services receivables - net
6. Pendapatan masih akan diterima 109 109 67 123 77 94 61 60 82 60 74 67 64 6. Accrued incomes
7. Piutang lembaga keuangan kliring dan penjaminan - - - - - - - - - - - - - 7. Clearing and guarantee institution receivables
8. Piutang kegiatan manajer investasi - - - - - - - - - - - - - 8. Investment manager activities receivables
9. Piutang lain-lain 220 223 229 242 258 254 235 217 228 320 257 171 143 9. Other receivables
10. Pajak dibayar dimuka 34 51 51 51 51 66 80 95 116 137 158 14 28 10. Prepaid taxes
11. Uang muka dan biaya dibayar dimuka 467 549 643 662 757 748 696 676 589 575 522 748 785 11. Advances and prepayments
12. Investasi pada entitas asosiasi 658 660 663 673 679 686 692 662 702 673 768 773 770 12. Investment in associates
13. Aset pajak tangguhan 412 484 516 447 508 561 639 777 825 881 963 945 993 13. Deferred tax assets
14. Aset tetap - bersih 1,529 1,549 1,554 1,551 1,637 1,570 1,592 1,632 1,617 1,519 1,514 1,508 1,585 14. Fixed assets – net
15. Properti investasi - bersih - - - - - - - - - - - - - 15. Investment properties - net
16. Portofolio efek - tersedia untuk dijual - - - - - - - - - - - - - 16. Portfolio of securities - available for sale
17. Aset tak berwujud - bersih 102 109 104 100 95 93 98 93 70 62 131 130 143 17. Intangible assets - net
18. Aset tidak lancar yang dimiliki untuk dijual - - - - - - - - - - - - - 18. Non-current assets classified as held for sale
19. Aset lain-lain - bersih 2,496 2,697 2,700 2,704 2,707 2,710 2,713 1,486 1,357 1,263 1,276 1,282 1,280 19. Other assets - net
Total Aset 42,597 44,556 45,759 45,407 45,065 45,233 45,813 45,453 45,185 45,392 46,559 46,735 47,881 Total Assets
LIABILITAS DAN EKUITAS LIABILITIES AND EQUITY
Liabilitas Liabilities
1. Utang bank dan lembaga keuangan 15,723 17,604 17,133 16,804 16,263 17,211 15,702 14,676 10,114 15,483 15,610 15,814 16,645 1. Bank and financial institution borrowings
2. Utang obligasi 10,079 9,912 12,906 11,505 11,506 10,758 11,754 11,755 16,291 11,171 10,173 10,174 10,175 2. Bond payables
3. Pinjaman dari Pemerintah Republik Indonesia dan lembaga kredit di luar 3. Borrowings from the Government of the Republic of Indonesia and
3,539 3,347 3,160 3,972 3,785 3,597 4,410 4,722 4,533 4,344 5,685 5,807 5,729
negeri foreign credit institution
4. Pendapatan ditangguhkan – Java Reconstraction Fund - - - - - - - - - - - - - 4. Deferred revenue of - Java Reconstraction Fund
5. Utang pajak 161 207 250 215 292 379 482 648 711 791 904 777 867 5. Taxes payables
6. Dana cadangan angsuran 5,715 5,944 4,833 5,382 5,723 5,676 5,609 5,583 5,428 5,263 5,258 5,079 4,931 6. Installment reserve fund
7. Utang lembaga kliring dan penjaminan - - - - - - - - - - - - - 7. Clearing and guarantee institution payables
8. Utang kegiatan manajer investasi - - - - - - - - - - - - - 8. Investment manager activities payables
9. Utang lain-lain 284 296 225 225 209 251 272 406 250 197 468 310 466 9. Other payables
10. Beban yang masih harus dibayar 447 536 435 442 371 364 495 464 585 807 1,049 1,219 1,379 10. Accrued expenses
11. Liabilitas pajak tangguhan - - - - - - - - - - - - - 11. Liabilitas pajak tangguhan
12. Liabilitas imbalan kerja 19 44 44 44 48 48 48 49 49 49 69 69 69 12. Employees benefit liabilities
Total Liabilitas 35,970 37,890 38,987 38,587 38,197 38,285 38,771 38,302 37,962 38,105 39,216 39,249 40,260 Total Liabilities
Ekuitas Equity
10. Modal yang dapat diatribusikan kepada pemilik entitas induk: 6,628 6,666 6,772 6,819 6,868 6,948 7,043 7,151 7,223 7,287 7,343 7,486 7,621 10. Equity attributable to owners of the parent:
a. Modal saham 3,800 3,800 3,800 3,800 3,800 3,800 3,800 3,800 3,800 3,800 3,800 3,800 3,800 a. Share capital
b. Penyertaan modal negara - - - - - - - - - - - - - b. State capital investment
c. Saldo laba: 2,826 2,869 2,971 3,022 3,069 3,149 3,244 3,345 3,417 3,481 3,543 3,686 3,821 c. Retained earnings:
Telah ditentukan penggunaannya: 568 568 568 568 791 791 791 791 791 791 791 791 791 Appropriated retained earnings:
- Cadangan umum 537 537 537 537 760 760 760 760 760 760 760 760 760 - General reserves
- Cadangan tujuan 31 31 31 31 31 31 31 31 31 31 31 31 31 - Appropriated reserves
Belum ditentukan penggunaannya 2,258 2,301 2,403 2,454 2,278 2,359 2,453 2,554 2,627 2,690 2,752 2,895 3,030 Unappropriatied retained earnings
d. Keuntungan (kerugian) atas revaluasi aset tetap - - - - - - - - - - - - - d. Gain (loss) on fixed assets revaluation
e. Keuntungan (kerugian) yang belum direalisasi atas efek tersedia untuk
(6) (6) (6) (6) (6) (6) (6) (6) (6) (6) (6) (6) (6) e. Unrealized gain (loss) on available-for-sale marketable securities
dijual
f. Keuntungan (kerugian) aktuarial atas Program Imbalan Kerja 7 3 7 3 5 5 5 11 11 11 6 6 6 f. Actuarial gain (loss) on employee benefit program
11. Kepentingan non-pengendali - - - - - - - - - - - - - 11. Kepentingan non-pengendali
Total Ekuitas 6,628 6,666 6,772 6,819 6,868 6,948 7,043 7,151 7,223 7,287 7,343 7,486 7,621 Total Equities
Total Liabilitas & Ekuitas 42,597 44,556 45,759 45,407 45,065 45,233 45,813 45,453 45,185 45,392 46,559 46,735 47,881 Total Liabilities & Equities
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
 Tabel 4.2 Laba Rugi Komprehensif PT PNM (Miliar Rp)
Table 4.2 Comprehensive Income of PT PNM (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
Pendapatan usaha 1,764 2,740 3,651 4,574 5,596 6,633 7,835 8,949 10,105 11,402 12,532 1,309 2,424 Operating Revenue
Beban pokok pendapatan (449) (654) (832) (1,059) (1,236) (1,421) (1,604) (1,772) (1,949) (2,128) (2,278) (191) (362) Cost of Revenue
LABA KOTOR 1,316 2,086 2,819 3,515 4,359 5,212 6,231 7,178 8,156 9,275 10,254 1,117 2,062 GROSS PROFIT
1. Pendapatan dari jasa konsultasi manajemen - 0 - - - - - - - - 7 1 2 1. Revenue from management consulting services
2. Pendapatan dari Java Reconstruction Fund - - - - - - - - - - - - - 2. Revenua from Java Reconstruction Fund
3. Pendapatan dari kegiatan manajer investasi - - - - - - - - - - - - - 3. Revenue from investment manager activities

4. Pendapatan dari jasa giro, dividen, dan bunga deposito berjangka 14 17 19 31 33 36 41 45 49 50 71 3 7 4. Interest revenue on current account, dividend and time deposits

5. Keuntungan terealisasi atas penjualan efek 18 31 37 50 61 70 80 89 97 107 115 10 18 5. Realized gains on sale of securities
6. Laba penjualan aset tetap - - - - - - - - - - - - - 6. Gain on sale of fixed assets
7. Beban usaha (1,103) (1,857) (2,472) (3,118) (3,918) (4,690) (5,609) (6,445) (7,355) (8,405) (9,345) (943) (1,738) 7. Operating expenses
8. Beban denda pajak (0) (0) (0) (0) (0) (0) (0) (0) (0) (0) (0) - (0) 8. Tax penalties expenses
9. Laba (rugi) selisih - kurs (0) (0) (0) (0) (0) (0) (0) (0) 0 1 0 (0) (0) 9. Gain (loss) on foreign exchange - net
10. Lain-lain - bersih (2) (3) (3) (5) (8) (8) (13) (14) (15) (16) (24) 0 (1) 10. Miscellaneous - net
LABA USAHA 242 274 400 473 527 619 731 852 933 1,012 1,078 187 350 OPERATING PROFIT
Bagian atas laba (rugi) bersih entitas asosiasi 12 14 17 27 33 40 46 53 59 64 71 5 8 Share of net profit (loss) of associates
LABA (RUGI) SEBELUM PAJAK PENGHASILAN 254 288 417 501 560 658 777 905 991 1,076 1,150 193 358 PROFIT BEFORE INCOME TAX EXPENSE
Manfaat (beban) pajak penghasilan: Income Tax Benefit (Expense):
1. Kini (118) (180) (240) (203) (277) (347) (450) (614) (676) (754) (847) (150) (228) 1. Current tax
2. Tangguhan 76 148 181 111 173 225 303 441 489 545 627 91 138 2. Deferred tax
Jumlah Beban Pajak Penghasilan (41) (32) (60) (92) (105) (123) (147) (173) (187) (209) (220) (59) (90) Total income tax expense
LABA PERIODE BERJALAN 213 256 357 409 455 536 630 732 804 867 929 133 268 PROFIT FOR THE YEAR
Penghasilan komprehensif lain: Other Comprehensive Income::
1. Keuntungan (kerugian) yang belum direalisasikan dari portofolio
- - - - - - - - - - - - - 1. Account that not reclassified to
efek tersedia untuk dijual

2. Keuntungan (kerugian) aktuarial atas program imbalan kerja - (5) (5) (5) (3) (3) (3) 4 4 4 (1) - - 2. Keuntungan (kerugian) aktuarial atas program imbalan kerja

Laba / (Rugi) Komprehensif 213 251 353 404 453 533 628 736 808 871 928 133 268 Laba / (Rugi) Komprehensif
 Tabel 4.3 Pinjaman yang Diberikan PT PNM (Miliar Rp)
Table 4.3 Loans of PT PNM (Billion Rp)
Keterangan Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Items
Pembiayaan Usaha Mikro dan Kecil kepada LKM/S 90 95 97 97 96 95 99 100 96 100 101 101 101 MSE Financing for MFI/S
Pembiayaan ULaMM 6,371 6,131 6,050 5,803 5,608 5,295 4,817 4,457 3,987 3,682 3,493 3,201 3,229 Financing for ULaMM
Pembiayaan Modal Kecil dan Menengah 15 - - - - - - - - - - - - SME Capital Financing
Pembiayaan Mekaar 26,620 28,037 29,605 29,173 29,730 30,689 31,505 32,385 33,001 33,892 34,849 35,268 36,337 Mekaar Financing
JUMLAH 33,095 34,263 35,751 35,072 35,434 36,079 36,421 36,941 37,083 37,674 38,443 38,569 39,666 TOTAL