A BIAYA PERSIAPAN
1 Pembelian Lahan 5,760 m² 1,500,000 8,640,000,000
2 Biaya Pematangan Lahan 1 Ls 76,400,000 76,400,000
3 Biaya Sertifikat dan IMB 122,540,000 122,540,000
4 Biaya Perencanaan 5,760 m² 20,000 115,200,000
Total Biaya Persiapan 8,954,140,000
B BIAYA FASILITAS
1 Jaringan Listrik 48 unit 1,425,000 68,400,000
2 Jaringan PDAM 48 unit 950,000 45,600,000
Total Biaya Fasilitas 114,000,000
D BIAYA OPERASIONAL
1 Gaji Karyawan Kantor 362,600,000 362,600,000
2 Operasional Kantor 72,500,000 72,500,000
3 Biaya Pemasaran & Promosi 1 Ls 10,000,000 10,000,000
Total Biaya Operasional 445,100,000
Total 26,793,240,000
Jumlah
No Biaya Proyek No
(Rp)
1 Biaya Pembelian Tanah 8,640,000,000 1
2 Pematangan Lahan 76,400,000 2
3 Konstruksi Rumah 17,280,000,000 3
4 Sarana Listrik & Air 231,000,000 4
5 Sertifikat & IMB 122,540,000 5
6 Biaya Perencanaan 115,200,000 6
Biaya O & M 7
1 Gaji Pimpinan & Karyawan 362,600,000 Jumlah
2 Biaya Pemasaran & Promosi 15,000,000
3 Biaya Operasional Kantor 63,000,000
No
Jumlah 26,905,740,000
1
Jumlah 3
No Biaya Proyek
(Rp) Jumlah
1 Gaji Pimpinan & Karyawan 362,600,000
2 Biaya Pemasaran & Promosi 15,000,000
3 Biaya Operasional Kantor 63,000,000
Jumlah 440,600,000
Besar Biaya
Deskripsi Biaya Tetap
(Rp)
Biaya Pembelian Tanah 8,640,000,000
Sarana Listrik dan Air 231,000,000
Sertifikat & IMB 122,540,000
Biaya Perencanaan 115,200,000
Gaji Pimpinan & Karyawan 362,600,000
Biaya Pemasaran & Promosi 15,000,000
Biaya Operasional Kantor 63,000,000
Jumlah 9,549,340,000
Besar Biaya
Deskripsi Biaya Tidak Tetap
(Rp)
Biaya Pematangan Lahan 76,400,000
Biaya Konstruksi/unit 392,727,272.73
Jumlah 469,127,273
No Uraian
1 Beban yang ditutup oleh harga jual rumah = Harga Pokok Penjualan (HPP)
a Biaya Pembangunan (48 unit) 18,240,000,000
b Biaya Tanah 8,640,000,000
Beban yang harus ditutup oleh harga jual 26,880,000,000
Ukuran
70
120
% U. Muka U. Muka
20% 210,711,517.60
Tahun
No Uraian 2016 2017
1 Pendapatan Penjualan
Unit Harga/Unit Total
Terjual
Rumah Tipe 70/120 43 ### ###
Unit 9 11
Pendapatan 1,896,403,658 ###
Unit 9 10
Pendapatan 7,585,614,634 ###
1E+09
Tahun
No Uraian
2016
1 Pendapatan Penjualan
Unit 0
Pendapatan -
Unit 0
Pendapatan -
4 Penerimaan Kas Total -
Tahun
2018 2019
13 10
2,739,249,729 2,107,115,176
13 10
10,956,998,915 8,428,460,704
Tahun
2017 2018 2019
20 15 13
3,722,733,264 2,967,897,900 2,733,795,332
20 15 13
14,890,933,056 11,871,591,600 10,935,181,327
18,613,666,320 14,839,489,500 13,668,976,659
Angsuran
No Angsuran Bunga (1) Angsuran Bunga (2) Sisa Pinjaman (4)
Bunga (3)
0 0 0 0 10,000,000,000
1 85,416,667 277,777,778 ### 9,722,222,222
2 83,043,981 277,777,778 ### 9,444,444,444
3 80,671,296 277,777,778 ### 9,166,666,667
4 78,298,611 277,777,778 ### 8,888,888,889
5 75,925,926 277,777,778 ### 8,611,111,111
6 73,553,241 277,777,778 ### 8,333,333,333
7 71,180,556 277,777,778 ### 8,055,555,556
8 68,807,870 277,777,778 ### 7,777,777,778
9 66,435,185 277,777,778 ### 7,500,000,000
10 64,062,500 277,777,778 ### 7,222,222,222
11 61,689,815 277,777,778 ### 6,944,444,444
12 59,317,130 277,777,778 ### 6,666,666,667
13 56,944,444 277,777,778 ### 6,388,888,889
14 54,571,759 277,777,778 ### 6,111,111,111
15 52,199,074 277,777,778 ### 5,833,333,333
16 49,826,389 277,777,778 ### 5,555,555,556
17 47,453,704 277,777,778 ### 5,277,777,778
18 45,081,019 277,777,778 ### 5,000,000,000
19 42,708,333 277,777,778 ### 4,722,222,222
20 40,335,648 277,777,778 ### 4,444,444,444
21 37,962,963 277,777,778 ### 4,166,666,667
22 35,590,278 277,777,778 ### 3,888,888,889
23 33,217,593 277,777,778 ### 3,611,111,111
24 30,844,907 277,777,778 ### 3,333,333,333
25 28,472,222 277,777,778 ### 3,055,555,556
26 26,099,537 277,777,778 ### 2,777,777,778
27 23,726,852 277,777,778 ### 2,500,000,000
28 21,354,167 277,777,778 ### 2,222,222,222
29 18,981,481 277,777,778 ### 1,944,444,444
30 16,608,796 277,777,778 ### 1,666,666,667
31 14,236,111 277,777,778 ### 1,388,888,889
32 11,863,426 277,777,778 ### 1,111,111,111
33 9,490,741 277,777,778 ### 833,333,333
34 7,118,056 277,777,778 ### 555,555,556
35 4,745,370 277,777,778 ### 277,777,778
36 2,372,685 277,777,778 ### -
Tunai 1,580,208,333 10,000,000 ###
(P/f, I, n)
Cash In PWB
No Tahun
(1) (3=1x2)
(2)
0 Tahap Awal 15,000,000,000 1.000 15,000,000,000
1 2016 3,237,526,859 0.907 2,936,532,298
2 2017 10,590,263,612 0.823 8,712,636,082
3 2018 8,901,888,122 0.746 6,642,725,976
4 2019 10,073,997,430 0.677 6,818,477,994
Total 47,803,676,023 40,110,372,350
277,777,777.78
2,203,241,002 1.05812207158715
2,203,241,002
10.25% 1.05812207158715
Kumulatif
0.975461057765584
208,333,333.33
277,777,777.78
277,777,777.78
3,333,333,333.33
2,777,777,777.78
3,888,888,889
416,666,666.67 3,333,333,333
277,777,777.78
Perhitungan Cash Flow Tahun
No
( Cash In-Cash Out ) 0 1 2
1 SALDO AWAL 5,000,000,000 (11,905,740,000) (8,668,213,141)
2 SUMBER DANA :
a. Modal Pinjaman Bank 10,000,000,000
b. Pendapatan/Penjualan 7,879,862,970 14,890,933,056
Total Penjualan 7,879,862,970 14,890,933,056
Total Sumber Dana 15,000,000,000 (4,025,877,030) 6,222,719,915
3 PENGGUNAAN DANA
Biaya Pembelian Tanah 8,640,000,000
Pematangan Lahan 76,400,000
Konstruksi Rumah 17,280,000,000
Sarana Listrik & Air 231,000,000
Sertifikat & IMB 122,540,000
Biaya Perencanaan 115,200,000
Gaji Pimpinan & Karyawan 362,600,000 362,600,000 362,600,000
Biaya Pemasaran & Promosi 15,000,000 15,000,000 15,000,000
Biaya Operasional Kantor 63,000,000 63,000,000 63,000,000
Pengeluaran lain-lain
a.Pengembalian Pinjaman Bank 4,201,736,111 3,860,069,444
Total Biaya Pengeluaran 26,905,740,000 4,642,336,111 4,300,669,444
Saldo (11,905,740,000) (8,668,213,141) 1,922,050,470
Total Pendapatan (26,905,740,000) 3,237,526,859 10,590,263,612
Komulatif Total Pendapatan (26,905,740,000) (23,668,213,141) (13,077,949,530)
un
3 4
1,922,050,470 10,823,938,593
12,860,890,900 10,514,597,430
12,860,890,900 10,514,597,430
14,782,941,370 21,338,536,023
No Aliran Kas
0 (26,905,740,000)
1 3,237,526,859
2 10,590,263,612
3 8,901,888,122
362,600,000 362,600,000 4 10,073,997,430
15,000,000 15,000,000
63,000,000 63,000,000
3,518,402,778
Cash In - Cash O
3,959,002,778 440,600,000 30,000,000,000
10,823,938,593 20,897,936,023
20,000,000,000
8,901,888,122 10,073,997,430
(4,176,061,407) 5,897,936,023 10,000,000,000
-
1 2 3
(10,000,000,000)
(20,000,000,000)
(30,000,000,000)
2 3 4 5