41

LAMPIRAN

Lampiran 1. Perhitungan intellectual capital

Tabel 13. Perhitungan intellectual capital berdasarkan metode value added intellectual capital

Kode Out In VA CE HC SC
Tahun VACA VAHU STVA VAIC
Perusahaan (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta)

ABDA Rp1.102.022 Rp930.210 Rp171.812 Rp1.341.228 Rp134.564 Rp37.248 0,128 1,277 0,217 1,622
ADMF Rp11.337.726 Rp7.240.150 Rp4.097.576 Rp10.187.486 Rp2.138.980 Rp1.958.596 0,402 1,916 0,478 2,796
AGRO Rp2.166.713 Rp1.873.634 Rp293.079 Rp4.532.765 Rp206.712 Rp86.367 0,065 1,418 0,295 1,777
AKSI Rp474.271 Rp449.131 Rp25.140 Rp118.148 Rp20.694 Rp4.446 0,213 1,215 0,177 1,604
APIC Rp1.195.981 Rp1.090.693 Rp105.288 Rp60.691 Rp60.691 Rp44.597 1,735 1,735 0,424 3,893
ARTA Rp95.512 Rp61.159 Rp34.353 Rp373.411 Rp31.751 Rp2.602 0,092 1,082 0,076 1,250
ASBI Rp273.251 Rp190.886 Rp82.365 Rp299.494 Rp68.583 Rp13.782 0,275 1,201 0,167 1,643
ASDM Rp204.110 Rp73.210 Rp130.900 Rp361.941 Rp105.743 Rp25.157 0,362 1,238 0,192 1,792
ASJT Rp165.103 Rp129.220 Rp35.883 Rp210.587 Rp33.010 Rp2.873 0,170 1,087 0,080 1,337
ASRM Rp1.216.707 Rp1.025.282 Rp191.425 Rp506.157 Rp129.892 Rp61.533 0,378 1,474 0,321 2,173
BACA Rp1.773.072 Rp1.510.470 Rp262.602 Rp1.553.524 Rp209.906 Rp52.696 0,169 1,251 0,201 1,621
BBCA Rp87.551.183 Rp42.549.761 Rp45.001.422 Rp202.713.130 Rp13.863.161 Rp31.138.261 0,222 3,246 0,692 4,160
BBKP Rp8.866.455 Rp7.347.808 Rp1.518.647 Rp9.122.234 Rp1.207.599 Rp311.048 0,166 1,258 0,205 1,629
BBLD Rp839.267 Rp695.336 Rp143.931 Rp1.266.732 Rp138.130 Rp5.801 0,114 1,042 0,040 1,196
BBMD Rp1.308.567 Rp915.551 Rp393.016 Rp3.728.043 Rp255.315 Rp137.701 0,105 1,539 0,350 1,995
BBNI Rp76.816.955 Rp41.511.368 Rp35.305.587 Rp140.512.531 Rp16.921.748 Rp18.383.839 0,251 2,086 0,521 2,858
BBRI Rp156.298.906 Rp84.836.074 Rp71.462.832 Rp243.198.161 Rp27.517.393 Rp43.945.439 0,294 2,597 0,615 3,506
BBTN Rp28.187.795 Rp24.696.113 Rp3.491.682 Rp24.045.458 Rp2.954.077 Rp537.605 0,145 1,182 0,154 1,481
BFIN Rp5.240.729 Rp3.380.722 Rp1.860.007 Rp6.791.862 Rp1.250.374 Rp609.633 0,274 1,488 0,328 2,089
42

Kode Out In VA CE HC SC
Tahun VACA VAHU STVA VAIC
Perusahaan (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta)
BINA Rp389.544 Rp287.029 Rp102.515 Rp1.378.300 Rp93.307 Rp9.208 0,074 1,099 0,090 1,263
BJBR Rp13.183.384 Rp9.063.701 Rp4.119.683 Rp13.607.121 Rp2.477.940 Rp1.641.743 0,303 1,663 0,399 2,364
BJTM Rp6.387.417 Rp3.535.359 Rp2.852.058 Rp10.562.157 Rp1.468.706 Rp1.383.352 0,270 1,942 0,485 2,697
BMAS Rp636.868 Rp435.200 Rp201.668 Rp1.288.679 Rp135.929 Rp65.739 0,156 1,484 0,326 1,966
BMRI Rp127.896.122 Rp73.627.604 Rp54.268.518 Rp237.490.117 Rp18.601.850 Rp35.666.668 0,229 2,917 0,657 3,803
BNBA Rp678.970 Rp464.829 Rp214.141 Rp1.574.824 Rp159.829 Rp54.312 0,136 1,340 0,254 1,729
BNGA Rp16.625.326 Rp5.833.305 Rp10.792.021 Rp46.937.103 Rp5.094.895 Rp5.697.126 0,230 2,118 0,528 2,876
BNII Rp18.328.210 Rp13.176.824 Rp5.151.386 Rp28.609.096 Rp2.988.259 Rp2.163.127 0,180 1,724 0,420 2,324
BNLI Rp7.919.468 Rp3.572.964 Rp4.346.504 Rp25.537.771 Rp2.761.089 Rp1.585.415 0,170 1,574 0,365 2,109
BPFI Rp430.927 Rp257.099 Rp173.828 Rp894.284 Rp98.970 Rp74.858 0,194 1,756 0,431 2,381
BPII Rp969.975 Rp479.284 Rp490.691 Rp1.376.111 Rp330.078 Rp160.613 0,357 1,487 0,327 2,170
BSIM Rp4.448.074 Rp3.500.912 Rp947.162 Rp6.081.215 Rp729.119 Rp218.043 0,156 1,299 0,230 1,685
BTPN Rp20.644.919 Rp14.335.640 Rp6.309.279 Rp34.464.376 Rp3.331.457 Rp2.977.822 0,183 1,894 0,472 2,549
2019
CASA Rp12.528.288 Rp12.074.639 Rp453.649 Rp7.410.593 Rp268.494 Rp185.155 0,061 1,690 0,408 2,159
CFIN Rp2.164.663 Rp1.468.555 Rp696.108 Rp5.067.278 Rp327.550 Rp368.558 0,137 2,125 0,529 2,792
GSMF Rp1.343.113 Rp947.580 Rp395.533 Rp1.587.909 Rp337.252 Rp58.281 0,249 1,173 0,147 1,569
KREN Rp11.616.320 Rp11.012.998 Rp603.322 Rp3.864.871 Rp203.578 Rp399.744 0,156 2,964 0,663 3,782
MAYA Rp9.037.320 Rp7.304.691 Rp1.732.629 Rp12.870.083 Rp1.176.573 Rp556.056 0,135 1,473 0,321 1,928
MCOR Rp1.568.791 Rp1.020.680 Rp548.111 Rp2.873.825 Rp269.411 Rp278.700 0,191 2,034 0,508 2,734
MEGA Rp10.399.536 Rp6.336.608 Rp4.062.928 Rp17.544.171 Rp1.504.513 Rp2.558.415 0,232 2,700 0,630 3,562
MFIN Rp1.745.719 Rp513.707 Rp1.232.012 Rp2.654.979 Rp591.663 Rp640.349 0,464 2,082 0,520 3,066
NISP Rp8.652.410 Rp2.778.763 Rp5.873.647 Rp30.604.046 Rp2.637.200 Rp3.236.447 0,192 2,227 0,551 2,970
NOBU Rp536.360 Rp225.366 Rp310.994 Rp1.510.211 Rp260.954 Rp50.040 0,206 1,192 0,161 1,559
PANS Rp405.827 Rp189.871 Rp215.956 Rp1.482.517 Rp87.474 Rp128.482 0,146 2,469 0,595 3,209
PNBN Rp20.161.932 Rp14.207.543 Rp5.954.389 Rp47.940.013 Rp2.110.021 Rp3.844.368 0,124 2,822 0,646 3,592
SMMA Rp41.919.356 Rp36.148.864 Rp5.770.492 Rp27.235.161 Rp2.038.617 Rp3.731.875 0,212 2,831 0,647 3,689
 43

Kode Out In VA CE HC SC
Tahun VACA VAHU STVA VAIC
Perusahaan (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta)
TRIM Rp443.009 Rp201.688 Rp241.321 Rp922.291 Rp176.459 Rp64.862 0,262 1,368 0,269 1,898
2019
WOMF Rp2.647.339 Rp1.927.946 Rp719.393 Rp1.630.248 Rp456.070 Rp263.323 0,441 1,577 0,366 2,385

ABDA Rp1.259.585 Rp1.103.371 Rp156.214 Rp1.403.519 Rp141.319 Rp14.895 0,111 1,105 0,095 1,312
ADMF Rp10.355.776 Rp6.337.135 Rp4.018.641 Rp8.843.462 Rp2.031.357 Rp1.987.284 0,454 1,978 0,495 2,927
AGRO Rp1.715.706 Rp1.391.182 Rp324.524 Rp4.628.499 Rp181.864 Rp142.660 0,070 1,784 0,440 2,294
AKSI Rp319.106 Rp275.024 Rp44.082 Rp138.287 Rp17.600 Rp26.482 0,319 2,505 0,601 3,424
APIC Rp475.284 Rp348.891 Rp126.393 Rp1.799.907 Rp54.273 Rp72.120 0,070 2,329 0,571 2,970
ARTA Rp94.513 Rp56.595 Rp37.918 Rp375.278 Rp30.419 Rp7.499 0,101 1,247 0,198 1,545
ASBI Rp284.173 Rp196.557 Rp87.616 Rp295.298 Rp70.232 Rp17.384 0,297 1,248 0,198 1,743
ASDM Rp201.409 Rp68.936 Rp132.473 Rp361.022 Rp91.655 Rp40.818 0,367 1,445 0,308 2,120
ASJT Rp196.973 Rp141.676 Rp55.297 Rp244.646 Rp35.214 Rp20.083 0,226 1,570 0,363 2,160
ASRM Rp979.539 Rp711.138 Rp268.401 Rp482.377 Rp116.455 Rp151.946 0,556 2,305 0,566 3,427
BACA Rp1.512.390 Rp1.239.922 Rp272.468 Rp1.558.477 Rp198.954 Rp73.514 0,175 1,370 0,270 1,814
2018 BBCA Rp75.422.850 Rp36.017.816 Rp39.405.034 Rp177.605.087 Rp12.590.999 Rp26.814.035 0,222 3,130 0,680 4,032
BBKP Rp9.025.528 Rp6.842.260 Rp2.183.268 Rp8.784.407 Rp1.336.338 Rp846.930 0,249 1,634 0,388 2,270
BBLD Rp756.159 Rp552.439 Rp203.720 Rp1.234.627 Rp129.872 Rp73.848 0,165 1,569 0,362 2,096
BBMD Rp1.127.855 Rp822.042 Rp305.813 Rp3.353.875 Rp240.424 Rp65.389 0,091 1,272 0,214 1,577
BBNI Rp67.684.385 Rp38.273.303 Rp29.411.082 Rp125.465.552 Rp15.174.830 Rp14.236.252 0,234 1,938 0,484 2,657
BBRI Rp135.981.773 Rp81.488.706 Rp54.493.067 Rp217.693.817 Rp25.552.242 Rp28.940.825 0,250 2,133 0,531 2,914
BBTN Rp24.968.389 Rp19.198.997 Rp5.769.392 Rp26.648.371 Rp2.958.323 Rp2.811.069 0,217 1,950 0,487 2,654
BFIN Rp5.088.884 Rp2.442.631 Rp2.646.253 Rp7.671.590 Rp1.107.296 Rp1.538.957 0,345 2,390 0,582 3,316
BINA Rp311.088 Rp213.178 Rp97.910 Rp1.369.687 Rp76.383 Rp21.527 0,071 1,282 0,220 1,573
BJBR Rp13.077.450 Rp8.782.168 Rp4.295.282 Rp12.837.711 Rp2.514.109 Rp1.781.173 0,335 1,708 0,415 2,458
BJTM Rp5.805.981 Rp2.980.614 Rp2.825.367 Rp9.732.244 Rp1.420.915 Rp1.404.452 0,290 1,988 0,497 2,776
BMAS Rp570.690 Rp360.408 Rp210.282 Rp1.271.755 Rp136.151 Rp74.131 0,165 1,544 0,353 2,062
44

Kode Out In VA CE HC SC
Tahun VACA VAHU STVA VAIC
Perusahaan (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta)
BMRI Rp112.354.400 Rp69.256.213 Rp43.098.187 Rp210.812.242 Rp17.617.939 Rp25.480.248 0,204 2,446 0,591 3,242
BNBA Rp739.597 Rp432.072 Rp307.525 Rp1.587.653 Rp152.500 Rp155.025 0,194 2,017 0,504 2,714
BNGA Rp14.982.856 Rp3.086.078 Rp11.896.778 Rp43.063.007 Rp4.437.978 Rp7.458.800 0,276 2,681 0,627 3,584
BNII Rp17.498.247 Rp11.968.275 Rp5.529.972 Rp24.352.936 Rp2.828.872 Rp2.701.100 0,227 1,955 0,488 2,670
BNLI Rp7.401.551 Rp3.851.885 Rp3.549.666 Rp23.353.188 Rp2.607.844 Rp941.822 0,152 1,361 0,265 1,778
BPFI Rp433.474 Rp274.136 Rp159.338 Rp789.446 Rp91.318 Rp68.020 0,202 1,745 0,427 2,374
BPII Rp856.799 Rp490.435 Rp366.364 Rp2.741.870 Rp256.219 Rp110.145 0,134 1,430 0,301 1,864
BSIM Rp2.830.349 Rp2.143.703 Rp686.646 Rp4.906.892 Rp674.410 Rp12.236 0,140 1,018 0,018 1,176
BTPN Rp14.965.070 Rp9.786.276 Rp5.178.794 Rp20.914.394 Rp2.812.450 Rp2.366.344 0,248 1,841 0,457 2,546
CASA Rp8.324.125 Rp7.977.878 Rp346.247 Rp6.179.127 Rp121.764 Rp224.483 0,056 2,844 0,648 3,548
CFIN Rp1.946.369 Rp1.348.544 Rp597.825 Rp4.652.262 Rp280.231 Rp317.594 0,129 2,133 0,531 2,793
GSMF Rp1.232.303 Rp856.789 Rp375.514 Rp1.555.969 Rp294.157 Rp81.357 0,241 1,277 0,217 1,735
2018
KREN Rp7.233.716 Rp6.342.940 Rp890.776 Rp3.338.126 Rp163.516 Rp727.260 0,267 5,448 0,816 6,531
MAYA Rp8.141.694 Rp6.447.225 Rp1.694.469 Rp11.225.986 Rp1.176.573 Rp517.896 0,151 1,440 0,306 1,897
MCOR Rp1.325.294 Rp988.835 Rp336.459 Rp2.606.018 Rp264.096 Rp72.363 0,129 1,274 0,215 1,618
MEGA Rp8.838.439 Rp5.950.973 Rp2.887.466 Rp15.382.020 Rp1.519.409 Rp1.368.057 0,188 1,900 0,474 2,562
MFIN Rp1.476.141 Rp609.042 Rp867.099 Rp2.394.013 Rp541.656 Rp325.443 0,362 1,601 0,375 2,338
NISP Rp7.794.619 Rp2.614.262 Rp5.180.357 Rp27.066.318 Rp2.536.457 Rp2.643.900 0,191 2,042 0,510 2,744
NOBU Rp521.043 Rp293.858 Rp227.185 Rp1.459.125 Rp204.754 Rp22.431 0,156 1,110 0,099 1,364
PANS Rp376.255 Rp138.625 Rp237.630 Rp1.383.341 Rp85.501 Rp152.129 0,172 2,779 0,640 3,591
PNBN Rp20.565.807 Rp14.513.061 Rp6.052.746 Rp43.934.274 Rp2.116.689 Rp3.936.057 0,138 2,860 0,650 3,648
SMMA Rp37.990.406 Rp33.882.141 Rp4.108.265 Rp26.650.935 Rp1.957.432 Rp2.150.833 0,154 2,099 0,524 2,776
TRIM Rp448.679 Rp191.134 Rp257.545 Rp852.016 Rp197.650 Rp59.895 0,302 1,303 0,233 1,838
WOMF Rp2.636.743 Rp1.944.861 Rp691.882 Rp1.386.844 Rp456.070 Rp235.812 0,499 1,517 0,341 2,357

ABDA Rp1.285.467 Rp957.350 Rp328.117 Rp1.536.175 Rp129.089 Rp199.028 0,214 2,542 0,607 3,362
 45

Kode Out In VA CE HC SC
Tahun VACA VAHU STVA VAIC
Perusahaan (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta)
ADMF Rp9.136.869 Rp5.977.836 Rp3.159.033 Rp7.154.565 Rp1.892.567 Rp1.266.466 0,442 1,669 0,401 2,512
AGRO Rp1.364.452 Rp1.009.434 Rp355.018 Rp3.251.780 Rp174.173 Rp180.845 0,109 2,038 0,509 2,657
AKSI Rp149.600 Rp134.724 Rp14.876 Rp97.714 Rp8.911 Rp5.965 0,152 1,669 0,401 2,223
APIC Rp225.119 Rp130.916 Rp94.203 Rp1.782.377 Rp37.345 Rp56.858 0,053 2,523 0,604 3,179
ARTA Rp94.049 Rp55.235 Rp38.814 Rp329.381 Rp27.217 Rp11.597 0,118 1,426 0,299 1,843
ASBI Rp343.482 Rp175.189 Rp168.293 Rp281.057 Rp69.833 Rp98.460 0,599 2,410 0,585 3,594
ASDM Rp201.227 Rp84.047 Rp117.180 Rp335.671 Rp80.778 Rp36.402 0,349 1,451 0,311 2,110
ASJT Rp199.484 Rp127.346 Rp72.138 Rp234.116 Rp36.521 Rp35.617 0,308 1,975 0,494 2,777
ASRM Rp857.716 Rp686.106 Rp171.610 Rp417.219 Rp111.200 Rp60.410 0,411 1,543 0,352 2,307
BACA Rp1.350.478 Rp1.089.286 Rp261.192 Rp1.494.526 Rp175.052 Rp86.140 0,175 1,492 0,330 1,997
BBCA Rp69.677.739 Rp36.354.081 Rp33.323.658 Rp154.722.844 Rp11.880.136 Rp21.443.522 0,215 2,805 0,643 3,664
BBKP Rp10.443.854 Rp8.086.706 Rp2.357.148 Rp6.894.853 Rp1.377.144 Rp980.004 0,342 1,712 0,416 2,469
BBLD Rp718.032 Rp508.354 Rp209.678 Rp1.195.974 Rp132.821 Rp76.857 0,175 1,579 0,367 2,121
2017
BBMD Rp1.337.316 Rp656.760 Rp680.556 Rp3.346.879 Rp219.690 Rp460.866 0,203 3,098 0,677 3,978
BBNI Rp63.299.488 Rp32.485.856 Rp30.813.632 Rp114.673.896 Rp15.195.993 Rp15.617.639 0,269 2,028 0,507 2,803
BBRI Rp124.424.777 Rp65.948.270 Rp58.476.507 Rp196.391.828 Rp23.599.492 Rp34.877.015 0,298 2,478 0,596 3,372
BBTN Rp20.877.513 Rp17.859.047 Rp3.018.466 Rp24.690.900 Rp2.618.995 Rp399.471 0,122 1,153 0,132 1,407
BFIN Rp4.042.117 Rp1.986.580 Rp2.055.537 Rp6.091.776 Rp897.371 Rp1.158.166 0,337 2,291 0,563 3,191
BINA Rp264.559 Rp190.230 Rp74.329 Rp1.222.524 Rp48.220 Rp26.109 0,061 1,541 0,351 1,954
BJBR Rp12.449.408 Rp8.466.843 Rp3.982.565 Rp11.316.380 Rp2.687.561 Rp1.295.004 0,352 1,482 0,325 2,159
BJTM Rp5.321.081 Rp2.911.584 Rp2.409.497 Rp8.975.444 Rp1.189.906 Rp1.219.591 0,268 2,025 0,506 2,800
BMAS Rp535.753 Rp365.363 Rp170.390 Rp1.231.654 Rp119.844 Rp50.546 0,138 1,422 0,297 1,857
BMRI Rp107.187.701 Rp68.854.215 Rp38.333.486 Rp191.449.174 Rp15.012.451 Rp23.321.035 0,200 2,553 0,608 3,362
BNBA Rp705.007 Rp477.976 Rp227.031 Rp1.452.377 Rp141.119 Rp85.912 0,156 1,609 0,378 2,144
BNGA Rp15.038.793 Rp4.486.482 Rp10.552.311 Rp39.928.734 Rp4.317.238 Rp6.235.073 0,264 2,444 0,591 3,299
BNII Rp17.581.582 Rp12.962.019 Rp4.619.563 Rp22.635.885 Rp2.727.467 Rp1.892.096 0,204 1,694 0,410 2,307
46

Kode Out In VA CE HC SC
Tahun VACA VAHU STVA VAIC
Perusahaan (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta)
BNLI Rp8.580.185 Rp5.280.154 Rp3.300.031 Rp22.259.175 Rp2.574.345 Rp725.686 0,148 1,282 0,220 1,650
BPFI Rp334.569 Rp174.020 Rp160.549 Rp613.504 Rp53.764 Rp106.785 0,262 2,986 0,665 3,913
BPII Rp334.568 Rp65.973 Rp268.595 Rp613.504 Rp161.811 Rp106.784 0,438 1,660 0,398 2,495
BSIM Rp2.481.862 Rp1.531.447 Rp950.415 Rp5.163.107 Rp614.707 Rp335.708 0,184 1,546 0,353 2,083
BTPN Rp14.515.599 Rp9.436.624 Rp5.078.975 Rp18.622.737 Rp3.670.484 Rp1.408.491 0,273 1,384 0,277 1,934
CASA Rp6.224.654 Rp6.026.378 Rp198.276 Rp1.575.262 Rp64.136 Rp134.140 0,126 3,091 0,677 3,894
CFIN Rp1.399.104 Rp957.813 Rp441.291 Rp4.265.806 Rp210.691 Rp230.600 0,103 2,094 0,523 2,720
GSMF Rp1.286.162 Rp912.304 Rp373.858 Rp1.494.886 Rp275.333 Rp98.525 0,250 1,358 0,264 1,871
KREN Rp1.569.702 Rp1.166.366 Rp403.336 Rp1.639.113 Rp113.272 Rp290.064 0,246 3,561 0,719 4,526
MAYA Rp7.055.294 Rp5.453.366 Rp1.601.928 Rp9.218.780 Rp912.271 Rp689.657 0,174 1,756 0,431 2,360
2017
MCOR Rp1.184.338 Rp863.383 Rp320.955 Rp2.493.694 Rp274.344 Rp46.611 0,129 1,170 0,145 1,444
MEGA Rp8.695.648 Rp5.887.773 Rp2.807.875 Rp14.364.659 Rp1.428.990 Rp1.378.885 0,195 1,965 0,491 2,651
MFIN Rp1.424.616 Rp596.678 Rp827.938 Rp2.266.906 Rp508.692 Rp319.246 0,365 1,628 0,386 2,378
NISP Rp7.653.898 Rp2.947.461 Rp4.706.437 Rp23.960.178 Rp2.428.659 Rp2.277.778 0,196 1,938 0,484 2,618
NOBU Rp685.661 Rp468.562 Rp217.099 Rp1.426.931 Rp156.910 Rp60.189 0,152 1,384 0,277 1,813
PANS Rp448.953 Rp270.716 Rp178.237 Rp1.474.994 Rp83.763 Rp94.474 0,121 2,128 0,530 2,779
PNBN Rp19.093.621 Rp15.100.502 Rp3.993.119 Rp38.297.168 Rp2.042.903 Rp1.950.216 0,104 1,955 0,488 2,547
SMMA Rp33.788.283 Rp29.331.320 Rp4.456.963 Rp24.784.764 Rp1.713.480 Rp2.743.483 0,180 2,601 0,616 3,396
TRIM Rp402.679 Rp160.374 Rp242.305 Rp750.880 Rp188.106 Rp54.199 0,323 1,288 0,224 1,835
WOMF Rp2.154.431 Rp1.586.661 Rp567.770 Rp1.170.477 Rp393.257 Rp174.513 0,485 1,444 0,307 2,236
 47

Lampiran 2. Perhitungan Kinerja Keuangan

Tabel 14. Perhitungan kinerja keuangan

Kode Laba Bersih Total Assets Total Liabilitas Total Ekuitas

Tahun ROE ROA DAR DER
Perusahaan (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta)

ABDA Rp87.524 Rp2.579.654 Rp1.325.948 Rp1.253.614 6,98% 3,39% 559,14% 84,83%

ADMF Rp2.108.691 Rp35.116.853 Rp27.038.058 Rp8.078.795 26,10% 6,00% 195,24% 64,03%
AGRO Rp51.061 Rp27.067.923 Rp22.586.219 Rp4.481.704 1,14% 0,19% 503,96% 83,44%
AKSI Rp4.177 Rp285.177 Rp171.206 Rp113.664 3,67% 1,46% 542,48% 84,22%
APIC Rp4.142 Rp3.652.948 Rp1.818.116 Rp56.549 7,32% 0,11% 616,73% 85,87%
ARTA Rp629 Rp439.070 Rp66.308 Rp372.782 0,17% 0,14% 745,11% 88,01%
ASBI Rp8.009 Rp857.520 Rp566.035 Rp291.485 2,75% 0,93% 515,95% 83,76%
ASDM Rp27.839 Rp1.158.038 Rp823.936 Rp334.102 8,33% 2,40% 457,49% 82,06%
ASJT Rp1.224 Rp447.670 Rp238.307 Rp209.363 0,58% 0,27% 519,83% 78,35%
ASMI Rp9.408 Rp975.687 Rp445.392 Rp530.295 1,77% 0,96% 421,00% 80,81%
ASRM Rp62.868 Rp1.548.002 Rp1.104.712 Rp443.289 14,18% 4,06% 501,34% 77,81%
2019
BACA Rp15.884 Rp18.959.622 Rp17.421.982 Rp1.537.640 1,03% 0,08% 426,95% 81,02%
BBCA Rp28.569.974 Rp918.989.312 Rp740.067.127 Rp174.042.931 16,42% 3,11% 424,71% 80,94%
BBKP Rp216.749 Rp100.264.248 Rp91.358.763 Rp8.883.021 2,44% 0,22% 1133,03% 91,89%
BBLD Rp59.269 Rp5.051.402 Rp3.843.919 Rp1.207.463 4,91% 1,17% 159,37% 61,45%
BBMD Rp247.574 Rp12.900.219 Rp9.419.749 Rp3.480.469 7,11% 1,92% 1113,47% 91,76%
BBNI Rp15.508.583 Rp845.605.208 Rp688.489.442 Rp122.515.579 12,66% 1,83% 1060,87% 91,39%
BBRI Rp34.413.825 Rp1.416.758.840 Rp1.183.155.670 Rp206.323.433 16,68% 2,43% 425,22% 80,53%
BBTN Rp209.263 Rp311.776.828 Rp269.451.682 Rp23.836.195 0,88% 0,07% 440,75% 81,04%
BFIN Rp711.682 Rp19.089.633 Rp13.009.453 Rp6.080.180 11,70% 3,73% 946,33% 85,74%
BINA Rp8.493 Rp5.492.916 Rp4.041.333 Rp1.369.807 0,62% 0,15% 468,33% 81,96%
BJBR Rp1.564.492 Rp123.536.474 Rp105.920.991 Rp11.192.840 13,98% 1,27% 1028,47% 91,12%
48

Kode Laba Bersih Total Assets Total Liabilitas Total Ekuitas

Tahun ROE ROA DAR DER
Perusahaan (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta)
BJTM Rp1.376.505 Rp76.715.290 Rp67.529.638 Rp9.185.652 14,99% 1,79% 1015,46% 91,01%
BMAS Rp59.747 Rp7.569.580 Rp6.340.648 Rp1.228.932 4,86% 0,79% 1479,55% 93,65%
BMRI Rp28.455.592 Rp1.318.246.335 Rp1.025.749.580 Rp204.600.853 13,91% 2,16% 270,65% 73,02%
BNBA Rp51.168 Rp7.607.653 Rp6.083.998 Rp1.523.656 3,36% 0,67% 291,61% 74,46%
BNGA Rp3.642.935 Rp274.457.227 Rp231.173.061 Rp43.278.891 8,42% 1,33% 283,37% 73,91%
BNII Rp1.924.180 Rp169.082.830 Rp142.397.914 Rp26.249.433 7,33% 1,14% 561,96% 81,42%
BNLI Rp1.500.420 Rp161.451.259 Rp137.413.908 Rp24.037.341 6,24% 0,93% 621,07% 83,02%
BPFI Rp74.857 Rp1.821.625 Rp1.002.299 Rp819.427 9,14% 4,11% 925,87% 86,56%
BPII Rp154.742 Rp2.695.472 Rp1.474.103 Rp941.122 16,44% 5,74% 388,19% 79,52%
BSIM Rp6.752 Rp36.559.556 Rp22.822.617 Rp6.074.463 0,11% 0,02% 603,00% 83,81%
BTPN Rp2.992.448 Rp181.631.385 Rp142.608.793 Rp29.868.043 10,02% 1,65% 573,45% 83,51%
CASA Rp14.771 Rp35.981.240 Rp26.166.001 Rp6.360.885 0,23% 0,04% 414,71% 80,57%
2019 CFIN Rp361.596 Rp12.117.478 Rp7.411.796 Rp4.705.682 7,68% 2,98% 981,88% 85,95%
GSMF Rp48.341 Rp4.938.822 Rp3.399.254 Rp1.373.592 3,52% 0,98% 534,15% 84,23%
KREN Rp406.374 Rp4.304.816 Rp846.319 Rp3.458.497 11,75% 9,44% 571,67% 85,11%
MAYA Rp528.114 Rp93.408.831 Rp81.066.862 Rp12.341.969 4,28% 0,57% 596,10% 84,10%
MCOR Rp78.967 Rp18.893.684 Rp16.098.826 Rp2.794.858 2,83% 0,42% 562,03% 83,34%
MEGA Rp2.002.733 Rp100.803.831 Rp85.262.393 Rp15.541.438 12,89% 1,99% 1130,43% 86,42%
MFIN Rp377.084 Rp4.726.154 Rp2.448.259 Rp2.277.895 16,55% 7,98% 735,16% 88,03%
MREI Rp179.282 Rp3.915.599 Rp2.320.513 Rp1.595.086 11,24% 4,58% 532,65% 78,96%
NISP Rp2.939.243 Rp180.706.987 Rp153.042.184 Rp27.664.701 10,62% 1,63% 1106,46% 86,08%
NOBU Rp45.794 Rp13.147.503 Rp11.683.086 Rp1.464.417 3,13% 0,35% 1106,00% 91,67%
PANS Rp128.879 Rp2.332.900 Rp979.262 Rp1.332.198 9,67% 5,52% 580,98% 85,32%
PEGE Rp33.022 Rp658.449 Rp138.074 Rp520.366 6,35% 5,02% 589,56% 85,50%
PNBN Rp3.498.299 Rp211.287.370 Rp166.845.656 Rp41.374.558 8,46% 1,66% 295,03% 73,57%
 49

Kode Laba Bersih Total Assets Total Liabilitas Total Ekuitas

Tahun ROE ROA DAR DER
Perusahaan (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta)
PNIN Rp2.292.573 Rp32.244.734 Rp4.354.591 Rp16.580.725 13,83% 7,11% 399,30% 79,97%
PNLF Rp2.147.315 Rp30.289.386 Rp4.338.029 Rp23.858.273 9,00% 7,09% 574,04% 85,16%
2019 SMMA Rp5.070.554 Rp99.625.400 Rp77.460.793 Rp19.784.272 25,63% 5,09% 620,71% 86,12%
TRIM Rp64.871 Rp3.050.557 Rp2.193.136 Rp857.190 7,57% 2,13% 375,71% 62,43%
WOMF Rp259.671 Rp8.271.170 Rp6.900.593 Rp1.370.577 18,95% 3,14% 639,96% 86,49%

ABDA Rp69.110 Rp2.890.428 Rp1.556.041 Rp1.334.319 5,18% 2,39% 122,32% 55,02%

ADMF Rp1.815.263 Rp31.496.441 Rp24.468.242 Rp7.028.199 25,83% 5,76% 413,33% 80,52%
AGRO Rp204.213 Rp23.313.671 Rp18.889.385 Rp4.424.286 4,62% 0,88% 484,57% 76,53%
AKSI Rp28.482 Rp275.005 Rp165.200 Rp109.508 26,01% 10,36% 116,62% 53,83%
APIC Rp70.400 Rp2.896.589 Rp1.167.083 Rp1.766.638 3,98% 2,43% 115,72% 53,11%
ARTA Rp7.498 Rp431.673 Rp63.912 Rp367.780 2,04% 1,74% 194,19% 66,01%
ASBI Rp13.936 Rp874.473 Rp593.111 Rp281.362 4,95% 1,59% 146,42% 57,79%
ASDM Rp38.059 Rp1.061.398 Rp738.435 Rp322.963 11,78% 3,59% 182,33% 60,43%
ASJT Rp25.020 Rp478.439 Rp258.813 Rp219.626 11,39% 5,23% 145,46% 59,26%
2018 ASMI Rp69.900 Rp969.866 Rp450.272 Rp519.594 13,45% 7,21% 157,51% 61,17%
ASRM Rp76.592 Rp1.478.007 Rp1.072.221 Rp405.785 18,88% 5,18% 155,42% 60,85%
BACA Rp73.514 Rp18.019.614 Rp16.534.651 Rp1.484.963 4,95% 0,41% 471,13% 75,06%
BBCA Rp25.851.660 Rp824.787.944 Rp668.438.779 Rp151.659.684 17,05% 3,13% 477,46% 78,52%
BBKP Rp189.970 Rp95.643.923 Rp87.049.486 Rp8.572.416 2,22% 0,20% 434,90% 75,55%
BBLD Rp57.571 Rp5.019.046 Rp3.841.990 Rp1.177.056 4,89% 1,15% 318,35% 76,10%
BBMD Rp265.862 Rp12.093.079 Rp9.005.066 Rp3.088.013 8,61% 2,20% 454,20% 76,85%
BBNI Rp15.091.763 Rp808.572.011 Rp671.237.546 Rp108.076.884 13,96% 1,87% 656,84% 86,79%
BBRI Rp32.418.486 Rp1.296.898.292 Rp1.090.664.084 Rp182.967.543 17,72% 2,50% 706,15% 87,60%
BBTN Rp2.807.923 Rp306.436.194 Rp263.784.017 Rp23.840.448 11,78% 0,92% 774,90% 88,57%
50

Kode Laba Bersih Total Assets Total Liabilitas Total Ekuitas

Tahun ROE ROA DAR DER
Perusahaan (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta)
BFIN Rp1.467.794 Rp19.117.376 Rp12.913.580 Rp6.203.796 23,66% 7,68% 326,41% 76,55%
BINA Rp14.378 Rp4.132.649 Rp2.646.122 Rp1.355.309 1,06% 0,35% 576,02% 85,21%
BJBR Rp1.552.396 Rp120.191.387 Rp104.035.920 Rp11.236.575 13,82% 1,29% 535,59% 84,27%
BJTM Rp1.260.308 Rp62.689.118 Rp54.217.182 Rp8.471.936 14,88% 2,01% 546,07% 84,52%
BMAS Rp71.014 Rp6.694.023 Rp5.493.283 Rp1.200.741 5,91% 1,06% 548,61% 84,58%
BMRI Rp25.851.937 Rp1.202.252.094 Rp941.953.100 Rp181.202.517 14,27% 2,15% 507,73% 83,55%
BNBA Rp92.898 Rp7.297.273 Rp5.802.518 Rp1.494.755 6,21% 1,27% 529,92% 84,13%
BNGA Rp3.482.428 Rp266.781.498 Rp227.200.919 Rp39.579.574 8,80% 1,31% 553,20% 84,69%
BNII Rp2.262.245 Rp177.532.858 Rp152.442.167 Rp24.717.762 9,15% 1,27% 610,58% 85,93%
BNLI Rp901.252 Rp152.892.866 Rp130.440.930 Rp22.451.926 4,01% 0,59% 605,89% 85,83%
BPFI Rp68.020 Rp1.827.720 Rp1.056.294 Rp721.426 9,43% 3,72% 286,70% 74,14%
BPII Rp122.671 Rp2.619.199 Rp1.463.552 Rp853.823 14,37% 4,68% 49,10% 29,53%
2018 BSIM Rp50.472 Rp30.748.742 Rp23.532.846 Rp4.856.420 1,04% 0,16% 797,80% 88,86%
BTPN Rp2.128.064 Rp101.341.224 Rp76.562.034 Rp17.604.660 12,09% 2,10% 733,86% 88,01%
CASA Rp124.404 Rp13.548.374 Rp6.180.749 Rp6.053.001 2,06% 0,92% 503,48% 83,43%
CFIN Rp305.137 Rp11.103.279 Rp6.756.154 Rp4.347.125 7,02% 2,75% 213,96% 68,15%
GSMF Rp70.277 Rp4.766.337 Rp3.280.645 Rp1.485.692 4,73% 1,47% 653,40% 86,73%
KREN Rp728.820 Rp3.515.345 Rp906.039 Rp2.609.306 27,93% 20,73% 210,80% 67,82%
MAYA Rp437.412 Rp86.971.893 Rp76.183.319 Rp10.788.574 4,05% 0,50% 691,59% 87,37%
MCOR Rp89.860 Rp15.992.475 Rp13.476.347 Rp2.516.158 3,57% 0,56% 403,26% 78,97%
MEGA Rp1.599.347 Rp83.761.946 Rp69.979.273 Rp13.782.673 11,60% 1,91% 440,99% 80,33%
MFIN Rp333.346 Rp3.621.664 Rp1.056.294 Rp2.060.667 16,18% 9,20% 208,16% 67,55%
MREI Rp140.867 Rp3.426.618 Rp2.016.141 Rp1.410.477 9,99% 4,11% 107,48% 51,80%
NISP Rp2.638.064 Rp173.582.894 Rp149.154.640 Rp24.428.254 10,80% 1,52% 521,61% 83,01%
NOBU Rp44.748 Rp11.793.981 Rp10.379.604 Rp1.414.377 3,16% 0,38% 334,68% 76,99%
 51

Kode Laba Bersih Total Assets Total Liabilitas Total Ekuitas

Tahun ROE ROA DAR DER
Perusahaan (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta)
PANS Rp86.726 Rp2.262.123 Rp965.508 Rp1.276.174 6,80% 3,83% 175,99% 63,76%
PEGE Rp55.935 Rp734.832 Rp224.930 Rp509.895 10,97% 7,61% 246,61% 71,15%
PNBN Rp3.187.157 Rp207.204.418 Rp166.457.301 Rp37.746.095 8,44% 1,54% 348,14% 77,69%
PNIN Rp2.140.377 Rp30.209.054 Rp4.420.614 Rp14.974.220 14,29% 7,09% 51,26% 29,17%
2018
PNLF Rp1.993.388 Rp28.252.725 Rp4.419.322 Rp21.792.812 9,15% 7,06% 682,55% 87,22%
SMMA Rp1.537.695 Rp100.663.451 Rp75.550.211 Rp19.437.115 7,91% 1,53% 105,77% 51,40%
TRIM Rp59.745 Rp2.672.017 Rp1.879.745 Rp792.082 7,54% 2,24% 228,64% 69,57%
WOMF Rp215.183 Rp8.827.307 Rp7.655.646 Rp1.171.661 18,37% 2,44% 236,10% 70,25%

ABDA Rp160.822 Rp2.996.606 Rp1.591.479 Rp1.375.299 11,69% 5,37% 150,86% 60,07%

ADMF Rp1.409.150 Rp29.492.933 Rp23.747.518 Rp5.745.415 24,53% 4,78% 18,18% 14,32%
AGRO Rp140.496 Rp16.325.247 Rp13.213.962 Rp3.111.284 4,52% 0,86% 264,46% 72,56%
AKSI Rp14.754 Rp115.244 Rp32.284 Rp82.732 17,83% 12,80% 103,08% 50,76%
APIC Rp124.845 Rp2.393.353 Rp736.001 Rp1.664.654 7,50% 5,22% 26,53% 20,97%
ARTA Rp11.596 Rp384.216 Rp66.431 Rp183.174 6,33% 3,02% 44,11% 30,61%
ASBI Rp13.511 Rp738.184 Rp470.636 Rp267.426 5,05% 1,83% 39,02% 28,01%
ASDM Rp40.279 Rp1.076.575 Rp781.183 Rp295.392 13,64% 3,74% 3215,12% 49,77%
2017
ASJT Rp22.672 Rp446.108 Rp234.664 Rp211.444 10,72% 5,08% 17,79% 15,10%
ASMI Rp52.744 Rp858.490 Rp403.522 Rp454.968 11,59% 6,14% 66,06% 40,29%
ASRM Rp60.923 Rp1.418.524 Rp1.062.229 Rp356.296 17,10% 4,29% 44,21% 30,75%
BACA Rp86.140 Rp16.349.473 Rp14.941.087 Rp1.408.386 6,12% 0,53% 83,99% 45,65%
BBCA Rp23.321.150 Rp750.319.671 Rp614.940.262 Rp131.303.555 17,76% 3,11% 86,66% 46,43%
BBKP Rp135.901 Rp106.442.999 Rp99.684.047 Rp6.737.457 2,02% 0,13% 88,69% 47,00%
BBLD Rp66.433 Rp4.367.934 Rp3.238.393 Rp1.129.541 5,88% 1,52% 20,28% 15,64%
BBMD Rp264.241 Rp11.818.098 Rp8.735.206 Rp3.082.638 8,57% 2,24% 249,21% 71,36%
52

Kode Laba Bersih Total Assets Total Liabilitas Total Ekuitas

Tahun ROE ROA DAR DER
Perusahaan (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta)
BBNI Rp13.770.592 Rp709.330.084 Rp594.511.503 Rp98.592.289 13,97% 1,94% 264,23% 72,55%
BBRI Rp29.044.334 Rp1.127.447.489 Rp939.667.656 Rp167.191.833 17,37% 2,58% 298,13% 74,88%
BBTN Rp3.027.466 Rp261.365.267 Rp239.597.580 Rp21.663.434 13,98% 1,16% 113,82% 53,23%
BFIN Rp1.187.510 Rp16.483.273 Rp11.579.007 Rp4.904.266 24,21% 7,20% 22,26% 16,77%
BINA Rp18.340 Rp3.123.345 Rp1.919.161 Rp1.204.184 1,52% 0,59% 117,84% 54,10%
BJBR Rp1.211.405 Rp114.980.168 Rp98.820.526 Rp10.064.435 12,04% 1,05% 110,98% 52,60%
BJTM Rp1.159.370 Rp51.518.681 Rp43.702.607 Rp7.816.074 14,83% 2,25% 145,48% 59,26%
BMAS Rp69.497 Rp6.054.845 Rp4.892.688 Rp1.162.157 5,98% 1,15% 142,94% 58,84%
BMRI Rp21.443.042 Rp1.124.700.847 Rp888.026.817 Rp166.718.843 12,86% 1,91% 112,24% 52,88%
BNBA Rp89.548 Rp7.014.677 Rp5.651.848 Rp1.362.829 6,57% 1,28% 26,26% 13,50%
BNGA Rp2.977.738 Rp266.305.445 Rp229.354.449 Rp36.950.115 8,06% 1,12% 29,52% 14,63%
BNII Rp1.860.845 Rp173.253.491 Rp152.478.451 Rp20.463.769 9,09% 1,07% 34,50% 15,42%
2017 BNLI Rp748.433 Rp148.328.370 Rp126.817.628 Rp21.510.733 3,48% 0,50% 156,63% 54,69%
BPFI Rp92.678 Rp1.571.530 Rp949.598 Rp520.826 17,79% 5,90% 391,53% 77,75%
BPII Rp92.678 Rp2.194.049 Rp1.284.310 Rp694.019 13,35% 4,22% 24,47% 19,66%
BSIM Rp318.923 Rp30.404.078 Rp22.822.617 Rp4.844.184 6,58% 1,05% 171,41% 55,88%
BTPN Rp1.421.940 Rp95.041.593 Rp73.041.005 Rp16.081.236 8,84% 1,50% 185,05% 58,54%
CASA Rp82.274 Rp7.002.875 Rp4.807.589 Rp1.424.061 5,78% 1,17% 34,72% 25,77%
CFIN Rp236.275 Rp9.890.847 Rp5.861.316 Rp4.029.531 5,86% 2,39% 388,69% 75,05%
GSMF Rp86.591 Rp4.663.775 Rp3.255.480 Rp1.304.559 6,64% 1,86% 49,22% 32,99%
KREN Rp296.006 Rp2.004.213 Rp661.106 Rp1.343.107 22,04% 14,77% 52,82% 34,56%
MAYA Rp675.405 Rp74.745.570 Rp66.202.195 Rp8.543.375 7,91% 0,90% 411,36% 72,72%
MCOR Rp49.899 Rp15.788.738 Rp13.344.943 Rp2.443.795 2,04% 0,32% 102,11% 45,62%
MEGA Rp1.300.043 Rp82.297.010 Rp69.232.394 Rp13.064.616 9,95% 1,58% 337,60% 68,65%
MFIN Rp332.932 Rp3.215.185 Rp949.598 Rp1.933.974 17,21% 10,35% 395,68% 74,24%
 53

Kode Laba Bersih Total Assets Total Liabilitas Total Ekuitas

Tahun ROE ROA DAR DER
Perusahaan (Dalam Juta) (Dalam Juta) (Dalam Juta) (Dalam Juta)
MREI Rp161.076 Rp2.879.988 Rp1.523.055 Rp1.356.934 11,87% 5,59% 17,38% 14,81%
NISP Rp2.175.824 Rp153.773.957 Rp131.989.603 Rp21.784.354 9,99% 1,41% 247,47% 68,83%
NOBU Rp34.985 Rp11.018.481 Rp9.626.535 Rp1.391.946 2,51% 0,32% 220,82% 68,83%
PANS Rp179.754 Rp2.630.318 Rp1.335.079 Rp1.295.240 13,88% 6,83% 255,85% 71,89%
PEGE Rp31.633 Rp379.830 Rp131.285 Rp248.538 12,73% 8,33% 237,32% 70,35%
2017 PNBN Rp2.008.437 Rp213.541.797 Rp177.253.066 Rp33.981.898 5,91% 0,94% 249,55% 69,80%
PNIN Rp1.863.488 Rp28.895.992 Rp4.454.982 Rp12.911.560 14,43% 6,45% 36,27% 17,29%
PNLF Rp1.609.463 Rp26.471.320 Rp4.440.463 Rp19.950.352 8,07% 6,08% 73,51% 41,98%
SMMA Rp1.838.457 Rp89.086.788 Rp66.140.481 Rp16.715.554 11,00% 2,06% 75,66% 42,68%
TRIM Rp54.200 Rp3.183.416 Rp2.486.736 Rp696.533 7,78% 1,70% 357,02% 78,12%
WOMF Rp180.665 Rp7.745.732 Rp6.755.920 Rp989.812 18,25% 2,33% 150,62% 60,03%
54

Lampiran 3. Perhitungan Nilai Perusahaan

Tabel 15. Perhitungan nilai perusahaan

Kode Harga
Tahun Saham Beredar Kapitalisasi Pasar EPS PER PBV Tobin Q
Perusahaan Penutupan

ABDA 620.806.680 Rp6.975 Rp4.330.126.593.000 140,99 49,47 3,45 2,19

ADMF 1.000.000.000 Rp10.400 Rp10.400.000.000.000 2108,69 4,93 1,29 1,07
AGRO 21.343.290.230 Rp198 Rp4.225.971.465.540 2,42 81,82 0,94 0,99
AKSI 720.000.000 Rp1.145 Rp824.400.000.000 5,79 197,75 7,25 3,49
APIC 11.906.337.238 Rp815 Rp9.703.664.848.970 15,86 51,39 171,60 3,15
ARTA 446.674.175 Rp450 Rp201.003.378.750 5,55 81,08 0,54 0,61
ASBI 348.386.472 Rp308 Rp107.303.033.376 22,97 13,41 0,37 0,79
ASDM 192.000.000 Rp1.090 Rp209.280.000.000 145 7,52 0,63 0,89
ASJT 600.000.000 Rp119 Rp71.400.000.000 2,04 58,33 0,34 0,69
ASRM 234.064.634 Rp2.010 Rp470.469.914.340 268,54 7,48 1,06 1,02
BACA 7.070.141.850 Rp300 Rp2.121.042.555.000 2,27 132,16 1,38 1,03
2019
BBCA 24.655.010.000 Rp33.425 Rp824.093.709.250.000 1170,7 28,55 4,74 1,70
BBKP 11.630.570.770 Rp224 Rp2.605.247.852.480 18,81 11,91 0,29 0,94
BBLD 1.645.796.054 Rp404 Rp664.901.605.816 37,04 10,91 0,55 0,89
BBMD 4.090.090.000 Rp2.800 Rp11.452.252.000.000 61,89 45,24 3,29 1,62
BBNI 18.648.656.457 Rp7.850 Rp146.391.953.187.450 831,59 9,44 1,19 0,99
BBRI 123.345.810.000 Rp4.400 Rp542.721.564.000.000 281,51 15,63 2,63 1,22
BBTN 10.590.000.000 Rp2.120 Rp22.450.800.000.000 19,93 106,37 0,94 0,94
BFIN 15.967.115.620 Rp560 Rp8.941.584.747.200 44,48 12,59 1,47 1,15
BINA 2.725.000.000 Rp860 Rp2.343.500.000.000 1,27 677,17 1,71 1,16
BJBR 9.838.787.161 Rp1.185 Rp11.658.962.785.785 160,69 7,37 1,04 0,95
BJTM 15.002.370.582 Rp685 Rp10.276.623.848.670 92,38 7,42 1,12 1,01
 55

Kode Harga
Tahun Saham Beredar Kapitalisasi Pasar EPS PER PBV Tobin Q
Perusahaan Penutupan
BMAS 4.443.461.538 Rp358 Rp1.590.759.230.604 13,58 26,36 1,29 1,05
BMRI 46.666.666.666 Rp358 Rp16.706.666.666.428 13,58 26,36 0,08 0,79
BNBA 2.310.000.000 Rp322 Rp743.820.000.000 22,25 14,47 0,49 0,90
BNGA 25.059.752.907 Rp965 Rp24.182.661.555.255 146,39 6,59 0,56 0,93
BNII 75.827.049.590 Rp206 Rp15.620.372.215.540 24,44 8,43 0,60 0,93
BNLI 28.015.858.971 Rp1.265 Rp35.440.061.598.315 53,97 23,44 1,47 1,07
BPFI 1.782.663.575 Rp1.310 Rp2.335.289.283.250 41,59 31,50 2,85 1,83
BPII 562.224.662 Rp10.000 Rp5.622.246.620.000 217,58 45,96 5,97 2,63
BSIM 16.981.803.206 Rp585 Rp9.934.354.875.510 0,44 1329,55 1,64 0,90
BTPN 8.148.928.869 Rp3.250 Rp26.484.018.824.250 317,6 10,23 0,89 0,93
CASA 54.476.232.142 Rp418 Rp22.771.065.035.356 26,6 15,71 3,58 1,36
CFIN 3.984.520.457 Rp290 Rp1.155.510.932.530 90,4 3,21 0,25 0,71
2019 GSMF 7.454.723.337 Rp100 Rp745.472.333.700 5,26 19,01 0,54 0,84
KREN 18.208.470.100 Rp500 Rp9.104.235.050.000 11,87 42,12 2,63 2,31
MAYA 6.832.410.700 Rp9.100 Rp62.174.937.370.000 77,66 117,18 5,04 1,53
MCOR 16.631.460.751 Rp129 Rp2.145.458.436.879 4,79 26,93 0,77 0,97
MEGA 6.963.775.206 Rp6.350 Rp44.219.972.558.100 290,25 21,88 2,85 1,28
MFIN 2.650.000.000 Rp1.300 Rp3.445.000.000.000 145,03 8,96 1,51 1,25
NISP 22.945.296.972 Rp845 Rp19.388.775.941.340 129,48 6,53 0,70 0,95
NOBU 4.437.912.300 Rp890 Rp3.949.741.947.000 10,41 85,49 2,70 1,19
PANS 720.000.000 Rp1.425 Rp1.026.000.000.000 177,54 8,03 0,77 0,86
PNBN 24.087.645.998 Rp1.335 Rp32.157.007.407.330 139,36 9,58 0,78 0,94
SMMA 6.367.664.717 Rp15.225 Rp96.947.695.316.325 778,14 19,57 4,90 1,75
TRIM 7.109.300.000 Rp110 Rp782.023.000.000 1,04 105,77 0,91 0,98
WOMF 3.481.481.480 Rp276 Rp960.888.888.480 74,19 3,72 0,70 0,95
56

Kode Harga
Tahun Saham Beredar Kapitalisasi Pasar EPS PER PBV Tobin Q
Perusahaan Penutupan
ABDA 620.806.680 Rp6.975 Rp4.330.126.593.000 111,32 62,66 3,25 2,04
ADMF 1.000.000.000 Rp9.100 Rp9.100.000.000.000 1815,26 5,01 1,29 1,07
AGRO 21.343.290.230 Rp310 Rp6.616.419.971.300 9,68 32,02 1,50 1,09
AKSI 720.000.000 Rp394 Rp283.680.000.000 36,69 10,74 2,59 1,63
APIC 11.905.990.197 Rp815 Rp9.703.382.010.555 7,93 102,77 5,49 3,75
ARTA 446.674.175 Rp1.310 Rp585.143.169.250 14,27 91,80 1,59 1,50
ASBI 348.386.472 Rp250 Rp87.096.618.000 39,98 6,25 0,31 0,78
ASDM 192.000.000 Rp1.165 Rp223.680.000.000 198,22 5,88 0,69 0,91
ASJT 600.000.000 Rp360 Rp216.000.000.000 41,7 8,63 0,98 0,99
ASRM 214.559.422 Rp2.350 Rp504.214.641.700 356,89 6,58 1,24 1,07
BACA 7.070.128.427 Rp300 Rp2.121.038.528.100 15,21 19,72 1,43 1,04
BBCA 24.655.010.000 Rp26.000 Rp641.030.260.000.000 1059,64 24,54 4,23 1,59
2018
BBKP 11.630.570.770 Rp272 Rp3.163.515.249.440 16,49 16,49 0,37 0,94
BBLD 1.645.796.054 Rp472 Rp776.815.737.488 35,98 13,12 0,66 0,92
BBMD 4.090.090.000 Rp1.380 Rp5.644.324.200.000 66,47 20,76 1,83 1,21
BBNI 18.648.656.457 Rp8.800 Rp164.108.176.821.600 811,63 10,84 1,52 1,03
BBRI 123.345.810.000 Rp3.660 Rp451.445.664.600.000 264,96 13,81 2,47 1,19
BBTN 10.590.000.000 Rp2.540 Rp26.898.600.000.000 267,42 9,50 1,13 0,95
BFIN 15.967.115.620 Rp665 Rp10.618.131.887.300 91,74 7,25 1,71 1,23
BINA 2.725.000.000 Rp670 Rp1.825.750.000.000 2,03 330,05 1,35 1,08
BJBR 9.838.787.161 Rp2.050 Rp20.169.513.680.050 159,61 12,84 1,79 1,03
BJTM 14.974.591.382 Rp690 Rp10.332.468.053.580 85,16 8,10 1,22 1,03
BMAS 4.443.461.538 Rp368 Rp1.635.193.845.984 16,14 22,80 1,36 1,06
BMRI 46.666.666.666 Rp368 Rp17.173.333.333.088 16,14 22,80 0,09 0,80
 57

Kode Harga
Tahun Saham Beredar Kapitalisasi Pasar EPS PER PBV Tobin Q
Perusahaan Penutupan
BNBA 2.310.000.000 Rp278 Rp642.180.000.000 40,39 6,88 0,43 0,88
BNGA 25.059.752.907 Rp915 Rp22.929.673.909.905 139,85 6,54 0,58 0,94
BNII 75.827.049.590 Rp206 Rp15.620.372.215.540 29,11 7,08 0,63 0,95
BNLI 28.015.858.971 Rp625 Rp17.509.911.856.875 32,42 19,28 0,78 0,97
BPFI 1.782.663.575 Rp650 Rp1.158.731.323.750 37,79 17,20 1,61 1,21
BPII 514.010.900 Rp6.500 Rp3.341.070.850.000 172,85 37,60 3,91 1,83
BSIM 15.381.803.206 Rp550 Rp8.459.991.763.300 3,32 165,66 1,74 1,04
BTPN 5.851.646.757 Rp3.440 Rp20.129.664.844.080 315,98 10,89 1,14 0,95
CASA 54.476.226.188 Rp310 Rp16.887.630.118.280 2,29 135,37 2,79 1,70
CFIN 3.984.520.457 Rp314 Rp1.251.139.423.498 76,28 4,12 0,29 0,72
GSMF 7.454.723.337 Rp94 Rp700.743.993.678 7,83 12,01 0,47 0,84
2018 KREN 18.208.470.100 Rp655 Rp11.926.547.915.500 27,67 23,67 4,57 3,65
MAYA 6.376.916.700 Rp7.025 Rp44.797.839.817.500 69,43 101,18 4,15 1,39
MCOR 16.631.460.751 Rp142 Rp2.361.667.426.642 5,45 26,06 0,94 0,99
MEGA 6.963.775.206 Rp4.900 Rp34.122.498.509.400 231,79 21,14 2,48 1,24
MFIN 2.650.000.000 Rp885 Rp2.345.250.000.000 128,21 6,90 1,14 0,94
NISP 22.945.296.972 Rp855 Rp19.618.228.911.060 116,21 7,36 0,80 0,97
NOBU 4.437.912.300 Rp1.000 Rp4.437.912.300.000 10,17 98,33 3,14 1,26
PANS 720.000.000 Rp1.450 Rp1.044.000.000.000 117,49 12,34 0,82 0,89
PNBN 24.087.645.998 Rp1.145 Rp27.580.354.667.710 130,78 8,76 0,73 0,94
SMMA 6.367.664.717 Rp8.650 Rp55.080.299.802.050 206,79 41,83 2,83 1,30
TRIM 7.109.300.000 Rp110 Rp782.023.000.000 0,52 211,54 0,99 1,00
WOMF 3.481.481.480 Rp312 Rp1.086.222.221.760 61,48 5,07 0,93 0,99

ABDA 620.806.680 Rp7.520 Rp4.668.466.233.600 259,05 29,03 3,39 2,09

58

Kode Harga
Tahun Saham Beredar Kapitalisasi Pasar EPS PER PBV Tobin Q
Perusahaan Penutupan
ADMF 1.000.000.000 Rp7.125 Rp7.125.000.000.000 1409,15 5,06 1,24 1,05
AGRO 17.912.537.958 Rp525 Rp9.404.082.427.950 7,94 66,12 3,02 1,39
AKSI 720.000.000 Rp292 Rp210.240.000.000 20,47 14,26 2,54 2,10
APIC 11.765.636.515 Rp690 Rp8.118.289.195.350 8,44 81,75 4,88 3,70
ARTA 446.674.175 Rp386 Rp172.416.231.550 13,76 28,05 0,94 0,62
ASBI 348.386.472 Rp286 Rp99.638.530.992 38,52 7,42 0,37 0,77
ASDM 192.000.000 Rp1.015 Rp194.880.000.000 209,78 4,84 0,66 0,91
ASJT 600.000.000 Rp600 Rp360.000.000.000 37,79 15,88 1,70 1,33
ASRM 214.559.422 Rp2.280 Rp489.195.482.160 283,9 8,03 1,37 1,09
BACA 7.039.500.962 Rp216 Rp1.520.532.207.792 12,31 17,55 1,08 1,01
BBCA 24.655.010.000 Rp21.900 Rp539.944.719.000.000 955,33 22,92 4,11 1,54
BBKP 9.065.282.454 Rp590 Rp5.348.516.647.860 14,84 39,76 0,79 0,99
2017 BBLD 1.645.796.054 Rp525 Rp864.042.928.350 41,52 12,64 0,76 0,94
BBMD 4.090.090.000 Rp1.375 Rp5.623.873.750.000 65,94 20,85 1,82 1,22
BBNI 18.648.656.457 Rp9.900 Rp184.621.698.924.300 736,03 13,45 1,87 1,10
BBRI 123.345.810.000 Rp3.640 Rp448.978.748.400.000 237,48 15,33 2,69 1,23
BBTN 10.590.000.000 Rp3.570 Rp37.806.300.000.000 288,33 12,38 1,75 1,06
BFIN 15.967.115.620 Rp680 Rp10.857.638.621.600 74,22 9,16 2,21 1,36
BINA 2.725.000.000 Rp995 Rp2.711.375.000.000 3,28 303,35 2,25 1,48
BJBR 9.696.291.166 Rp2.400 Rp23.271.098.798.400 126,25 19,01 2,31 1,06
BJTM 14.974.591.382 Rp710 Rp10.631.959.881.220 78,34 9,06 1,36 1,05
BMAS 4.443.461.538 Rp392 Rp1.741.836.922.896 15,79 24,83 1,50 1,10
BMRI 46.666.666.666 Rp392 Rp18.293.333.333.072 15,79 24,83 0,11 0,81
BNBA 2.310.000.000 Rp268 Rp619.080.000.000 38,93 6,88 0,45 0,89
BNGA 25.059.752.907 Rp1.350 Rp33.830.666.424.450 119,59 11,29 0,92 0,99
 59

BNII 67.358.694.499 Rp264 Rp17.782.695.347.736 26,89 9,82 0,87 0,98

Kode Harga
Tahun Saham Beredar Kapitalisasi Pasar EPS PER PBV Tobin Q
Perusahaan Penutupan
BNLI 28.015.858.971 Rp625 Rp17.509.911.856.875 26,92 23,22 0,81 0,97
BPFI 1.582.589.100 Rp384 Rp607.714.214.400 30,61 12,54 1,17 0,99
BPII 514.010.900 Rp6.000 Rp3.084.065.400.000 155,46 38,60 4,44 1,99
BSIM 15.381.803.066 Rp880 Rp13.535.986.698.080 20,98 41,94 2,79 1,20
BTPN 5.840.287.257 Rp2.460 Rp14.367.106.652.220 210,5 11,69 0,89 0,92
CASA 11.568.013.500 Rp364 Rp4.210.756.914.000 7,09 51,34 2,96 1,29
CFIN 3.984.520.457 Rp280 Rp1.115.665.727.960 59,07 4,74 0,28 0,71
GSMF 7.454.723.337 Rp118 Rp879.657.353.766 9,8 12,04 0,67 0,89
KREN 18.208.470.100 Rp530 Rp9.650.489.153.000 16 33,13 7,19 5,14
MAYA 5.465.928.600 Rp3.850 Rp21.043.825.110.000 125,07 30,78 2,46 1,17
2017
MCOR 16.631.460.751 Rp214 Rp3.559.132.600.714 3,02 70,86 1,46 1,07
MEGA 6.963.775.206 Rp3.340 Rp23.259.009.188.040 188,41 17,73 1,78 1,12
MFIN 1.325.000.000 Rp1.460 Rp1.934.500.000.000 256,1 5,70 1,00 0,90
NISP 11.472.648.486 Rp1.875 Rp21.511.215.911.250 190,86 9,82 0,99 1,00
NOBU 4.437.912.300 Rp960 Rp4.260.395.808.000 7,95 120,75 3,06 1,26
PANS 720.000.000 Rp2.010 Rp1.447.200.000.000 246,13 8,17 1,12 1,06
PNBN 24.087.645.998 Rp1.140 Rp27.459.916.437.720 101,36 11,25 0,81 0,96
SMMA 6.367.664.717 Rp9.700 Rp61.766.347.754.900 225,63 42,99 3,70 1,44
TRIM 7.109.300.000 Rp147 Rp1.045.067.100.000 9,13 16,10 1,50 1,11
WOMF 3.481.481.480 Rp196 Rp682.370.370.080 51,62 3,80 0,69 0,96
60

RIWAYAT HIDUP

Penulis memiliki nama lengkap Ikhram Hafiz Rahmadi, lahir di Subang pada
tanggal 30 Maret 1998 dari pasangan Mansyawi dan Hafni Zahara. Penulis memilki
dua adik yang pertama adalah Sabriani Haliza (alm) yang lahir pada tahun 2001 dan
Novisha Aisyah Rahma yang lahir pada tahun 2006. Doa dan dukungan dari
keluarga merupakan kekuatan utama bagi penulis dalam menyelesaikan studi.
Penulis menempuh pendidikan sekolah dasar di SDN Soklat Kabupaten
Subang sejak 2003 hingga 2010. Pada tahun 2010 penulis melanjutkan studinya di
SMPN 1 Subang dan sempat menempuh pendidikan dengan sistem RSBI dan lulus
pada tahun 2013. Setelah lulus dari SMPN 1 Subang penulis melanjutkan studinya
di SMAN1 Subang hingga lulus pada tahun 2016. Penulis melanjutkan studi
pendidikan tinggi di Institut Pertanian Bogor atau sekarang dikenal dengan nama
IPB University. Penulis terdaftar sebagai mahasiswa Departemen Manajemen,
Fakultas Ekonomi dan Manajemen sejak tahun 2016. Selama menempuh
pendidikan tinggi, penulis aktif dalam berbagai kegiatan kampus diantaranya
terdaftar sebagai anggota IAAS LC IPB sejak tingkat pertama dan menjadi vice
president Future Star manajemen IPB pada tahun 2019. Penulis juga pernah
mendapatkan prestasi sebagai juara terbaik 3 nasional Kompetisi Bisnis Manajemen
dan Keuangan bidang riset investasi pada tahun 2019.