Total Aset
LABA/RUGI
Nama Akun Kode Jumlah
Akun
1 Pendapatan Operasional
Pendapatan Bunga
Pendapatan Operasional Lainnya
2 Beban Operasional
Beban Bunga
Beban Penyisihan Penghapusan Pinjaman
Beban Penyusutan ATI
Beban Tenaga Kerja
Beban Operasional Lainnya
3 Laba/Rugi Operasional
4 Pendapatan Non Operasional
5 Beban Non Operasional
6 Laba/Rugi Tahun Berjalan
BADAN USAHA MILIK DESA "PENGENJEK BERSEMI'
PINJAMAN INDIVIDU
Untuk periode berakhir pada tanggal 31 Januari 2016
Pinjaman Yang Diberikan Untuk Individu
Nurhayati Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 2,000,000
Hermawati Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 1,000,000
Suratmin Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 1,000,000
Mi'an Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 1,500,000
Sanah Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 2,000,000
Herli Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 1,500,000
Bakri Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 2,000,000
Wira Febriani Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 1,000,000
Hj. Halimah Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 1,000,000
Wiranun Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 500,000
Syukron Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 2,000,000
Bagirah Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 500,000
Isdiana Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 1,000,000
Ilham Hadi Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 500,000
Hadijah Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 1,500,000
Anah Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 1,000,000
Rohimah Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 1,000,000
Hakiah Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 500,000
Hidayatun Hasanah Modal Usaha Perbulan 10 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 1,000,000
Yulia Agustina Modal Usaha Perbulan 11 Bulan 06/08/2015 07/08/2015 06/06/2016 1,2 500,000
Jumlah 23,000,000.00
XI
Kolektibilitas
BADAN USAHA MILIK DESA "PENGENJEK BERSEMI'
PINJAMAN INDIVIDU
Untuk periode berakhir pada tanggal 31 Januari 2016
Pinjaman Yang Diberikan Untuk Kelompok
-
BADAN USAHA MILIK DESA "PENGENJEK BERSEMI'
PINJAMAN LUNAS
Untuk periode berakhir pada tanggal
Pinjaman Lunas
Februari 2016
REKAP SETORAN INDIVIDU
Maret 2016
REKAP SETORAN INDIVIDU
Apr-16
REKAP SETORAN INDIVIDU
Mei 2016
REKAP SETORAN INDIVIDU
Juni 2016
REKAP SETORAN INDIVIDU
Juli 2016
REKAP SETORAN INDIVIDU
Agustus 2016
REKAP SETORAN INDIVIDU
I II III IV V VI VII VIII IX X XI
Jangka Tanggal
Waktu Realisasi Angsuran Suku Bunga Jumlah Angsuran
No. Nama Peminjam Jenis Periode Waktu realisasi Plafon Angsuran Ke-
(Individu) Penggunaan Pembayaran Jatuh %
Mulai Ket Pokok Bunga Tabungan Adm
Tempo
1 HOLNIPIANTI Modal Perbulan 10 Bulan 08/10/15 08/08/16 1,2 500,000 10 50,000 6,000
2 MULIATI Modal Perbulan 10 Bulan 08/10/15 08/08/16 1,2 1,000,000 10 100,000 12,000
3 MULIADI Modal Perbulan 10 Bulan 19/10/15 19/08/16 1,2 1,000,000 10 100,000 12,000
4 MURAHATI Modal Perbulan 10 Bulan 19/10/15 19/08/16 1,2 1,000,000 10 100,000 12,000
5 LILIK H Modal Perbulan 10 Bulan 20/11/15 20/09/16 1,2 1,000,000 9 100,000 12,000
6 NUHRI Modal Perbulan 10 Bulan 20/11/15 20/09/16 1,2 1,000,000 9 100,000 12,000
7 SAIRAH Modal Perbulan 10 Bulan 10/11/15 10/09/16 1,2 500,000 9 50,000 6,000
8 HJ. SITI F Modal Perbulan 10 Bulan 10/01/16 10/10/16 1,2 2,000,000 7 200,000 24,000
9 HENI N Modal Perbulan 10 Bulan 12/01/16 12/10/16 1,2 2,000,000 7 200,000 24,000
10 L. TOPAN Modal Perbulan 10 Bulan 15/01/16 15/10/16 1,2 1,000,000 7 100,000 12,000
11 NIKMAH Modal Perbulan 10 Bulan 15/01/16 15/10/16 1,2 1,000,000 7 100,000 12,000
12 LENI S. Modal Perbulan 10 Bulan 15/01/16 15/10/16 1,2 2,000,000 7 200,000 24,000
13 JAMILAH Modal Perbulan 10 Bulan 15/01/16 15/10/16 1,2 1,000,000 7 100,000 12,000
14 MASNAH Modal Perbulan 10 Bulan 16/01/16 16/10/16 1,2 2,000,000 7 200,000 24,000
15 L. ISKANDAR Modal Perbulan 10 Bulan 20/01/16 20/10/16 1,2 2,000,000 6 200,000 24,000
16 YULIANA Modal Perbulan 10 Bulan 20/01/16 20/10/16 1,2 1,000,000 6 100,000 12,000
17 MAHSUN Modal Perbulan 10 Bulan 20/01/16 20/10/16 1,2 1,000,000 6 100,000 12,000
18 RAHMAT Modal Perbulan 10 Bulan 10/02/16 10/12/16 1,2 1,000,000 5 100,000 12,000
19 M. ALI SA'ID Modal Perbulan 10 Bulan 25/01/16 25/10/16 1,2 500,000 6 50,000 6,000
20 ISDIANA Modal Perbulan 10 Bulan 20/04/16 20/02/17 1,2 1,500,000 3 150,000 18,000
21 HAKIAH Modal Perbulan 10 Bulan 25/04/16 25/02/17 1,2 1,000,000 3 100,000 12,000
22 HERLY Modal Perbulan 10 Bulan 09/06/16 09/04/17 1,2 1,500,000 1 150,000 18,000
23 ABDUL WAHAB Modal Perbulan 10 Bulan 24/05/16 24/03/17 1,2 500,000 2 50,000 6,000
24 MULIATI Modal Perbulan 10 Bulan 18/06/16 18/04/17 1,2 2,000,000 1 200,000 24,000
25 LILIK H Modal Perbulan 10 Bulan 18/06/16 18/04/17 1,2 1,000,000 1 100,000 12,000
26 HADIJAH Modal Perbulan 10 Bulan 12/05/16 12/03/17 1,2 2,000,000 2 200,000 24,000
27 HERMAWATI Modal Perbulan 10 Bulan 12/05/16 12/03/17 1,2 1,500,000 2 150,000 18,000
28 SUARINI Modal Perbulan 10 Bulan 12/05/16 12/03/17 1,2 1,500,000 2 150,000 18,000
29 BAGIRAH Modal Perbulan 10 Bulan 12/05/16 12/03/17 1,2 1,000,000 2 100,000 12,000
30 AYUNAH Modal Perbulan 10 Bulan 12/05/16 12/03/17 1,2 1,000,000 2 100,000 12,000
31 TURAIHAN Modal Perbulan 10 Bulan 12/05/16 12/03/17 1,2 500,000 2 50,000 6,000
32 SANAH Modal Perbulan 10 Bulan 14/07/16 14/05/17 1,2 2,000,000 1 200,000 24,000
33 NURHAYATI Modal Perbulan 10 Bulan 03/07/16 03/03/17 1,2 2,000,000 1 200,000 24,000
34 NIKMAH Modal Perbulan 10 Bulan 20/05/16 20/03/17 1,2 1,500,000 3 450,000 50,000
Jumlah 4,600,000 548,000
Sep-16
REKAP SETORAN INDIVIDU
Oktober 2016
REKAP SETORAN INDIVIDU
Nov-16
REKAP SETORAN INDIVIDU
Desember 2016
REKAP SETORAN INDIVIDU
Januari 2017
REKAP SETORAN INDIVIDU
Februari 2017
REKAP SETORAN INDIVIDU
Maret 2017
REKAP SETORAN INDIVIDU
Apr-17
REKAP SETORAN INDIVIDU
Mei 2017
REKAP SETORAN INDIVIDU
ket
Februari 2016
XII
ket
Maret 2016
XII
ket
Apr-16
XII
ket
Mei 2016
XII
ket
Juni 2016
XII
ket
Juli 2016
XII
ket
Agustus 2016
XII
ket
Sep-16
XII
ket
Oktober 2016
XII
ket
Nov-16
XII
ket
esember 2016
XII
ket
Januari 2017
XII
ket
Februari 2017
XII
ket
Maret 2017
XII
ket
Apr-17
XII
ket
Mei 2017
XII
ket
BADAN USAHA MILIK DESA "PENGENJEK BERSEMI'
REKAP SETORAN KELOMPOK
Untuk periode berakhir pada tanggal 31 Januari 2016
REKAP SETORAN KELOMPOK
1
BADAN USAHA MILIK DESA "PENGENJEK BERSEMI'
LAPORAN KOLEKTIBILITAS PINJAMAN
RASIO CADANGAN PENGHAPUSAN
Untuk periode berakhir pada tanggal 31 Januari 2016
I II III IV V
No. Tingkat Kolektibilitas Cadangan Rasio Penghapusan Jumlah Pinjaman Jum;ah Cadangan Penghapusan
(a) (b) © = (a) x (b)
I Kolektibilitas 1 1%
II Kolektibilitas 2 10%
III Kolektibilitas 3 25%
IV Kolektibilitas 4 50%
V Kolektibilitas 5 100%
Jumlah
Rasio Cadangan Penghapusan
(Total ©/total (b))
Non Perfomance Loan (NPL)
(II.b) + (III.b) + (IV.b) + (V.b) / Total b
enghapusan
BADAN USAHA MILIK DESA "PENGENJEK BERSEMI'
SIKLUS KEUANGAN
Posisi Keuangan BUMDes Pengenjek Bersemi
Periode Bulan Agustus 2015
Unit Simpan Pinjam (SPP)
(9+11) (10+12)
1 2 3 5 7 9 10 11 12 13 14 15 16
1 59,000,000 6,000,000 84,000,000 90,000,000 6,000,000 720,000 42,964,000 5,144,000 48,964,000 5,864,000
Posisi Keuangan BUMDes Pengenjek Bersemi
Periode Bulan Juli 2016
Unit Simpan Pinjam (SPP)
83
59
24
Posisi Keuangan BUMDes Pengenjek Bersemi
Periode Bulan Oktober 2016
Unit Simpan Pinjam (SPP)
(9+11) (10+12)
1 2 3 5 7 9 10 11 12 13 14 15 16
1 83,000,000 25,000,000 106,000,000 131,000,000 4,550,000 522,000 63,114,000 7,558,000 67,664,000 8,080,000
Posisi Keuangan BUMDes Pengenjek Bersemi
Periode Bulan November 2016
Unit Simpan Pinjam (SPP)
(9+11) (10+12)
1 2 3 5 7 9 10 11 12 13 14 15 16
1 83,000,000 6,500,000 131,000,000 137,500,000 8,050,000 1,094,000 67,664,000 8,080,000 75,714,000 9,174,000
Posisi Keuangan BUMDes Pengenjek Bersemi
Periode Bulan Desember 2016
Unit Simpan Pinjam (SPP)
(9+11) (10+12)
1 2 3 5 7 9 10 11 12 13 14 15 16
1 83,000,000 10,000,000 137,500,000 147,500,000 5,700,000 666,000 75,714,000 9,174,000 81,414,000 9,840,000
Posisi Keuangan BUMDes Pengenjek Bersemi
Periode Bulan Januari 2017
Unit Simpan Pinjam (SPP)
LABA 13,509,640
Desa 30% 4,052,892
Pengelola 30% 4,052,892
BUMDesa 40% 5,403,856
Laporan Keuangan BUMDes Pengenjek B
Periode Bulan Maret-Mei 2017
Unit Penyewaan Molen
Saldo
13,857,000 6,193,000
10,857,000 13,607,000
10,607,000
17,757,000
14,950,000
Biaya Perawatan 500,000
200,000
Oli 343,000 543,000
Pinjam Unit SPP 3,000,000
10,907,000
Transport penjaga 250,000
1,293,000
850000
2,143,000
19,800,000
2,043,000
17,757,000
2,043,000
Pengelola 1,000,000
1,000,000
800,000
500,000
PADes 1,500,000
4,800,000
Total Pengelua 5,843,000
Posisi Keuangan BUMDes Pengenjek Berse
Periode Bulan Juni 2017
Unit Simpan Pinjam (SPP)
Agustus 2017
No. Penerimaan Pengeluaran Saldo
5,572,000
18,000 168,000 5,740,000 18
24,000 224,000 5,964,000 24
24,000 224,000 6,188,000 24
24,000 224,000 6,412,000 24
12,000 112,000 6,524,000 12
24,000 224,000 6,748,000 24
12,000 112,000 2,000,000 4,860,000 12
6,000 56,000 1,000,000 3,916,000 6 dicairkan kepada
24,000 224,000 4,140,000 24 1 Kusmawati 2,000,000
18,000 168,000 4,308,000 18 2 Mi'an 1,000,000
18,000 168,000 4,476,000 18
18,000 168,000 4,644,000 18
12,000 112,000 4,756,000 12
24,000 224,000 4,980,000 24
12,000 112,000 5,092,000 12
24,000 224,000 5,316,000 24
12,000 112,000 5,428,000 12
18,000 168,000 5,596,000 18
12,000 112,000 5,708,000 12
12,000 112,000 5,820,000 12
12,000 112,000 5,932,000 12
24,000 224,000 6,156,000 24
12,000 112,000 6,268,000 12
396
Saldo Ahir 6,268,000
396,000
Sep-17
No. Penerimaan Pengeluaran Saldo
6,268,000 Tambahan Modal dr DD
18,000 168,000 6,436,000 18 9,500,000
36,000 336,000 6,772,000 36 Saldo 11,292,000
24,000 224,000 6,996,000 24 dicairkan kepada
### 16,496,000
### 18,496,000
### 21,496,000
6,000 56,000 21,552,000 6 1 Manah DKK, 22,000,000
24,000 224,000 21,776,000 24
18,000 168,000 21,944,000 18
24,000 224,000 22,168,000 24
18,000 168,000 22,336,000 18
12,000 112,000 22,448,000 12 Ambil diNita
24,000 224,000 22,672,000 24 2,000,000
12,000 112,000 22,784,000 12 Pinjam Dana Molen
24,000 224,000 23,008,000 24 3,000,000
36,000 336,000 22,000,000 1,344,000 36
12,000 112,000 1,456,000 12
12,000 112,000 1,568,000 12
24,000 224,000 1,792,000 24
Saldo Ahir 1,792,000 324
324,000
Oktober 2017
No. Penerimaan Pengeluaran Saldo
1,792,000
18,000 168,000 1,960,000 18
12,000 112,000 2,072,000 12
24,000 224,000 2,296,000 24
24,000 224,000 2,520,000 24
24,000 224,000 2,744,000 24
24,000 224,000 2,968,000 24
24,000 224,000 3,192,000 24
18,000 168,000 3,360,000 18
12,000 112,000 3,472,000 12
12,000 112,000 3,584,000 12
24,000 224,000 3,808,000 24
24,000 224,000 4,032,000 24
18,000 168,000 4,200,000 18
24,000 224,000 4,424,000 24
264,000 ### 6,888,000 224
12,000 112,000 7,000,000 12
6,000 56,000 7,056,000 6
18,000 168,000 7,224,000 18
12,000 112,000 7,336,000 12
12,000 112,000 7,448,000 12
200,000 7,648,000
566
Saldo Ahir 7,648,000
606,000
Nov-17
No. Penerimaan Pengeluaran Saldo
7,648,000
36,000 336,000 7,984,000 36
18,000 168,000 8,152,000 18
12,000 112,000 1,000,000 7,264,000 12 1 IPAN 1,000,000
24,000 224,000 1,500,000 5,988,000 24 2 MURAH 1,500,000
168,000 168,000 6,156,000 18
24,000 224,000 6,380,000 24
24,000 224,000 6,604,000 24
24,000 224,000 6,828,000 24
24,000 224,000 7,052,000 24
24,000 224,000 7,276,000 24
18,000 168,000 7,444,000 18
24,000 224,000 7,668,000 24
264,000 ### 10,132,000 224
12,000 112,000 10,244,000 12
12,000 112,000 10,356,000 12
6,000 56,000 10,412,000 6
24,000 224,000 10,636,000 24
18,000 168,000 10,804,000 18
12,000 112,000 10,916,000 12
578
Desember 2017
No. Penerimaan Pengeluaran Saldo
10,916,000
Terima dari
24,000 224,000 11,140,000 24 1 Ahmadi 10,500,000
Terima dari
### 21,640,000 2 Ahmadi 10,500,000
12,000 112,000 12,000,000 9,752,000
### 12,000,000 8,252,000 Dicairkan kepada
48,000 448,000 8,700,000 1 Mianah 500,000
24,000 224,000 8,476,000 2 Hermawati 1,000,000
24,000 224,000 8,700,000 3 Taham 1,500,000
18,000 168,000 8,868,000 4 Tutik 1,500,000
24,000 224,000 9,092,000 5 Nurlaeli 1,500,000
18,000 168,000 9,260,000 6 Rohiman 1,500,000
24,000 224,000 9,484,000 7 Nilayatun 1,500,000
36,000 336,000 9,820,000 8 Minah 1,500,000
24,000 224,000 10,044,000 9 Ehsan 1,500,000
18,000 168,000 10,212,000 12,000,000
24,000 224,000 10,436,000 1 Turaihan 2,000,000
18,000 168,000 10,604,000 2 Jamilah 1,000,000
24,000 224,000 10,828,000 3 Sahri 3,000,000
264,000 ### 13,292,000
12,000 112,000 13,404,000
12,000 112,000 13,516,000
6,000 56,000 13,572,000 4 L. Topan 1,000,000
12,000 112,000 13,684,000
12,000 112,000 13,796,000
12,000 112,000 13,908,000
200,000 14,108,000
AHMADI 10,000,000 4,108,000
DAMAN HURI 4,000,000 108,000
89,000,000
BUKU KAS
BULAN : MARET 2017
Tanggal Uraian Penerimaan Pengeluaran
05/03/2017 Terima sewa molen dari Yusuf,SE 600,000
07/03/2017 Dibayarkan biaya pembelian oli @ 2 x 80,000,- kepada Sapri 80,000
10/03/2017 Dibayarkan biaya pembelian drum @ 2 unit x 80,000,- 160,000
10/03/2017 Dibayarkan biaya pembelian terpal @ 2 x 180,000,- kepada Hasanudin 360,000
Saldo
Jumlah Penerimaan 600,000
Pengeluaran 600,000
BUKU KAS
BULAN : MEI 2017
Tanggal Uraian Penerimaan Pengeluaran
BUKU KAS
BULAN : Agustus 2017
Tanggal Uraian Penerimaan Pengeluaran
BUKU KAS
BULAN : SEPTEMBER 2017
Tanggal Uraian Penerimaan Pengeluaran
BUKU KAS
BULAN : NOVEMBER 2017
Tanggal Uraian Penerimaan Pengeluaran
Saldo
Jumlah Penerimaan 5,500,000
Pengeluaran 187,000
Saldo
600,000
520,000
360,000
0
0
Saldo
0
750,000
4,250,000
4,070,000
4,034,000
3,714,000
3,714,000
Saldo
3,714,000
7,214,000
6,964,000
11,464,000
10,984,000
10,964,000
11,114,000
11,114,000
Saldo
11,114,000
11,414,000
12,414,000
12,094,000
12,094,000
Saldo
12,094,000
14,094,000
17,594,000
17,434,000
17,407,000
17,407,000
TGL/BULAN/ PENERIMAAN PENGELUARAN
TAHUN
31/03/2017 600,000 600,000
31/05/2017 4,250,000 536,000
31/07/2017 8,150,000 750,000
30/09/2017 1,300,000 320,000
30/10/2017 5,500,000 187,000
5,000,000
2016 2017
NITA
Desa 1,000,000 BIAYA KUNJUNGAN PUSAT
Biaya Tracktor 2,858,000 DESA
Desa 50,000 DESA
Honor 1,800,000 DESA/TRANSPORT WARTAWAN
Sumbangan HUT 100,000 DESA/IWAN/BULOG
ATK 18,000 DESA/SELEKSI PERANGKAT
PROPOSAL 100,000 TOTAL
OPERASIONAL RAPAT 552,000
MOLEN 100,000 2018
TOTAL 6,578,000 DESA/KORAN
DESA/BAKSO
DESA
KADES
HONOR
100,000
200,000
150,000
300,000
200,000
50,000
1,000,000
350,000
50,000
600,000
1,000,000
1,000,000
3,000,000