ISTILAH-ISTILAH DALAM MANAJEMEN RISIKO

Subject --------seseorang/benda yang berada di sekitar sumber

bahaya
Hazard -------- sumber bahaya
Awarness ----- kesadaran subject akan adanya bahaya
Danger --------salah satu informasi tentang tingkat bahaya
Exposure ----- tingkat keterbukaan (kontak) seseorang
terhadap sumber bahaya
Accident ------ nama kecelakaan yang dialami oleh korban
Peril ---------- nama bencana yang dialami oleh korban
Probability --- nilai peluang munculnya suatu peristiwa
Risk ---------- potensi terjadinya peril yang disebabkan
adanya kontak seseorang terhadap sumber bahaya
Loss ----------- nilai kerugian materiil akibat terjadinya peril
HAZARD ELIMINATION
HAZARD REDUCTION
Hazard dapat dibedakan menjadi beberapa jenis, yaitu :

Chemical Hazard (bahaya kimia), adalah bahaya yang ditimbulkan oleh

bahan kimia seperti toksisitas bahan kimia, daya ledak bahan kimia,
penyebab kanker, oksidasi,
bahan kimia mudah terbakar.

Biological Hazard (bahaya biologi), yang termasuk kedalam kategori ini

antara lain, virus,
jamur, bakteri, tanaman, burung, binatang yang dapat menginfeksi
atau memberikan reaksi negatif kepada manusia.

Physical Hazard (bahaya fisika), yang termasuk didalam kategori ini

antara lain kebisingan, tekanan, suhu, getaran, dan radiasi.

Psychological Hazard (bahaya psikososial), yang termasuk kategori ini

beberapa hal seperti jam kerja yang terlalu lama, pimpinan yang terlalu
galak, lingkungan kerja yang tidak nyaman, dan sebagainya.
Definisi Risiko:
Exposure to the possibility of loss, injury, or other adverse or unwelcome circumstance;
a chance or situation involving such a possibility.

1.Risk is an uncertain event or condition that, if it occurs, has an effect on at least one
[project] objective. (This definition, using project terminology, is easily made universal by
removing references to projects).

2.The probability of something happening multiplied by the resulting cost or benefit if it

does. (This concept is more properly known as the 'Expectation Value' or 'Risk Factor'
and is used to compare levels of risk)

3.The probability or threat of quantifiable damage, injury, liability, loss, or any other
negative occurrence that is caused by external or internal vulnerabilities, and that may
be avoided through preemptive action.

4.Finance: The possibility that an actual return on an investment will be lower than the
expected return.
5.Insurance :A situation where the probability of a variable (such as burning
down of a building) is known but when a mode of occurrence or the actual
value of the occurrence (whether the fire will occur at a particular property)
is not. A risk is not an uncertainty (where neither the probability nor the
mode of occurrence is known), a peril (cause of loss), or a hazard
(something that makes the occurrence of a peril more likely or more
severe).

6.Securities trading: The probability of a loss or drop in value. Trading risk

is divided into two general categories: (1) Systematic risk affects all
securities in the same class and is linked to the overall capital-market
system and therefore cannot be eliminated by diversification. Also
called market risk. (2) Non-systematic risk is any risk that isn't market-
related. Also called non-market risk, extra-market risk or diversifiable risk.

7.Workplace : Product of the consequence and probability of a hazrdous

event or phenomenon. For example, the risk of developing cancer is
estimated as the incremental probability of developing cancer over a
lifetime as a result of exposure to potential carcinogens (cancer-causing
substances).