ARUNA NIRMALADUTA
GIANYAR
ABSTRAK
vi
EVALUATION OF FINANCIAL PERFORMANCE PT BPR
ARUNA NIRMALADUTA
GIANYAR
ABSTRACT
This research is aimed to find out the financial performance of PT BPR Aruna
Nirmaladuta which is reviewed from aspects Risk Profile, Good Corporate
Governance, Earning and Capital based on Bank Indonesia Regulation Number 13
/ 1 / PBI / 2011. This research using the financial statements and data
implementation of Good Corporate Governance. The data is collected through
questionnaires and documentation. The analysis technique in this research is
quantitative descriptive analysis. This research performs assessment i.e risk profile
aspect with NPL ratio, IRR, LDR and CR, Good Corporate Governance aspect,
earning aspect with ROA and NIM ratio, capital aspect with CAR ratio. The result
of this research shows that the financial performance PT BPR Aruna Nirmaladuta
viewed from risk profile using NPL and IRR ratio in years 2013-2017 get very
healthy predicate, LDR ratio value get healthy predicate and CR get very healthy
predicate. In terms of Good Corporate Governance in years 2016-2017 the
predicate is good. In terms of earnings using ratio of ROA and NIM in years 2013-
2017 obtained a very healthy predicate. In terms of capital using CAR ratio in years
2013-2017 with a very healthy predicate. Based on these results as a whole that
BPR Aruna Nirmaladuta is a healthy bank.
vii