PERMOHONAN KREDIT BANK BTN Tanggal : 3-Nov-2019

A Kredit yang Dimohon WARNA INI JANGAN DIRUBAH

1 Jenis Kredit : KPR (KGM, KPR atau RS)
2 Suku Bunga : 12.00% 15 Pengurang Pokok : 5,505,950
3 Maksimum Kredit : 90,000,000 MAKSIMAL KREDIT LEBIH Bunga : 900,000
4 Jangka Waktu : 15 tahun Pokok : 201,190
5 Tanggal Lahir : 24-Jul-72 Umur 48 tahun Persyaratan Gaji : 3,303,570
6 Nilai Bangunan : 55,000,000 5E+07 ### Harga Rumah : 65,750,000
135,000,000 Perolehan Kredit : 52,600,000

Angsuran Rp. 1,101,190

B Biaya Proses D Biaya-Biaya Administrasi Jual Beli dari Developer

1 Provisi 1% dari maks kredit : 900,000 1.00% 1 Biaya administrasi pemesanan
2 Biaya Administrasi : 100,000 2 Biaya akta jual beli dan jasa notaris utk balik nama
3 Biaya Legalisir Notaris : 250,000 3 BPHTB 5% dari harga jual dikurangi harga tidak
4 Biaya APHT / Surat Kuasa : 750,000 kena pajak
5 Angsuran Pertama : 1,101,190 4 PPH 5% dari harga jual untuk Rp. 70 juta ke atas
6 Asuransi Jiwa : 1,738,800 5 Biaya pemecahan PBB ke konsumen
7 Asuransi Kebakaran : 632,920 6 Biaya pemecahan IMB ke konsumen
8 Saldo Tabungan Minimum : BLOKIR TABUNGAN 7 Biaya kelebihan tanah dan atau penambahan
Jumlah : 5,472,910 10% bangunan seperti pagar, peningkatan mutu dsb

C Biaya Lain yg Terikat dgn Kredit

1 Appraiser :
2 Clearence Sertifikat : 0
Jumlah - -

Biaya Porses Rp. 5,472,910

PERMOHONAN KREDIT BANK BTN Warna ini jangan dirub

A Kredit yang Dimohon

1 Jenis Kredit : RS Paket RS (RSS atau RS)
2 Suku Bunga : 8.15%
3 Maksimum Kredit : 56,000,000
4 Jangka Waktu : 10 tahun
5 Tanggal Lahir : 8-May-71 Umur 48.6 tahun
6 Nilai Bangunan : 16,500,000

Angsuran yg diinginkan 700,190

B Biaya Proses
1 Provisi 1% dari maks kredit : 280,000
2 Biaya Administrasi : -
3 Biaya Notaris : 100,000
4 Biaya APHT : -
5 Angsuran Pertama : 700,190
6 Asuransi Jiwa : 482,720
7 Asuransi Kebakaran : 113,510
8 Saldo Tabungan Minimum : 500,000
Jumlah : 2,176,420

C Biaya Lain yg Terikat dgn Kredit

1 Appraiser 50,000
2 Clearence Sertifikat -
Jumlah 50,000

Total Biaya 2,226,420

Warna ini jangan dirubah
 HITUNG PREMI ASURANSI
SINGLE PREMIUM

Keterangan Nilai Satuan 25.5

Harga Jual 65,750,000 Rupiah 22.5
Jangka Waktu 15 Tahun maks. 20 tahun

Premi Asuransi 756,140 Rupiah

Keterangan Nilai umur 12.83

Tgl Lahir 24-Jul-72 48 #N/A
Maks KPR 53,000,000 Rupiah
Jangka Waktu 15 Tahun

Premi Asuransi 679,990 Rupiah

<=55 15 12.83
56 Err:502
57 Err:502
58 Err:502
59 Err:502
60 Err:502
61 Err:502
62 Err:502
63 Err:502
64 Err:502
 AMORTISASI KREDIT
TAHUN SALDO AWAL ANGSURAN BUNGA

I 90,000,000 13,214,280 10,800,000

II 87,585,720 13,214,280 10,510,286
III 84,881,726 13,214,280 10,185,807
IV 81,853,254 13,214,280 9,822,390
V 78,461,364 13,214,280 9,415,364
VI 74,662,448 13,214,280 8,959,494
VII 70,407,661 13,214,280 8,448,919
VIII 65,642,301 13,214,280 7,877,076
IX 60,305,097 13,214,280 7,236,612
X 54,327,428 13,214,280 6,519,291
XI 47,632,440 13,214,280 5,715,893
XII 40,134,053 13,214,280 4,816,086
XIII 31,735,859 13,214,280 3,808,303
XIV 22,329,882 13,214,280 2,679,586
XV 11,795,188 13,214,280 1,415,423

132,142,800 89,775,240

68%
I KREDIT
POKOK SALDO AKHIR

2,414,280 87,585,720 12 900,000

2,703,994 84,881,726
3,028,473 81,853,254
3,391,890 78,461,364
3,798,916 74,662,448
4,254,786 70,407,661
4,765,361 65,642,301
5,337,204 60,305,097
5,977,668 54,327,428
6,694,989 47,632,440
7,498,387 40,134,053
8,398,194 31,735,859
9,405,977 22,329,882
10,534,694 11,795,188
11,798,857 (3,670)

42,367,560 212%

32% 100%
18.50% 19.00% 19.50% 20.00% 20.50% 21.00% 21.50% 22.00% 23.00% 24.00% 25.00%

1.185000 1.190000 1.195000 1.200000 1.205000 1.210000 1.215000 1.220000 1.230000 1.240000 1.250000
0.642666 0.646621 0.650581 0.654545 0.658515 0.662489 0.666467 0.670450 0.678430 0.686429 0.694444
0.463612 0.467308 0.471012 0.474725 0.478446 0.482175 0.485913 0.489658 0.497173 0.504718 0.512295
0.375359 0.378991 0.382634 0.386289 0.389955 0.393632 0.397321 0.401020 0.408451 0.415926 0.423442
0.323407 0.327050 0.330708 0.334380 0.338066 0.341765 0.345479 0.349206 0.356700 0.364248 0.371847
0.289584 0.293274 0.296982 0.300706 0.304446 0.308203 0.311976 0.315764 0.323389 0.331074 0.338819
0.266099 0.269855 0.273630 0.277424 0.281236 0.285067 0.288916 0.292782 0.300568 0.308422 0.316342
0.249054 0.252885 0.256737 0.260609 0.264502 0.268415 0.272347 0.276299 0.284259 0.292293 0.300399
0.236282 0.240192 0.244125 0.248079 0.252056 0.256053 0.260072 0.264111 0.272249 0.280465 0.288756
0.226481 0.230471 0.234485 0.238523 0.242583 0.246665 0.250769 0.254895 0.263208 0.271602 0.280073
0.218821 0.222891 0.226985 0.231104 0.235246 0.239411 0.243598 0.247807 0.256289 0.264852 0.273493
0.212749 0.216896 0.221068 0.225265 0.229486 0.233730 0.237996 0.242285 0.250926 0.259648 0.268448
0.207881 0.212102 0.216349 0.220620 0.224915 0.229234 0.233575 0.237939 0.246728 0.255598 0.264543
0.203943 0.208235 0.212551 0.216893 0.221259 0.225647 0.230058 0.234491 0.243418 0.252423 0.261501
0.200734 0.205092 0.209475 0.213882 0.218313 0.222766 0.227242 0.231738 0.240791 0.249919 0.259117
 Lampiran 3b

TABEL ANGSURAN KGM

RATE = 15.0%
KET. 15,000,000 20,000,000 25,000,000 30,000,000 35,000,000 40,000,000 45,000,000 50,000,000
5 372,900 497,200 621,490 745,790 870,090 994,390 1,118,690 1,242,990
6 330,300 440,400 550,500 660,600 770,690 880,790 990,890 1,100,990
7 300,450 400,600 500,750 600,900 701,060 801,210 901,360 1,001,510
8 278,570 371,420 464,280 557,130 649,980 742,840 835,690 928,550
10 249,070 332,090 415,110 498,130 581,160 664,180 747,200 830,220
KET. 60,000,000 75,000,000 100,000,000 125,000,000 150,000,000 175,000,000 200,000,000 225,000,000
5 1,491,580 1,864,480 2,485,970 3,107,460 3,728,950 4,350,440 4,971,930 5,593,420
6 1,321,190 1,651,480 2,201,980 2,752,470 3,302,970 3,853,460 4,403,950 4,954,450
7 1,201,810 1,502,260 2,003,010 2,503,760 3,004,510 3,505,260 4,006,010 4,506,760
8 1,114,250 1,392,820 1,857,090 2,321,360 2,785,630 3,249,900 3,714,170 4,178,440
10 996,260 1,245,330 1,660,440 2,075,550 2,490,650 2,905,760 3,320,870 3,735,980
KET. 250,000,000 300,000,000 350,000,000 400,000,000 450,000,000 500,000,000 550,000,000 600,000,000
5 6,214,910 7,457,890 8,700,870 9,943,860 11,186,840 12,429,820 13,672,800 14,915,780
6 5,504,940 6,605,930 7,706,910 8,807,900 9,908,890 11,009,880 12,110,860 13,211,850
7 5,007,510 6,009,010 7,010,510 8,012,020 9,013,520 10,015,020 11,016,520 12,018,020
8 4,642,710 5,571,260 6,499,800 7,428,340 8,356,880 9,285,420 10,213,970 11,142,510
10 4,151,090 4,981,310 5,811,520 6,641,740 7,471,960 8,302,170 9,132,390 9,962,610
KET. 650,000,000 700,000,000 750,000,000 800,000,000 850,000,000 900,000,000 950,000,000 1,000,000,000
5 16,158,760 17,401,740 18,644,730 19,887,710 21,130,690 22,373,670 23,616,650 24,859,630
6 14,312,840 15,413,820 16,514,810 17,615,800 18,716,780 19,817,770 20,918,760 22,019,750
7 13,019,520 14,021,030 15,022,530 16,024,030 17,025,530 18,027,030 19,028,530 20,030,030
8 12,071,050 12,999,590 13,928,130 14,856,680 15,785,220 16,713,760 17,642,300 18,570,840
10 10,792,820 11,623,040 12,453,260 13,283,470 14,113,690 14,943,910 15,774,130 16,604,340
 Lampiran 3b

TABEL ANGSURAN KGU

RATE = 14.0%
KET. 50,000,000 60,000,000 70,000,000 80,000,000 90,000,000 100,000,000 120,000,000 150,000,000
3 1,794,720 2,153,660 2,512,600 2,871,550 3,230,490 3,589,430 4,307,320 5,384,150
5 1,213,690 1,456,420 1,699,160 1,941,890 2,184,630 2,427,370 2,912,840 3,641,050
8 898,210 1,077,850 1,257,500 1,437,140 1,616,780 1,796,420 2,155,700 2,694,630
10 798,810 958,570 1,118,330 1,278,090 1,437,860 1,597,620 1,917,140 2,396,420
15 678,370 814,050 949,720 1,085,400 1,221,070 1,356,750 1,628,090 2,035,120
KET. 55,000,000 60,000,000 65,000,000 70,000,000 75,000,000 80,000,000 85,000,000 90,000,000
3 1,974,190 2,153,660 2,333,130 2,512,600 2,692,080 2,871,550 3,051,020 3,230,490
5 1,335,050 1,456,420 1,577,790 1,699,160 1,820,530 1,941,890 2,063,260 2,184,630
8 988,030 1,077,850 1,167,670 1,257,500 1,347,320 1,437,140 1,526,960 1,616,780
10 878,690 958,570 1,038,450 1,118,330 1,198,210 1,278,090 1,357,970 1,437,860
15 746,210 814,050 881,890 949,720 1,017,560 1,085,400 1,153,230 1,221,070
KET. 95,000,000 100,000,000 105,000,000 110,000,000 115,000,000 120,000,000 125,000,000 130,000,000
3 3,409,960 3,589,430 3,768,900 3,948,380 4,127,850 4,307,320 4,486,790 4,666,260
5 2,306,000 2,427,370 2,548,740 2,670,100 2,791,470 2,912,840 3,034,210 3,155,580
8 1,706,600 1,796,420 1,886,240 1,976,060 2,065,880 2,155,700 2,245,530 2,335,350
10 1,517,740 1,597,620 1,677,500 1,757,380 1,837,260 1,917,140 1,997,020 2,076,900
15 1,288,910 1,356,750 1,424,580 1,492,420 1,560,260 1,628,090 1,695,930 1,763,770
KET. 135,000,000 140,000,000 145,000,000 150,000,000 175,000,000 200,000,000 250,000,000 500,000,000
3 4,845,730 5,025,200 5,204,680 5,384,150 6,281,500 7,178,860 8,973,580 17,947,150
5 3,276,940 3,398,310 3,519,680 3,641,050 4,247,890 4,854,730 6,068,410 12,136,820
8 2,425,170 2,514,990 2,604,810 2,694,630 3,143,730 3,592,840 4,491,050 8,982,090
10 2,156,780 2,236,660 2,316,540 2,396,420 2,795,830 3,195,230 3,994,040 7,988,070
15 1,831,600 1,899,440 1,967,280 2,035,120 2,374,300 2,713,490 3,391,860 6,783,710
 DAFTAR NOTARIS / PPAT YANG SUDAH BEKERJA-
DENGA BANK TABUNGAN NEGARA

ALAMAT
NO NAMA NOTARIS
KANTOR
I WILAYAH JAKARTA
1 NY SAHARA T HUSIN JL. TANJUNG DUREN JAYA NO. 54
2 ENY HARYANTI PLAZA KEDOYA ELOK BLOK DE/03
3 HARI SUPRAPTI S JL. PRAPANCA RAYA 44L
4 ERNA PRIYONO JL. KRAMAT PELA NO. 42 GANDARIA UTR
5 MAHMUD SAID JL. PESANGGRAHAN RAYA NO. 8-B
6 MARIA KIDARSA JL. HANG TUAH VIII NO. 5

II WILAYAH KODYATANGERANG
1 SLAMET SURYONOHADI JL. VETERAN BLOK D.13 NO. 14
2 HARYANTI TONO JL. AHMAD YANI NO. 39

III WILAYAH KAB.TANGERANG

1 MUSRIFAH IRFAN S JL. RAYA SERPONG KM.8 NO. 36
2 SRI LESTARI R JL. RAYA SERPONG KM.9
3 RONY SAPUTRA S, SH JL. Ir, H. JUANDA NO. 84

IV WILAYAH SERANG
1 ARJAMALIS ROSWAR JL JEND.AHMAD YANI NO. 49
2 MOH.ISLAMSYAH ARIFIN JL. KH TB.KHATIB NO. 62 KEDALINGAN

V WILAYAH KAB. BEKASI

1 NAZLY ALIDA LUBIS JL. JEND.SUDIRMAN NO. 41 KRANJI
2 INDIARTATI WS JL. RAYA CIBARUSAH NO. 9 CIKARANG
3 KHAIRUL ASWIN JL. GATOT SUBROTO NO. 92 CIKARANG

VI WILAYAH KODYA BEKASI

1 LIKE LESTYOWATI S JL. IR. JUANDA NO. 81 (PLZ BEKASI JAYA)
2 KAMARIAH SUPARWO JL. SULTAN AGUNG NO. 425 PD UNGU
3 TITIN SUPARTINI JL. PEMUDA NO. 31 KRANJI

VII WILAYAH DEPOK

1 TARUNINGRUM S KABUL JL. MARGONDA RAYA NO. 80
2 ZAENAB RUKO PDK.SUKMAJAYA NO. 15

VIII WILAYAH KODYA BOGOR

1 SUPIAH NURBAITI JL. DURIAN JAYA NO. 12 BANTAR KEMANG
2 LANY HARTONO JL. IR. JUANDA NO. 12
3 HANNA WIDJAYA JL. GUNUNG GEDE NO. 16
IX WILAYAH KAB. BOGOR
1 KHADIJAH BUDI A JL. RAYA DERMAGA KM.8 NO. 1 (RUKO)
2 SITI AMANATUL INSIYAH JL. BABAKAN NO. 2 CIAWI
BOMANTARI JULIANTO,SH

X WILAYAH KAB. KAWARANG

1 SISWADJI JL. AHMAD YANI NO. 2-A

WARNI 021-6496711 + 021-6296389

ENY HARYANTI 58301545 - 0811845082
 YANG SUDAH BEKERJA-SAMA (ADA PKS)
BANK TABUNGAN NEGARA

MAT NOMOR TELEPON

KONTAK PERSON
KOTA DAN FACS.

JAKARTA BARAT 5685071 5685072 BP. TUKINO / ZAENAL

JAKARTA BARAT 58301545 58301544 IBU MEGA
JAKARTA SELATAN 7244783-9247875 7244783 IBU DIAN
JAKARTA SELATAN 7229313 7229313 NOTARIS YBS
JAKARTA BARAT 58300559-5823265 58301621 NOTARIS YBS
JAKARTA SELATAN 7221068-7206993 7266532 NOTARIS YBS

TANGERANG 5533807 [D] 0812-8118332 NOTARIS YBS

TANGERANG 5589139 5522678 NOTARIS YBS

TANGERANG 53121709-10 5517964 NOTARIS YBS

TANGERANG 5387084-85 5387085 NOTARIS YBS
CIPUTAT 74708532 7427444 NOTARIS YBS
0816-1158099

SERANG 0254-200322 0254-200322 NOTARIS YBS

SERANG 0254-210962 0254-210962 NOTARIS YBS

BEKASI 8844822-8844777 8842555 NOTARIS YBS

BEKASI 8971935 8971935 NOTARIS YBS
BEKASI 8903979 0811-870849 NOTARIS YBS

BEKASI 8803083-8812344 8803083 NOTARIS YBS

BEKASI 8840971-72 8840971 IBU TUTI
BEKASI 8866220 8854638 NOTARIS YBS

DEPOK 7522303-7751328 7522303 IBU DEWI

DEPOK 77831719 77831719 NOTARIS YBS

BOGOR 0251-313981-321704 0251-313981 IBU DITA

BOGOR 0251-323697 0251-323697 NOTARIS YBS
BOGOR 0251-330154-330156 0251-320912 NOTARIS YBS
 8121800353.00 0251-313981 dita
BOGOR 0251-622527-327298 0251-321704 NOTARIS YBS
BOGOR 0251-242943 0251-242943 NOTARIS YBS
87910103 0811-137663

KARAWANG 0818-915794 3440864 NOTARIS YBS

 DAFTAR NOTARIS / PPAT YANG SUDAH BE
DENGAN BANK TABUNGAN

NO NAMA APPRAISER

1 PT BINAYASA PUTRA BATARA

2 PT BASKARA PRIMA PENILAI

3 PT INTI UTAMA CAHAYA PERKASA

4 PT DWI VALUINA

5 PT BINA INSAN NUSA

6 PT SANIANG NAGA CAKRAWALA

7 PT GERBANG BUMI PAKUAN

PT. CARAKA CITRA R

PT. NIRWANA KHARISMA

FACSIMILE
DAFTAR NOTARIS / PPAT YANG SUDAH BEKERJA-SAMA (ADA PKS)
DENGAN BANK TABUNGAN NEGARA

ALAMAT NOMOR TELEPON

KANTOR KOTA DAN FACS.

MENARA BTN LT. 12 JL. GAJAH MADA NO.1 JAKARTA PUSAT 6346880-81 6346883

TAMAN ASRI BLOK. B-2 NO.8 KREO-CLDG TANGERANG 7301024

JL. BAUNG NO. 3-A LENTENG AGUNG JAKARTA SELATAN 7815850

JL AM SANGAJI NO. 9-L (SANGAJI MEGAH) JAKARTA PUSAT 6325569-70

JL. TEMPURUNG BLK. A-18 NO. 14 PDK KLP JAKARTA TIMUR 86903849-86902454

JL. KAKAP III NO. 4-A RWMANGUN JAKARTA TIMUR 3866921-3867875

JL. BAUNG NO. 3-A LENTENG AGUNG JAKARTA SELATAN 7815850

021-3902507 [YANI] / 021-8902942 [RAHMA] 0812-8958572

021-3842927 [DWI] / 0812-8517996

021-63865983
A PKS)

NOMOR TELEPON
KONTAK PERSON
DAN FACS.

6346860 SUGANDHI / IMAM F

5842579 HENDRO B / SUSILASARI

78833503 IRA / EVI / INDRA

6349382 ENO SUNGKONO / DEDY H

86903849 TEGUH W

4702165 IBU DARATUL M

7829763 YULIANI 0818-143848

 TARIF APHT

1 - s/d 100,000,000 = 600,000

2 100,000,000 s/d 150,000,000 = 750,000
3 150,000,000 s/d 200,000,000 = 900,000
4 200,000,000 s/d 250,000,000 = 1,200,000
5 250,000,000 s/d 300,000,000 = 1,500,000
6 300,000,000 s/d = NEGO