DAFTAR ISI

Halaman
DAFTAR ISI.......................................................................................... i
DAFTAR TABEL.................................................................................. iii
DAFTAR GAMBAR............................................................................. iv
DAFTAR LAMPIRAN......................................................................... v
BAB I PENDAHULUAN............................................................... 1
1.1 Latar Belakang............................................................ 1
1.2 Rumusan Masalah....................................................... 11
1.3 Pertanyaan Penelitian.................................................. 12
1.4 Tujuan Penelitian........................................................ 13
1.5 Manfaat Penelitian...................................................... 13
BAB II TINJAUAN PUSTAKA..................................................... 15
2.1 Landasan Teoretis....................................................... 15
2.1.1 Modern Monetary Theory............................... 15
2.1.2 Coping Resource Theory................................. 16
2.1.3 Planned Behaviour Theory............................. 16
2.2 Financial Technology................................................. 17
Pengertian Fintech
2.2.1 Jenis-Jenis Layanan Fintech........................... 17
2.3 Financial Knowledge.................................................. 19
2.3.1 Jenis Financial Knowledge............................. 19
2.4 Financial Education.................................................... 20
2.5 Penelitian Terdahulu................................................... 20
2.6 Kerangka Konseptual.................................................. 24
2.6.1 Pengaruh Financial Education terhadap
Financial Knowledge...................................... 24
2.6.2 Pengaruh Financial Stress terhadap
Financial Knowledge...................................... 25
2.6.3 Pengaruh Financial Education terhadap Use
Of Financial Technology................................. 26
2.6.4 Pengaruh Financial Stress terhadap Use
Of Financial Technology................................. 26
2.6.5 Pengaruh Financial Knowledge terhadap Use
Of Financial Technology................................. 26
2.6.6 Pengaruh Financial Education terhadap Use
Of Financial Technology melalui Financial
Knowledge....................................................... 28
2.6.7 Pengaruh Financial Stress terhadap Use
Of Financial Technology melalui Financial
Knowledge....................................................... 28
2.7 Hipotesis..................................................................... 29
BAB III METODE PENELITIAN.................................................. 31
 3.1 Jenis Penelitian............................................................ 31
3.2 Tempat dan Waktu Penelitian..................................... 31
3.3 Batasan Operasional.................................................... 31
3.4 Definisi Operasional................................................... 32
3.5 Skala Pengukuran Variabel......................................... 33
3.6 Populasi dan Sampel................................................... 33
3.6.1 Populasi........................................................... 33
3.6.2 Sampel............................................................. 34
3.7 Jenis Data dan Sumber Data....................................... 36
3.8 Metode Pengumpulan Data......................................... 37
3.9 Teknik Analisis Data................................................... 37
3.9.1 Metode Analisis Deskriptif............................. 37
3.9.2 Structural Equation Modelling....................... 38
3.10 Pengujian Hipotesis.................................................... 48
DAFTAR PUSTAKA............................................................................ 50
DAFTAR LAMPIRAN ......................................................................... 55
 DAFTAR TABEL

No. Tabel Judul Halaman

1.1 Hasil Pra Survei Mengenai Financial Stress Masyarakat
Medan Timur............................................................................... 8
1.2 Hasil Pra Survei Mengenai Financial Knowledge Masyarakat
Medan Timur............................................................................... 10
2.1 Penelitian Terdahulu.................................................................... 21
 DAFTAR GAMBAR

No. Gambar Judul Halaman

1.1 Financial Education di Indonesia tahun 2021............................. 4
1.2 Pernah Mempelajari Pendidikan Keuangan 2022....................... 5
2.1 Kerangka Konseptual.................................................................. 25
3.1 Model Struktural Tingkat Dimensi.............................................. 38
3.2 Full Model Struktural Reflektif-Formatif.................................... 39
 DAFTAR LAMPIRAN

No. Lampiran Judul Halaman

1. Kuesioner Penelitian.................................................................... 65