Bulan Laba/Rugi BK
Bunga Pokok
1 8,000,000 800,000 10,000,000
2 10,000,000 800,000 10,000,000
3 1,500,000 800,000 10,000,000
4 - 5,000,000 800,000 10,000,000
3,200,000 40,000,000
Total pengembalian BK 43,200,000
Total pengembalian BS 42,900,000
St = 10,000,000 800,000
Berdasarkan rumus bunga
P nJP
Skon = 40,000,000 3,200,000
Bank Syariah
iLt
St = 10,000,000 1,600,000
2,000,000
300,000
- 1,000,000
2,900,000
P i + Lt
Ssy = 40,000,000 2,900,000
Latihan 1.1
Bunga 3%
Pokok 70,000,000
Nisbah 30%
Pengurangan 15% Jika rugi
Bulan Laba/Rugi BK
Bunga Pokok
1 8,000,000 2,100,000 8,750,000
2 23,000,000 2,100,000 8,750,000
3 - 8,500,000 2,100,000 8,750,000
4 3,000,000 2,100,000 8,750,000
5 25,000,000 2,100,000 8,750,000
6 18,000,000 2,100,000 8,750,000
7 - 8,000,000 2,100,000 8,750,000
8 10,000,000 2,100,000 8,750,000
16,800,000 70,000,000
BS
Bagi Hasil Pokok 20%
1,600,000 10,000,000
2,000,000 10,000,000
300,000 10,000,000
- 9,000,000
3,900,000 39,000,000
Total pengembalian
43,200,000
-Rp43,217,573.62Rumus mencari FV
Lt
Laba/Rugi
8,000,000
10,000,000
1,500,000
- 5,000,000
Jumlah angsuran
11,600,000
12,000,000
10,300,000
9,000,000
42,900,000 Ssy
42,900,000
BS
Bagi Hasil Pokok pengurangan 15% dari keru
2,400,000 8,750,000
6,900,000 8,750,000
- 7,475,000 - 1,275,000
900,000 8,750,000
7,500,000 8,750,000
5,400,000 8,750,000
- 7,550,000 - 1,200,000
3,000,000 8,750,000
26,100,000 67,525,000