Tabel Perhitungan KPR Opsi diam aja

Nilai Rumah: a (isi) Rp500,000,000

(1) Pinjaman DP (%) b (isi) 20%
Nilai Pinjaman c = a x (1-b) Rp400,000,000
tenor (tahun) d (isi) 15
Fixed Rate (%) e (isi) 4%
(2) Produk KPR Fixed Tenor (tahun) f (isi) 3
Floating Rate (%) g (isi) 11%
Floating Tenor (tahun) h=d-f 12
Rate Fixed (%) e 4%
(3) Angsuran Masa Tenor Fixed (tahun) f 3
Fixed
Angsuran bulanan di masa Fixed i = formula PMT
(maksimal = 1/3 income) 2,958,752
Sisa Utang di akhir masa Fixed j = Formula PV Rp337,938,987
(4) Status di Akhir Total Angsuran masa fixed k = f x i x 12 bulan Rp106,515,061
Masa Fixed Pokok Terbayar di masa fixed l=c-j Rp62,061,013
Bayar Bunga di masa fixed m=k-l Rp44,454,048
Sisa Utang j Rp337,938,987
(5) Angsuran Masa Rate Floating g 11%
Floating Tenor Floating h 12
Angsuran bulanan di masa Floating n = formula PMT Rp4,236,252
Total Angsuran masa floating o = h x n x 12 bulan Rp610,020,278
(6) Status di Akhir
Masa Floating Pokok Terbayar di masa floating j Rp337,938,987
Bayar Bunga di masa floating p=o-j Rp272,081,291
Total bayar Pokok: c Rp500,000,000
Total bayar Bunga: q=m+p Rp316,535,340
(7) Total Expenses
Total Biaya Rumah: r=c+q Rp816,535,340
Rasio bunga / pokok: s=q/c 63%

Tabel Opsi I
Tahun Bulan Angsuran Bulanan Angsuran Bunga Angsuran Pokok
0 0
1 2,958,752 1,333,333 1,625,418
2 2,958,752 1,327,915 1,630,836
3 2,958,752 1,322,479 1,636,273
4 2,958,752 1,317,025 1,641,727
5 2,958,752 1,311,552 1,647,199
6 2,958,752 1,306,062 1,652,690
1
7 2,958,752 1,300,553 1,658,199
8 2,958,752 1,295,026 1,663,726
9 2,958,752 1,289,480 1,669,272
10 2,958,752 1,283,916 1,674,836
11 2,958,752 1,278,333 1,680,419
12 2,958,752 1,272,731 1,686,020

# Classification: Public
 13 2,958,752 1,267,111 1,691,640
14 2,958,752 1,261,472 1,697,279
15 2,958,752 1,255,815 1,702,937
16 2,958,752 1,250,138 1,708,613
17 2,958,752 1,244,443 1,714,309
18 2,958,752 1,238,729 1,720,023
2
19 2,958,752 1,232,995 1,725,756
20 2,958,752 1,227,243 1,731,509
21 2,958,752 1,221,471 1,737,281
22 2,958,752 1,215,680 1,743,072
23 2,958,752 1,209,870 1,748,882
24 2,958,752 1,204,040 1,754,711
25 2,958,752 1,198,191 1,760,560
26 2,958,752 1,192,323 1,766,429
27 2,958,752 1,186,435 1,772,317
28 2,958,752 1,180,527 1,778,225
29 2,958,752 1,174,599 1,784,152
30 2,958,752 1,168,652 1,790,099
3
31 2,958,752 1,162,685 1,796,066
32 2,958,752 1,156,698 1,802,053
33 2,958,752 1,150,692 1,808,060
34 2,958,752 1,144,665 1,814,087
35 2,958,752 1,138,618 1,820,134
36 2,958,752 1,132,551 1,826,201
37 4,236,252 3,097,774 1,138,478
38 4,236,252 3,087,338 1,148,914
39 4,236,252 3,076,806 1,159,446
40 4,236,252 3,066,178 1,170,074
41 4,236,252 3,055,452 1,180,800
42 4,236,252 3,044,628 1,191,624
4
43 4,236,252 3,033,705 1,202,547
44 4,236,252 3,022,682 1,213,570
45 4,236,252 3,011,557 1,224,695
46 4,236,252 3,000,331 1,235,921
47 4,236,252 2,989,002 1,247,250
48 4,236,252 2,977,569 1,258,683
49 4,236,252 2,966,031 1,270,221
50 4,236,252 2,954,387 1,281,865
51 4,236,252 2,942,637 1,293,615
52 4,236,252 2,930,778 1,305,473
53 4,236,252 2,918,812 1,317,440
54 4,236,252 2,906,735 1,329,517
5
55 4,236,252 2,894,548 1,341,704
56 4,236,252 2,882,249 1,354,003
57 4,236,252 2,869,837 1,366,415

# Classification: Public
 5

58 4,236,252 2,857,312 1,378,940

59 4,236,252 2,844,671 1,391,580
60 4,236,252 2,831,915 1,404,337
61 4,236,252 2,819,042 1,417,210
62 4,236,252 2,806,051 1,430,201
63 4,236,252 2,792,941 1,443,311
64 4,236,252 2,779,711 1,456,541
65 4,236,252 2,766,359 1,469,893
66 4,236,252 2,752,885 1,483,367
6
67 4,236,252 2,739,287 1,496,965
68 4,236,252 2,725,565 1,510,687
69 4,236,252 2,711,717 1,524,535
70 4,236,252 2,697,742 1,538,510
71 4,236,252 2,683,639 1,552,613
72 4,236,252 2,669,407 1,566,845
73 4,236,252 2,655,044 1,581,208
74 4,236,252 2,640,550 1,595,702
75 4,236,252 2,625,923 1,610,329
76 4,236,252 2,611,161 1,625,091
77 4,236,252 2,596,265 1,639,987
78 4,236,252 2,581,231 1,655,021
7
79 4,236,252 2,566,060 1,670,192
80 4,236,252 2,550,750 1,685,502
81 4,236,252 2,535,300 1,700,952
82 4,236,252 2,519,708 1,716,544
83 4,236,252 2,503,973 1,732,279
84 4,236,252 2,488,094 1,748,158
85 4,236,252 2,472,069 1,764,183
86 4,236,252 2,455,897 1,780,355
87 4,236,252 2,439,577 1,796,675
88 4,236,252 2,423,108 1,813,144
89 4,236,252 2,406,487 1,829,765
90 4,236,252 2,389,714 1,846,538
8
91 4,236,252 2,372,788 1,863,464
92 4,236,252 2,355,706 1,880,546
93 4,236,252 2,338,468 1,897,784
94 4,236,252 2,321,071 1,915,181
95 4,236,252 2,303,516 1,932,736
96 4,236,252 2,285,799 1,950,453
97 4,236,252 2,267,920 1,968,332
98 4,236,252 2,249,877 1,986,375
99 4,236,252 2,231,668 2,004,584
100 4,236,252 2,213,293 2,022,959
101 4,236,252 2,194,749 2,041,503
102 4,236,252 2,176,035 2,060,217
9

# Classification: Public
 9
103 4,236,252 2,157,150 2,079,102
104 4,236,252 2,138,091 2,098,160
105 4,236,252 2,118,858 2,117,394
106 4,236,252 2,099,449 2,136,803
107 4,236,252 2,079,862 2,156,390
108 4,236,252 2,060,095 2,176,157
109 4,236,252 2,040,146 2,196,105
110 4,236,252 2,020,016 2,216,236
111 4,236,252 1,999,700 2,236,552
112 4,236,252 1,979,198 2,257,054
113 4,236,252 1,958,509 2,277,743
114 4,236,252 1,937,629 2,298,623
10
115 4,236,252 1,916,559 2,319,693
116 4,236,252 1,895,295 2,340,957
117 4,236,252 1,873,836 2,362,416
118 4,236,252 1,852,181 2,384,071
119 4,236,252 1,830,327 2,405,925
120 4,236,252 1,808,272 2,427,980
121 4,236,252 1,786,016 2,450,236
122 4,236,252 1,763,555 2,472,697
123 4,236,252 1,740,889 2,495,363
124 4,236,252 1,718,015 2,518,237
125 4,236,252 1,694,931 2,541,321
126 4,236,252 1,671,635 2,564,617
11
127 4,236,252 1,648,126 2,588,126
128 4,236,252 1,624,402 2,611,850
129 4,236,252 1,600,460 2,635,792
130 4,236,252 1,576,299 2,659,953
131 4,236,252 1,551,916 2,684,336
132 4,236,252 1,527,309 2,708,943
133 4,236,252 1,502,477 2,733,775
134 4,236,252 1,477,418 2,758,834
135 4,236,252 1,452,128 2,784,124
136 4,236,252 1,426,607 2,809,645
137 4,236,252 1,400,852 2,835,400
138 4,236,252 1,374,861 2,861,391
12
139 4,236,252 1,348,632 2,887,620
140 4,236,252 1,322,162 2,914,090
141 4,236,252 1,295,449 2,940,803
142 4,236,252 1,268,492 2,967,760
143 4,236,252 1,241,287 2,994,965
144 4,236,252 1,213,834 3,022,418
145 4,236,252 1,186,128 3,050,124
146 4,236,252 1,158,169 3,078,083
147 4,236,252 1,129,953 3,106,299

Classification: Public
13
#
 148 4,236,252 1,101,478 3,134,774
149 4,236,252 1,072,743 3,163,509
150 4,236,252 1,043,744 3,192,508
13
151 4,236,252 1,014,479 3,221,772
152 4,236,252 984,947 3,251,305
153 4,236,252 955,143 3,281,109
154 4,236,252 925,066 3,311,186
155 4,236,252 894,714 3,341,538
156 4,236,252 864,083 3,372,169
157 4,236,252 833,171 3,403,081
158 4,236,252 801,976 3,434,276
159 4,236,252 770,495 3,465,756
160 4,236,252 738,726 3,497,526
161 4,236,252 706,665 3,529,587
162 4,236,252 674,311 3,561,941
14
163 4,236,252 641,660 3,594,592
164 4,236,252 608,709 3,627,543
165 4,236,252 575,457 3,660,795
166 4,236,252 541,900 3,694,352
167 4,236,252 508,035 3,728,217
168 4,236,252 473,859 3,762,393
169 4,236,252 439,371 3,796,881
170 4,236,252 404,566 3,831,686
171 4,236,252 369,442 3,866,810
172 4,236,252 333,996 3,902,256
173 4,236,252 298,226 3,938,026
174 4,236,252 262,127 3,974,125
15
175 4,236,252 225,698 4,010,554
176 4,236,252 188,934 4,047,318
177 4,236,252 151,834 4,084,418
178 4,236,252 114,393 4,121,859
179 4,236,252 76,610 4,159,642
180 4,236,252 38,480 4,197,772
181 - - -
182 - - -
183 - - -
184 - - -
185 - - -
186 - - -
16
187 - - -
188 - - -
189 - - -
190 - - -
191 - - -
192 - - -

# Classification: Public
 193 - - -
194 - - -
195 - - -
196 - - -
197 - - -
198 - - -
17
199 - - -
200 - - -
201 - - -
202 - - -
203 - - -
204 - - -
205 - - -
206 - - -
207 - - -
208 - - -
209 - - -
210 - - -
18
211 - - -
212 - - -
213 - - -
214 - - -
215 - - -
216 - - -
217 - - -
218 - - -
219 - - -
220 - - -
221 - - -
222 - - -
19
223 - - -
224 - - -
225 - - -
226 - - -
227 - - -
228 - - -
229 - - -
230 - - -
231 - - -
232 - - -
233 - - -
234 - - -
20
235 - - -
236 - - -
237 - - -

# Classification: Public
 20

238 - - -
239 - - -
240 - - -

# Classification: Public
 Pelunasan sebagian DAN pendekin tenor
Komposisi Angsuran Pokok & Bunga Opsi I
0% 4500000
Rp0 Rp0
4000000

3500000

3000000

- - 2500000

0% 0% 2000000
- -
1500000

- - 1000000
Rp0 Rp0
500000
Rp0 Rp0
Rp0 Rp0 0
12 25 38 51 64 77 90 103116129142155168181194207220233
Rp0 Rp0 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
Rp0 Rp0
0% 0%
Angsuran Pokok Angsuran Bunga
- 7
Rp0 Rp0 Dapatkan semua info KPR, Kep
Rp0
Rp0
Rp0
Rp0
Perdana dengan Subscribe ke Y
Rp0 Rp0 Mulya di Sini:
https://youtu.be/HYm
Rp0 Rp0
Rp0 Rp0
Rp0 Rp0
0% 0%

user: Tabel Opsi II

sisa utang bulan sebelumnya x suku bunga tahunan /
Sisa Pokok Tahun Bulan Angsuran Bulanan Angsuran Bunga
12 bulan
400,000,000 0 0 yang fixed rate
Aplikasikan rumus ini di semua bulan
398,374,582 1 - -
396,743,745 2 - -
395,107,473 3 - -
user:
393,465,746Angsuran bulanan - bunga 4 - -
391,818,547 5 - -
390,165,857 6 - -
1
388,507,658 7 - -
386,843,932 8 - -
385,174,660 9 - -
383,499,824 10 - -
381,819,405 11 - -
380,133,384 12 - -

# Classification: Public
 378,441,744 13 - -
376,744,465 14 - -
375,041,528 15 - -
373,332,915 16 - -
371,618,606 17 - -
369,898,583 18 - -
2
368,172,826 19 - -
366,441,318 20 - -
364,704,037 21 - -
362,960,965 22 - -
361,212,084 23 - -
359,457,372 24 - -
357,696,812 25 - -
355,930,383 26 - -
354,158,066 27 - -
352,379,841 28 - -
350,595,688 29 - -
348,805,589 30 - -
3
347,009,523 31 - -
345,207,469 32 - -
343,399,409 33 - -
341,585,322 34 - -
339,765,188 35 - -
337,938,987 36 - -
336,800,509 37 - -
335,651,595 38 - -
334,492,150 39 - -
333,322,076 40 - -
332,141,276 41 - -
330,949,653 42 - -
4
329,747,106 43 - -
328,533,536 44 - -
327,308,841 45 - -
326,072,920 46 - -
324,825,670 47 - -
323,566,987 48 - -
322,296,766 49 - -
321,014,901 50 - -
319,721,285 51 - -
318,415,812 52 - -
317,098,372 53 - -
315,768,855 54 - -
5
314,427,151 55 - -
313,073,148 56 - -
311,706,733 57 - -

# Classification: Public
 5

310,327,793 58 - -
308,936,212 59 - -
307,531,876 60 - -
306,114,666 61 - -
304,684,465 62 - -
303,241,154 63 - -
301,784,613 64 - -
300,314,720 65 - -
298,831,353 66 - -
6
297,334,388 67 - -
295,823,701 68 - -
294,299,167 69 - -
292,760,657 70 - -
291,208,045 71 - -
289,641,200 72 - -
288,059,992 73 - -
286,464,290 74 - -
284,853,961 75 - -
283,228,870 76 - -
281,588,883 77 - -
279,933,862 78 - -
7
278,263,671 79 - -
276,578,169 80 - -
274,877,217 81 - -
273,160,673 82 - -
271,428,394 83 - -
269,680,236 84 - -
267,916,053 85 - -
266,135,698 86 - -
264,339,023 87 - -
262,525,879 88 - -
260,696,114 89 - -
258,849,577 90 - -
8
256,986,112 91 - -
255,105,567 92 - -
253,207,782 93 - -
251,292,602 94 - -
249,359,865 95 - -
247,409,412 96 - -
245,441,080 97 - -
243,454,704 98 - -
241,450,121 99 - -
239,427,161 100 - -
237,385,659 101 - -
235,325,442 102 - -
9

# Classification: Public
 9
233,246,340 103 - -
231,148,179 104 - -
229,030,786 105 - -
226,893,983 106 - -
224,737,592 107 - -
222,561,435 108 - -
220,365,329 109 - -
218,149,093 110 - -
215,912,541 111 - -
213,655,487 112 - -
211,377,744 113 - -
209,079,121 114 - -
10
206,759,428 115 - -
204,418,471 116 - -
202,056,055 117 - -
199,671,984 118 - -
197,266,058 119 - -
194,838,078 120 - -
192,387,842 121 - -
189,915,146 122 - -
187,419,782 123 - -
184,901,545 124 - -
182,360,224 125 - -
179,795,608 126 - -
11
177,207,482 127 - -
174,595,632 128 - -
171,959,840 129 - -
169,299,887 130 - -
166,615,550 131 - -
163,906,608 132 - -
161,172,833 133 - -
158,413,999 134 - -
155,629,875 135 - -
152,820,230 136 - -
149,984,830 137 - -
147,123,439 138 - -
12
144,235,819 139 - -
141,321,729 140 - -
138,380,926 141 - -
135,413,166 142 - -
132,418,201 143 - -
129,395,783 144 - -
126,345,659 145 - -
123,267,576 146 - -
120,161,276 147 - -

Classification: Public
13
#
 117,026,503 148 - -
113,862,994 149 - -
110,670,486 150 - -
13
107,448,714 151 - -
104,197,408 152 - -
100,916,299 153 - -
97,605,113 154 - -
94,263,575 155 - -
90,891,406 156 - -
87,488,325 157 - -
84,054,049 158 - -
80,588,293 159 - -
77,090,767 160 - -
73,561,180 161 - -
69,999,239 162 - -
14
66,404,647 163 - -
62,777,104 164 - -
59,116,309 165 - -
55,421,957 166 - -
51,693,740 167 - -
47,931,347 168 - -
44,134,466 169 - -
40,302,780 170 - -
36,435,970 171 - -
32,533,714 172 - -
28,595,688 173 - -
24,621,563 174 - -
15
20,611,009 175 - -
16,563,691 176 - -
12,479,273 177 - -
8,357,415 178 - -
4,197,772 179 - -
- 0 180 - -
- 0 181 - -
- 0 182 - -
- 0 183 - -
- 0 184 - -
- 0 185 - -
- 0 186 - -
16
- 0 187 - -
- 0 188 - -
- 0 189 - -
- 0 190 - -
- 0 191 - -
- 0 192 - -

# Classification: Public
 - 0 193 - -
- 0 194 - -
- 0 195 - -
- 0 196 - -
- 0 197 - -
- 0 198 - -
17
- 0 199 - -
- 0 200 - -
- 0 201 - -
- 0 202 - -
- 0 203 - -
- 0 204 - -
- 0 205 - -
- 0 206 - -
- 0 207 - -
- 0 208 - -
- 0 209 - -
- 0 210 - -
18
- 0 211 - -
- 0 212 - -
- 0 213 - -
- 0 214 - -
- 0 215 - -
- 0 216 - -
- 0 217 - -
- 0 218 - -
- 0 219 - -
- 0 220 - -
- 0 221 - -
- 0 222 - -
19
- 0 223 - -
- 0 224 - -
- 0 225 - -
- 0 226 - -
- 0 227 - -
- 0 228 - -
- 0 229 - -
- 0 230 - -
- 0 231 - -
- 0 232 - -
- 0 233 - -
- 0 234 - -
20
- 0 235 - -
- 0 236 - -
- 0 237 - -

# Classification: Public
 20

- 0 238 - -
- 0 239 - -
- 0 240 - -

# Classification: Public
kok & Bunga Opsi I Komposisi Angsuran Pokok & Bunga Opsi II Komposisi Ang
5000000 1

4500000 0.9

4000000 0.8

3500000 0.7

3000000 0.6

2500000 0.5

2000000 0.4
1500000 0.3
1000000 0.2
500000
0.1

16129142155168181194207220233 0
11 23 35 47 59 71 83 95 107119131143155167179191203215227239 0
0 11 12 13 14 15 16 17 18 19 20 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 11 23 35 47 59
01 2 3 4 5 6

Angsuran Bunga Angsuran Pokok Angsuran Bunga Angsu

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Tabel Opsi II Tab
Angsuran Pokok Sisa Pokok Tahun Bulan Angsuran Bulanan
Rp0 0 0
- - 1 -
- - 2 -
- - 3 -
- - 4 -
- - 5 -
- - 6 -
1
- - 7 -
- - 8 -
- - 9 -
- - 10 -
- - 11 -
- - 12 -

# Classification: Public
 - - 13 -
- - 14 -
- - 15 -
- - 16 -
- - 17 -
- - 18 -
2
- - 19 -
- - 20 -
- - 21 -
- - 22 -
- - 23 -
- - 24 -
- - 25 -
- - 26 -
- - 27 -
- - 28 -
- - 29 -
- - 30 -
3
- - 31 -
- - 32 -
- - 33 -
- - 34 -
- - 35 -
- - 98,000,000 36 -
- - 98,000,000 37 -
- - 98,000,000 38 -
- - 98,000,000 39 -
- - 98,000,000 40 -
- - 98,000,000 41 -
- - 98,000,000 42 -
4
- - 98,000,000 43 -
- - 98,000,000 44 -
- - 98,000,000 45 -
- - 98,000,000 46 -
- - 98,000,000 47 -
- - 98,000,000 48 -
- - 98,000,000 49 -
- - 98,000,000 50 -
- - 98,000,000 51 -
- - 98,000,000 52 -
- - 98,000,000 53 -
- - 98,000,000 54 -
5
- - 98,000,000 55 -
- - 98,000,000 56 -
- - 98,000,000 57 -

# Classification: Public
 5

- - 98,000,000 58 -
- - 98,000,000 59 -
- - 98,000,000 60 -
- - 98,000,000 61 -
- - 98,000,000 62 -
- - 98,000,000 63 -
- - 98,000,000 64 -
- - 98,000,000 65 -
- - 98,000,000 66 -
6
- - 98,000,000 67 -
- - 98,000,000 68 -
- - 98,000,000 69 -
- - 98,000,000 70 -
- - 98,000,000 71 -
- - 98,000,000 72 -
- - 98,000,000 73 -
- - 98,000,000 74 -
- - 98,000,000 75 -
- - 98,000,000 76 -
- - 98,000,000 77 -
- - 98,000,000 78 -
7
- - 98,000,000 79 -
- - 98,000,000 80 -
- - 98,000,000 81 -
- - 98,000,000 82 -
- - 98,000,000 83 -
- - 98,000,000 84 -
- - 98,000,000 85 -
- - 98,000,000 86 -
- - 98,000,000 87 -
- - 98,000,000 88 -
- - 98,000,000 89 -
- - 98,000,000 90 -
8
- - 98,000,000 91 -
- - 98,000,000 92 -
- - 98,000,000 93 -
- - 98,000,000 94 -
- - 98,000,000 95 -
- - 98,000,000 96 -
- - 98,000,000 97 -
- - 98,000,000 98 -
- - 98,000,000 99 -
- - 98,000,000 100 -
- - 98,000,000 101 -
- - 98,000,000 102 -
9

# Classification: Public
 9
- - 98,000,000 103 -
- - 98,000,000 104 -
- - 98,000,000 105 -
- - 98,000,000 106 -
- - 98,000,000 107 -
- - 98,000,000 108 -
- - 98,000,000 109 -
- - 98,000,000 110 -
- - 98,000,000 111 -
- - 98,000,000 112 -
- - 98,000,000 113 -
- - 98,000,000 114 -
10
- - 98,000,000 115 -
- - 98,000,000 116 -
- - 98,000,000 117 -
- - 98,000,000 118 -
- - 98,000,000 119 -
- - 98,000,000 120 -
- - 98,000,000 121 -
- - 98,000,000 122
- - 98,000,000 123
- - 98,000,000 124
- - 98,000,000 125
- - 98,000,000 126
11
- - 98,000,000 127
- - 98,000,000 128
- - 98,000,000 129
- - 98,000,000 130
- - 98,000,000 131
- - 98,000,000 132
- - 98,000,000 133
- - 98,000,000 134
- - 98,000,000 135
- - 98,000,000 136
- - 98,000,000 137
- - 98,000,000 138
12
- - 98,000,000 139
- - 98,000,000 140
- - 98,000,000 141
- - 98,000,000 142
- - 98,000,000 143
- - 98,000,000 144
- - 98,000,000 145
- - 98,000,000 146
- - 98,000,000 147

Classification: Public
13
#
 - - 98,000,000 148
- - 98,000,000 149
- - 98,000,000 150
13
- - 98,000,000 151
- - 98,000,000 152
- - 98,000,000 153
- - 98,000,000 154
- - 98,000,000 155
- - 98,000,000 156
- - 98,000,000 157
- - 98,000,000 158
- - 98,000,000 159
- - 98,000,000 160
- - 98,000,000 161
- - 98,000,000 162
14
- - 98,000,000 163
- - 98,000,000 164
- - 98,000,000 165
- - 98,000,000 166
- - 98,000,000 167
- - 98,000,000 168
- - 98,000,000 169
- - 98,000,000 170
- - 98,000,000 171
- - 98,000,000 172
- - 98,000,000 173
- - 98,000,000 174
15
- - 98,000,000 175
- - 98,000,000 176
- - 98,000,000 177
- - 98,000,000 178
- - 98,000,000 179
- - 98,000,000 180
- - 98,000,000 181
- - 98,000,000 182
- - 98,000,000 183
- - 98,000,000 184
- - 98,000,000 185
- - 98,000,000 186
16
- - 98,000,000 187
- - 98,000,000 188
- - 98,000,000 189
- - 98,000,000 190
- - 98,000,000 191
- - 98,000,000 192

# Classification: Public
 - - 98,000,000 193
- - 98,000,000 194
- - 98,000,000 195
- - 98,000,000 196
- - 98,000,000 197
- - 98,000,000 198
17
- - 98,000,000 199
- - 98,000,000 200
- - 98,000,000 201
- - 98,000,000 202
- - 98,000,000 203
- - 98,000,000 204
- - 98,000,000 205
- - 98,000,000 206
- - 98,000,000 207
- - 98,000,000 208
- - 98,000,000 209
- - 98,000,000 210
18
- - 98,000,000 211
- - 98,000,000 212
- - 98,000,000 213
- - 98,000,000 214
- - 98,000,000 215
- - 98,000,000 216
- - 98,000,000 217
- - 98,000,000 218
- - 98,000,000 219
- - 98,000,000 220
- - 98,000,000 221
- - 98,000,000 222
19
- - 98,000,000 223
- - 98,000,000 224
- - 98,000,000 225
- - 98,000,000 226
- - 98,000,000 227
- - 98,000,000 228
- - 98,000,000 229
- - 98,000,000 230
- - 98,000,000 231
- - 98,000,000 232
- - 98,000,000 233
- - 98,000,000 234
20
- - 98,000,000 235
- - 98,000,000 236
- - 98,000,000 237

# Classification: Public
 20

- - 98,000,000 238
- - 98,000,000 239
- - 98,000,000 240

# Classification: Public
 Komposisi Angsuran Pokok & Bunga Opsi II
1

0.9

0.8

0.7

0.6

0.5

0.4

0.3

0.2

0.1

0
11 23 35 47 59 71 83 95 107119131143155167179191203215227239
0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

Angsuran Pokok Angsuran Bunga

Tabel Opsi II
Angsuran Bunga Angsuran Pokok Sisa Pokok
Rp0
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -

# Classification: Public
 - - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - -
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000

# Classification: Public
 - - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000

# Classification: Public
 - - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- - - 98,000,000
- -

# Classification: Public
# Classification: Public
# Classification: Public
# Classification: Public