4
Lead Success Reward
KONTES REGULER
5
SKEMA LEAD SUCCESS REWARD (LSR) 2021
MPROTECTIONPLUS
6
SKEMA LEAD SUCCESS REWARD (LSR) 2021
7
Full-Year Trip Contest 2021
KONTES REGULER
8
Ready for New Excitement Destination?
FULL YEAR CONTEST 2021
Periode Kontes 1 Januari - Desember 2021
Periode Issued 1 Januari - Desember 2021
Periode Issued Mengikuti Tanggal CUT OFF UW BNI Life
Pengumuman Pemenang Januari 2022
Jadwal Keberangkatan Semester I 2022
BMPR, BLMPP, Solusi Series, BMKS, HYNP, STEADY PROTECTION & ULTIMA PROTECTION, SOLUSI
Produk
PROTEKSI DANA PENSIUN (Reguler & Single) & INFINITE PROTECTION
Hadiah Paket Perjalan Wisata USA (East Coast)
9
SHOPPING CULINARY ISTAGRAMMABLE
GET TRIP
EXPIRIENC EXPIRIENC PHOTO
WITH
EXPIRIENCE BNI LIFE
E E EXPIRIENCE
TABEL TARGET FULL-YEAR TRIP CONTEST
35% Target Reguler 65% Target Single Total Target Premi
Kategori BNI Target Polis
(Rp.) (Rp.) Dasar (Rp.)
Lead Generator Non Sales 50 245,000,000 455,000,000 700,000,000
Lead Generator Sales 40 269,500,000 500,500,000 770,000,000
Lead Generator Sales Emerald CRO 30 350,000,000 650,000,000 1,000,000,000
Lead Generator Sales Emerald CRM 30 392,000,000 728,000,000 1,120,000,000
Lead Generator SRM Emerald 20 539,000,000 1,001,000,000 1,540,000,000
Pimpinan Kantor Kas (KK) 60 490,000,000 910,000,000 1,400,000,000
Pimpinan Kantor Cabang Pembantu (KCP) 80 637,000,000 1,183,000,000 1,820,000,000
Pimpinan Kantor Cabang (KCU) / Sentra 120 1,470,000,000 2,730,000,000 4,200,000,000
Regional (CEO) 3 KCU Mencapai Target
Target Individu
TARGET MINIMUM TARGET MINIMUM
PREMI MOTOR PREMI MOBIL
2,000,000,000 5,000,000,000 11
KONTES INSIDENTAL
12
Kontes Cash Reward Unit Link Semester I
Cash Reward BLMPP
Minimal Target Premi Hadiah Tunai Hadiah Staff BNI
Kontes Cash Reward Unit Link
Dasar (Rp.) Nasabah (Rp.) (Rp.)
Periode Kontes 6 BULAN
10,000,000 250,000 250,000
Periode Januari - Juni 2021
20,000,000 500,000 500,000
(Periode Issued Mengikuti Tanggal CUT OFF UW BNI LIFE)
30,000,000 750,000 750,000 Pengumuman Pemenang Bulanan
40,000,000 1,000,000 1,000,000 Hadiah Dana Tunai
50,000,000 1,250,000 1,250,000 UNIT LINK (Plan Multi Protection (BLMPP) &
Produk
100,000,000 2,500,000 2,500,000 MProtection Plus (BMPR)& Mprotection (BMKS)
200,000,000 5,000,000 5,000,000 Peserta Nasabah BNI Life & LG BNI
Hadiah Nasabah (Dana Tunai) & LG BNI (Reksadana)
300,000,000 7,500,000 7,500,000
500,000,000 12,500,000 12,500,000
* Staff BNI berlaku perhitungan premi dasar akumulasi (khusus BLMPP)
Cash Reward BMPR & BMKS
Minimal Target Premi Hadiah Tunai Hadiah Staff BNI
Dasar (Rp.) Nasabah (Rp.) (Rp.)
75,000,000 1,500,000 1,500,000
100,000,000 2,500,000 2,500,000
200,000,000 7,500,000 7,500,000 13
300,000,000 11,500,000 11,500,000
500,000,000 19,000,000 19,000,000
*Pengakuan premi dasar untuk produk single 10% dari premi
*SYARAT KETENTUAN BERLAKU
Kontes Cash Reward Non Unit Link Semester I
Cash Reward Steady Protection & Solusi Proteksi Dana Pensiun
Periode Kontes 6 BULAN
Periode Issued Januari - Juni 2021
Periode Issued Mengikuti Tanggal CUT OFF UW BNI Life
Pengumuman Pemenang Bulanan
Periode Cancellation 15 Hari setelah bulan issued
Product Steady Protection+ & Solusi Proteksi Dana Pensiun (Reguler)
Peserta Nasabah BNI Life & LG BNI
Hadiah Nasabah (Dana Tunai) & LG BNI (Reksadana)
200,000,000 2,000,000
300,000,000 3,000,000
*SYARAT KETENTUAN BERLAKU
Inisiatif Regional 2021
KONTES INSIDENTAL
16
Kontes Inisiatif Regional
Program Insidental – CRMO Wilayah
Kontes Periode 11 Bulan
Periode 1 FEBRUARI 2021 - 31 Desember 2021
Periode Issued Mengikuti Tanggal CUT OFF UW BNI Life
Produk Seluruh Produk In Branch
Peserta Program LG BNI / Nasabah / KC TARGET
Hadiah Dana Tunai
NASIONAL
Pengaju Inisiasi Program Target Program Pilihan Periode Program Penentuan Peserta Program Pengumuman Pemenang
Wilayah BNI & CRMO Sesuai dengan Target In Branch Masing- Nasabah BNI Life / Staff LG Bulanan / Akhir Periode
Kuartal / Semester
Wilayah Masing Wilayah BNI / KC Program
1. Kontes insidental untuk mendukung kebutuhan CRMO Wilayah terkait strategi yang di terapkan di masing-masing Wilayah
2. Kontes Ini dapat dilakukan dengan pertimbangan performance pencapaian target pada kuartal 1 2021.
3. Kontes berdasarkan permintaan dari CRMO Wilayah yang di setujui oleh Head BAC
4. Penentuan periode program, produk, penerima hadiah & jenis hadiah disesuaikan dengan strategi CRMO masing-masing Wilayah
5. Program kontes berlaku untuk status polis issued atau refferral (dengan validasi yang diakui oleh Wilayah BNI dan Kantor Pusat BNI Life)
6. Untuk anggaran program berdasarkan perhitungan dan persetujuan Kantor Pusat
17
SOSIALISASI PROGRAM MARKETING
EMPLOYEE BENEFIT BUSINESS BANKING 2021
Program Reguler
Program Insidental
20
MONTHLY & REFERRAL PROGRAM - EB BUSINESS BANKING PERIODE 1 JAN – DES 2021
(PRODUK OGH, OGL, OGP, OCP & OGS)
MID YEAR CONTEST 2021 TARGET PREMI SEMESTER & TRIWULAN HADIAH SEMESTER HADIAH SEMESTER
Periode Kontes 1 Jan - Jun 2021 > 110% 1 Unit Mobil 7 Unit Motor Honda Beat
Periode Issued 1 Jan - Jun 2021 100% - 110% 1 Unit Mobil 6 Unit Motor Honda Beat
Pengumuman Pemenang Juli 2021 80% - 99% - 5 Unit Motor Honda Beat
PESERTA Staf BNI JIKA PENCAPAIAN DIBAWAH 80%, MAKA
OGH/OGL/OGP/OCP BERLAKU PERHITUNGAN KUOTA BERDASARKAN
- Unit Motor Honda Beat
TARGET INDIVIDU: OGS/OES (SYARAT PERSENTASE PENCAPAIAN (DARI ANGKA 5
Produk
PRODUKSI PREMI KONTES YANG MOTOR, BERLAKU PEMBULATAN KEBAWAH)
DIAKUI YAITU 1% DARI PREMI)
CONTOH: PENCAPAIAN EB BUSINESS BANKING SEMESTER 1 2021 TERCAPAI 78% DARI TARGET, MAKA
Hadiah Kendaraan Bermotor
KUOTA MOTOR ADALAH 78% X 5 = 3 UNIT
Target Individu
PENENTUAN KUOTA:
• MOBIL: LG BNI DENGAN PENCAPAIAN TARGET TERTINGGI
Target LG BNI
• MOTOR:
TARGET MINIMUM TARGET MINIMUM
TARGET NASIONAL SEMESTER 1
PREMI MOTOR PREMI MOBIL
TARGET PREMI SEMESTER KUOTA REFERAL BNI
1,500,000,000 2,500,000,000 > 110% 5
100% - 110% 4
TARGET PRODUK INDIVIDU 80% - 99% 3
OGS/OES (SYARAT PRODUKSI PREMI KONTES YANG DIAKUI YAITU 1% DARI PREMI) JIKA PENCAPAIAN DIBAWAH 80%, MAKA BERLAKU
PERHITUNGAN KUOTA BERDASARKAN PERSENTASE
Sesuai Persentase Pencapaian
PENCAPAIAN (DARI ANGKA 5 MOTOR, BERLAKU
PEMBULATAN KEBAWAH)
TARGET FULL-YEAR TRIP CONTEST USA PERIODE 1 JANUARI – DESEMBER 2021
(PRODUK OGH, OGL, OGP, OCP & OGS*)
TARGET BNI
23
BENEFIT UNTUK DIVISI/WILAYAH
Fee Base 10% dari Premi Non Saving OGH, OGL, OGP &
OCP
Dana Kebersamaan 1% dari Premi Non Saving OGH, OGL, OGP &
OCP
Note:
Untuk program OGS/OES berlaku ketentuan:
• Besaran Fee Base: 10% dari Management Fee
• Besaran Dana Kebersamaan: 1% dari Management Fee
24
HOW TO GET & ACHIEVE REWARD
1 3
5
RM BNI Life melakukan BNI Life memproses lebih
komunikasi dan sosialisasi 2 Konsumen melakukan review 6
lanjut informasi RM BNI
dengan RM BNI 4 benefit dan TC (Quotation
Proses) Konsumen membeli
RM BNI memperkenalkan RM
BNI Life ke Klien (Form RM BNI Life melakukan produk BNI Life
Referral) presentation dan Join Visit ke
client dengan RM BNI
Achieve :
Target Achievement
1-2
Hot Referral/Month
Referral reward 250 rb
BUSINESS PLAN
Produk GWP - NB %
CC - Perisai Plus 384,559,481,836 76%
CC - Non Perisai Plus 30,165,717,460 6%
Saving - Non Perisai Plus 92,175,750,817 18%
Total 506,900,950,113 100%
27
28
Program Marketing Telemarketing 2021
Best Semester 1
Monthly
Shocking
Race
Monthly Best
Presistency
Hadiah Hadiah
Kontes
Paket
Full Year
Wisata Dana
Asia Tunai Monthly Best
Vintage PP &
Non PP
Monthly KPI
Peformance
Best of The Best
Sales Full Year
29
Reguler Program 2021
31
Monthly Shocking Race
Monthly Shocking race TSO, SPV, ATM 12 Bulan Monthly GWP Achievement
GWP Target
Channel Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Total
CC - Perisai Plus 27,408,605,201 28,209,108,082 29,076,456,967 30,025,774,676 30,804,716,110 31,784,224,770 32,837,710,594 33,874,882,793 34,926,347,400 34,707,756,725 35,571,628,351 35,332,270,167 384,559,481,836
CC - Non Perisai Plus 1,348,014,000 1,616,914,253 1,858,750,959 2,075,697,821 2,269,948,966 2,415,884,412 2,656,384,116 2,867,514,584 3,052,971,737 3,216,015,349 3,359,512,045 3,428,109,218 30,165,717,460
Saving - Non Perisai Plus 4,353,970,360 5,231,697,585 6,166,499,065 6,934,278,566 7,567,211,122 7,746,449,432 8,277,317,917 8,694,250,462 9,024,098,074 9,297,554,423 9,532,292,522 9,350,131,288 92,175,750,817
Total 33,110,589,561 35,057,719,920 37,101,706,991 39,035,751,063 40,641,876,198 41,946,558,614 43,771,412,627 45,436,647,839 47,003,417,211 47,221,326,498 48,463,432,918 48,110,510,673 506,900,950,113
32
Kontes Full Year Trip – Korea Selatan
Periode Kontes January 1st - December 31st, 2021
Hadiah Perjalanan Wisata Korea Selatan
Produk All Products
1 TSO:
- Perisai Plus 10 1,591 Policy Inforce (PIF)
- Non Perisai Plus 30 349,000,000 New Business Premium
- Billing Reminder 1 175,000,000 New Business Premium
- Retention 1 100,000,000 New Business Premium
2 SPV 10 506,900,950,113 New Business Premium & Allowable based on Achievement GWP Full Year
3 ATM 4 506,900,950,113 New Business Premium & Allowable based on Achievement GWP Full Year
4 Koordinator 1 506,900,950,113 New Business Premium & Allowable based on Achievement GWP Full Year
5 Manager 1 506,900,950,113 New Business Premium & Allowable based on Achievement GWP Full Year
6 Sales Strategic 1 506,900,950,113 New Business Premium & Allowable based on Achievement GWP Full Year
7 QA 1 506,900,950,113 New Business Premium & Allowable based on Achievement GWP Full Year
33
Insidental Program 2021
34
Best Performance Semester I 2021
Hadiah
No. Peserta Program Target Keterangan
Pemenang Dana Tunai
Perisai Plus
1 TSO 10 10,000,000 768 PIF PIF (Policy Inforce)
2 SPV 2 10,000,000 - Allowable based on Achievement GWP Semester 1
3 ATM 1 10,000,000 - Allowable based on Achievement GWP Semester 1
Non Perisai Plus
1 TSO 30 10,000,000 144,000,000 New Business Premium
2 SPV 8 10,000,000 - Allowable based on Achievement GWP Semester 1
3 ATM 3 10,000,000 - Allowable based on Achievement GWP Semester 1
Billing Reminder
1 BRO 1 10,000,000 100,000,000 New Business Premium
KONTES SEMESTER 1
35
Best Persistency 2021
Hadiah
No. Peserta Program Target Keterangan
Pemenag Dana Tunai
Saving - Non Perisai Plus
1 TSO 30 1,000,000 85% Rasio Persistensi bulan ke-3
2 SPV 3 1,000,000 85% Rasio Persistensi bulan ke-3
3 ATM 2 1,000,000 85% Rasio Persistensi bulan ke-3
CC - Non Perisai Plus
1 TSO 20 1,000,000 85% Rasio Persistensi bulan ke-3
2 SPV 2 1,000,000 85% Rasio Persistensi bulan ke-3
3 ATM 1 1,000,000 85% Rasio Persistensi bulan ke-3
KONTES BULANAN
36
Best Production Vintage 2021
Hadiah Target
No. Peserta Program Keterangan
Pemenang Dana Tunai Shifting Full Day
CC - Perisai Plus
1 TSO 20 1,000,000 10 20 Production of PIF
2 SPV 2 1,000,000 50 100 Production of PIF
3 ATM 1 1,000,000 200 400 Production of PIF
CC - Non Perisai Plus
1 TSO 10 1,000,000 1,000,000 2,000,000 Production of 1st Billed Premium
2 SPV 2 1,000,000 5,000,000 10,000,000 Production of 1st Billed Premium
3 ATM 1 1,000,000 20,000,000 40,000,000 Production of 1st Billed Premium
KONTES BULANAN
37
Best KPI High Performance
Hadiah Target
No. Peserta Program
Pemenang Dana Tunai 1st Billed New Business Persistensi Bulan Ke-4
Perisai Plus
1 TSO 130 1,000,000 8,000,000 30,000,000 80%
2 SPV 13 1,000,000 80,000,000 300,000,000 80%
3 ATM 3 1,000,000 400,000,000 1,500,000,000 80%
Non Perisai Plus
1 TSO 20 1,000,000 133 - -
2 SPV 2 1,000,000 1,326 - -
3 ATM 1 1,000,000 6,631 - -
Billing Reminder
1 BRO 5 1,000,000 4,000,000 - 80%
2 SPV 1 1,000,000 40,000,000 - 80%
KONTES BULANAN
38
Best Of The Best Full Year
Hadiah
No. Peserta Program Target Keterangan
Pemenang Dana Tunai
Perisai Plus
1 TSO 1 5,000,000 1,591 Policy Inforce (PIF)
2 SPV 1 5,000,000 15,914 Policy Inforce (PIF)
3 ATM 1 5,000,000 79,568 Policy Inforce (PIF)
Non Perisai Plus
1 TSO 2 5,000,000 349,000,000 New Business Premium
2 SPV 2 5,000,000 3,495,000,000 New Business Premium
3 ATM 2 5,000,000 17,477,000,000 New Business Premium
KONTES 1 TAHUN
39
SOSIALISASI PROGRAM MARKETING
CREDIT LIFE 2021
2021 RBB
CREDIT LIFE LOAN FEE BASED
GWP
DISBURSEMENT INCOME
TOTAL KONSUMER 19.182.076 291.845 66.843
GRIYA 7.767.459 132.047 33.012
FLEXI 11.414.617 159.798 33.831
TOTAL PRODUKTIF 39.439.023 28.403 6.739
BWU 4.113.999 7.405 1.752
KUR 15.282.263 13.754 4.416
KI & KMK 20.042.761 7.244 1.449
41
Usulan Program Marketing 2021
42
DETAIL PROGRAM
43
Full Year Contest Program 2021
Consumer
Pemenang
No. Deskripsi Minimum Target
Outlets Pemenang Total
1 KC 3 4 12 100% dari target outlet
100% dari target outlet
(outlet STA target dan pencapaian
2 *STA 7 4 28
adalah kombinasi Kredit Konsumer &
Kredit Produktif)
3 LNC 2 3 6 100% dari target outlet
4 KCP 2 2 4 100% dari target outlet
100% dari total target cabang
5 Relationship Officer (RO) 2 2
yang dikelola RO
44
Quarterly Program 2021
Periode Program 1 Januari - 31 Desember 2021
Hadiah Dana Tunai (Dana Kebersamaan)
Periode Hadiah Kuartal
Produk All Products
1 Type A 5 3 15 5,000,000
2 Type B 4 3 12 4,000,000
3 Type C 5 2 10 2,000,000
4 Type D 3 2 6 1,500,000
5 RO Per Cluster 4 1 4 1,500,000
46
Best Persistency 2021
48