Silakan masukkan data bisnis Anda ke tabel dengan angka yang

berwarna hijau dan merah. Seluruh angka lainnya (warna hitam) akan
secara otomatis menyesuaikan data bisnis yang Anda masukkan

MENGHITUNG PERKIRAAN TARGET KINERJA OPERASIONAL BISNIS

1 Target Pendapatan Pribadi (per bulan) Rp10,000,000 per bulan

Persentase dari Keuntungan Bersih Bisnis 50%

2 Untung Bersih yang harus diraih bisnis Rp20,000,000 per bulan

Perkiraan margin laba bersih bisnis 25%

3 Omset yang harus diraih Rp80,000,000 per bulan
Rata-rata harga jual produk (jika banyak jenis produk, tetap
masukkan rata-rata karena ini hanya untuk estimasi) Rp25,000 per unit
Jumlah unit produk yang harus laku (per bulan) 3200 per bulan
Cadangan produk untuk sampel dan hadiah promosi (misalnya 20 640
Jumlah unit produk yang harus laku per hari (misal 25 hari) 128 per hari
4 Total Unit Produk yang Harus Diproduksi 3840 per bulan

PERHITUNGAN BIAYA

Rata-rata Biaya Produksi per Produk Rp10,000 per unit

5 Total Biaya Produksi Rp38,400,000 per bulan

Biaya operasional lain (karyawan, sewa, dll) Rp20,000,000

6 Total Biaya Usaha (produksi + operasional) Rp58,400,000 per bulan

7 Perkiraan Perubahan Arus Kas Operasional (Profit) Rp21,600,000

PERHITUNGAN KEBUTUHAN BIAYA MODAL

8 Jumlah Pembiayaan
Lama Cicilan (bulan) 24
Bunga Pinjaman 1%
 Desember 2021 JANUARI 2022 FEBRUARI 2022
Saldo Kas di Awal Bulan Rp10,000,000 Rp58,400,000
AKTIVITAS OPERASI
Pemasukan Kas dari
Penjualan 80,000,000

Pengeluaran Kas dari

Biaya Produksi 38,400,000
Biaya Operasional (utilitas, gaji, dll) 20,000,000
Iklan/ads
Biaya non-operasional
(bunga/fee pinjaman) 884,000
Perubahan Kas dari Aktivitas
Operasi 0 20,716,000

AKTIVITAS INVESTASI
Pemasukan Kas
Penjualan aset dari dan
properti
peralatan 0 0

Pengeluaran Kas dari

Sewa properti 26,000,000 0
Beli alat produksi 14,000,000
Perubahan Kas dari Aktivitas
Investasi (40,000,000) 0

AKTIVITAS PEMBIAYAAN
Pemasukan Kas dari
Pinjaman dana 88,400,000

Pengeluaran Kas dari

Pembayaran Cicilan hutang
Keuntungan pemilik usaha yang 3,683,333
diambil 10,000,000
Perubahan Kas dari Aktivitas
Finansial 88,400,000 (13,683,333)

NET PERUBAHAN KAS 48,400,000 7,032,667

SALDO AKHIR 10,000,000 58,400,000 65,432,667
Rasio Kas dengan Total Pengeluaran Operasional 112.0%
 MARET 2022 April 2022 May 2022 Jun 2022 July 2022 Aug 2022
Rp65,432,667 Rp72,465,333 Rp79,498,000 Rp86,530,667 Rp93,563,333 Rp100,596,000

80,000,000 80,000,000 80,000,000 80,000,000 80,000,000 80,000,000

38,400,000 38,400,000 38,400,000 38,400,000 38,400,000 38,400,000

20,000,000 20,000,000 20,000,000 20,000,000 20,000,000 20,000,000

884,000 884,000 884,000 884,000 884,000 884,000

20,716,000 20,716,000 20,716,000 20,716,000 20,716,000 20,716,000

0 0 0 0 0 0

0 0 0 0 0 0

0 0 0 0 0 0

3,683,333 3,683,333 3,683,333 3,683,333 3,683,333 3,683,333

10,000,000 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000

(13,683,333) (13,683,333) (13,683,333) (13,683,333) (13,683,333) (13,683,333)

7,032,667 7,032,667 7,032,667 7,032,667 7,032,667 7,032,667

72,465,333 79,498,000 86,530,667 93,563,333 100,596,000 107,628,667
124.1% 136.1% 148.2% 160.2% 172.3% 184.3%
 Sep 2022 Okt 2022 Nov 2022 Dec 2022
Rp107,628,667 Rp114,661,333 Rp125,094,000 Rp135,526,667

80,000,000 100000000 100000000 100000000

38,400,000 50000000 50000000 50000000

20,000,000 20,000,000 20,000,000 20,000,000
5000000 5000000 5000000
884,000 884,000 884,000 884,000

20,716,000 24,116,000 24,116,000 24,116,000

0 0

0 0

0 0

3,683,333 3,683,333 3,683,333 3,683,333

10,000,000 10,000,000 10,000,000 10,000,000

(13,683,333) (13,683,333) (13,683,333) (13,683,333)

7,032,667 10,432,667 10,432,667 10,432,667

114,661,333 125,094,000 135,526,667 145,959,333
196.3% 178.7% 193.6% 208.5%
 Please insert your own business's data into the cells with coloured numbers.
The rest of the numbers (black coloured) will be adjusted automatically
according to your business's data

CALCULATING BUSINESS OPERATIONAL PERFORMANCE

1 Personal income target (per month) Rp10,000,000 per month

Percentage from Business Net Profit 50%

2 Business Net Profit that must be achieved Rp20,000,000 per month

Estimation of Business Net Profit Margin 25%

3 Revenue that must be achieved Rp80,000,000 per month

Average product price Rp25,000 per unit

Number of products that must be sold 3200 per month

Spare products for samples and promotional gifts (20%) 640
4 Total number of products that must be produced 3840 per month

COST CALCULATION

Average production cost per product Rp10,000 per unit

5 Total Production Cost Rp38,400,000 per month

Other Operational Costs (Employees, rent, etc) Rp20,000,000

6 Total Costs (Operation + Production) Rp58,400,000 per month

7 Estimated Change in Operational Cash Flow (Profit) Rp21,600,000

CAPITAL COST CALCULATION

8 Capital Cost Payment Terms

Installment Duration (months) 24
Interest 1%
 ### January 2022 February 2022
Beginning Cash Rp10,000,000 Rp58,400,000
OPERATION ACTIVITY
Cash Inflow from
Sales 80,000,000

Cash Outflow from

Production
OperationalCosts
costs (utilities, 38,400,000
salaries, etc) 20,000,000
Advertising
Non-operational cost (interest /
capital cost) 884,000
Cash Change from Operational
Activities 0 20,716,000

INVESTMENT ACTIVITY
Cash
Sales Inflow from and/or
of Properties
Equipment 0 0

Cash Outflow from

Property rent 26,000,000 0
Equipment purchases 14,000,000
Cash Change from Investment
Activities (40,000,000) 0

FINANCING ACTIVITY
Cash Inflow from
Loans 88,400,000

Cash Outflow from

Loan installment 3,683,333
Owners's profit drawing 10,000,000
Cash Change from Financing
Activities 88,400,000 (13,683,333)

NET CHANGE IN CASH 48,400,000 7,032,667

ENDING CASH 10,000,000 58,400,000 65,432,667
Cash Balance Ratio to Total Operating Outflow 112.0%
 March 2022 April 2022 May 2022 Jun 2022 July 2022 Aug 2022
Rp65,432,667 Rp72,465,333 Rp79,498,000 Rp86,530,667 Rp93,563,333 Rp100,596,000

80,000,000 80,000,000 80,000,000 80,000,000 80,000,000 80,000,000

38,400,000 38,400,000 38,400,000 38,400,000 38,400,000 38,400,000

20,000,000 20,000,000 20,000,000 20,000,000 20,000,000 20,000,000

884,000 884,000 884,000 884,000 884,000 884,000

20,716,000 20,716,000 20,716,000 20,716,000 20,716,000 20,716,000

0 0 0 0 0 0

0 0 0 0 0 0

0 0 0 0 0 0

3,683,333 3,683,333 3,683,333 3,683,333 3,683,333 3,683,333

10,000,000 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000

(13,683,333) (13,683,333) (13,683,333) (13,683,333) (13,683,333) (13,683,333)

7,032,667 7,032,667 7,032,667 7,032,667 7,032,667 7,032,667

72,465,333 79,498,000 86,530,667 93,563,333 100,596,000 107,628,667
124.1% 136.1% 148.2% 160.2% 172.3% 184.3%
 Sep 2022 Okt 2022 Nov 2022 Dec 2022
Rp107,628,667 Rp114,661,333 Rp125,094,000 Rp135,526,667

80,000,000 100000000 100000000 100000000

38,400,000 50000000 50000000 50000000

20,000,000 20,000,000 20,000,000 20,000,000
5000000 5000000 5000000
884,000 884,000 884,000 884,000

20,716,000 24,116,000 24,116,000 24,116,000

0 0

0 0

0 0

3,683,333 3,683,333 3,683,333 3,683,333

10,000,000 10,000,000 10,000,000 10,000,000

(13,683,333) (13,683,333) (13,683,333) (13,683,333)

7,032,667 10,432,667 10,432,667 10,432,667

114,661,333 125,094,000 135,526,667 145,959,333
196.3% 178.7% 193.6% 208.5%