0 1 2 3 4 5
A = $300
0 1 2 3 4 5
1 2 3 4 5 ………… 36
A=?
P = 140 Jt
Nilai akumulasi dihitung terlebih dahulu yaitu:
F = 140 ( 1+ 0,12/12)36 = 140(1.01)36
= Rp.200,3076 juta
atau = 140.(F/P, 1%,36)
= 140 (1,431) = Rp 200,34 juta
Besar cicilan tetap perbulan : Pembayaran
Majemuk Diskrit F = A [((1+ i)n -1)/i]
A = i.F/((1+ i)n -1) = i.P(1+i)n/((1+ i)n- 1)
= (0,01)(140)(1,01)36/((1,01)36 -1)
= (0,01)(200,3076)/(0,430769) = Rp.4,650003
= Rp. 4.650.003