Nama : Dea Aulia Kusumah

Nim : 2019021030

1.1 ( Bagian a )

Nama dealer Th 2007

Anugerah Motor Rp 500 juta / (1 + 0,15 ) ^ 2 = Rp 22.222.222
Aman Motor Rp 500 juta / (1 + 0,25 ) ^ 2 = Rp 8.000.000
Rejeki Motor Rp 500 juta / (1 + 0,30 ) ^ 2 = Rp 555.555.555
Samudra Motor Rp 500 juta / (1 + 0,20 ) ^ 2 = Rp 12.500.000
Flamboyan Motor Rp 500 juta / (1 + 0,10 ) ^ 2 = Rp 50.000.000.000

( bagian b )
Keterangan Th 2007
Rata - rata 9%
rate of return
( tanpa resiko )

( bagian c )
Keterngan
Th 2007
Anugerah Motor Rp 22.222.222 x 0,09 = Rp 1.999.999
Aman Motor Rp 8.000.000 x 0,09 = Rp 720.000
Rejeki Motor Rp 555.555.555 x 0,09 = Rp 49.999.999
Samudra Motor Rp 12.500.000 x 0,09 = Rp 1.125.000
Flamboyan Motor RP 50.000.000 x 0,09 = Rp 4.500.000

( bagian d )
Dealer yang terbaik ialah dealer Flamboyan Motor

1.2 ( Bagian a )
Keterangan
Th 2007
Sumber Investasi $ 1 juta x 0.07 = $ 70.000
Anugerah Motor Rp 1.999.999 x 0,07 = Rp 139.999,93
Aman Motor Rp 720.000 x 0,07 = Rp 50.400
Rezeki Motor Rp 49.999.999 x 0,07 = Rp 34.999.999,3
Samudra Motor Rp 1.125.000 x 0,07 = Rp 787.500
Flamboyan Motor Rp 4.500.000 x 0,07 = Rp 315.000

( Bagian b )
Dealer yang paling untung ialah Samudra Motor

1.3
Anugerah Motor
Jumlah
Tahun Kewajiban Cicilan Tetap
(a) (b) (c)
 2007 Rp 500 juta Rp12,338,688,332
2008 Rp 500 juta Rp12,420,053,333
2009 Rp 500 juta Rp11,558,890,554
2010 Rp 500 juta Rp11,991,213,884
2011 Rp 500 juta Rp95,964,444.06
Total Rp 25.000 juta Rp48,454,810,547.06
 Th 2008
Rp 500 juta / ( 1+ 0,25 ) ^ 2 = Rp 8.000.000
Rp 500 juta / ( 1+ 0,15 ) ^ 2 = Rp 22.222.222
Rp 500 juta / ( 1+ 0,25 ) ^ 2 = Rp 8.000.000
Rp 500 juta / ( 1+ 0,30 ) ^ 2 = Rp 555.555.555
Rp 500 juta / ( 1+ 0,20 ) ^ 2 = Rp 12.500.000

Th 2008
12%

Th 2008
Rp 8.000.000 x 0,12 = Rp 960.000
Rp 22.222.222 x 0,12 = Rp 2.666.666
Rp 8.000.000 x 0,12 = Rp 960.000
Rp 555.555.555 x 0,12 = Rp 66.666.666
Rp 12.500.000 x 0,12 = Rp 1.500.000

Th 2008
$ 2 juta x 0,14 = $ 280.000
Rp 960.000 x 0,14 = Rp 134.400
Rp 2.666.666 x 0,14 = Rp 373.333,24
Rp 960.000 x 0,14 = Rp 134.400
Rp 66.666.666 x 0,14 = Rp 9.333.333,24
Rp 1.500.000 x 0,14 = Rp 210.000

Beban Bunga ( r x ( c ))
(d)
0,20 x Rp 12.338.688.332 = Rp 2.477.737.666,4
0,15 x Rp 12.420.053.333 = Rp 1.863.000.799,95
0,9 x Rp 11.558.890.554 = Rp 10.403.001.498
0,7 x Rp 11.991.213.884 = Rp 8.393.849.718,8
0,4 x 95.964.444,06 = Rp 38.385.777,624
Rp12,772,973,962.77
 Format Progress Penyelesaian Kewajiban ( Angka Nominal )
Th 2009
Rp 500 juta / ( 1 + 0,30 ) ^ 2 = Rp 555.555.555
Rp 500 juta / ( 1 + 0,30 ) ^ 2 = Rp 555.555.555
Rp 500 juta / ( 1 + 0,15 ) ^ 2 = Rp 22.222.222
Rp 500 juta / ( 1 + 0,25 ) ^ 2 = Rp 8.000.000
Rp 500 juta / ( 1 + 0,30 ) ^ 2 = Rp 555.555.555

Th 2009
15%

Cash Flow x PVIF ( Present Value Interest Factors

Th 2009
Rp 555.555.555 x 0,15 = Rp 83.333.333
Rp 555.555.555 x 0,15 = Rp 83.333.333
Rp 22.222.222 x 0,25 = Rp 5.555.555
Rp 8.000.000 x 0,15 = Rp 1.200.000
Rp 555.555.555 x 0,15 = Rp 83.333.333

Cash Foar x FVIP ( Future Value Interest Factors )

Th 2009
$ 3 juta x 0,21 = $ 630.000
Rp 83.333.333 x 0,21 = Rp 17.499.999,93
Rp 83.333.333 x 0,21 = Rp 17.499.999,93
Rp 5.555.55 x 0,21 = Rp 1.166.666,55
Rp 1.166.666,55 x 0,21 = Rp 244.999,86
Rp 83.333.333 x 0,21 = Rp 17.499.999,93

Cicilan Pokok ( c ) - ( d )
( e)
Rp 12.338.688.332 -Rp 2.477.737.666,4 = Rp - 1.239.049.334,4
Rp 12.420.053.333 - Rp 1.863.000.799,95 = Rp - 620.995.466,95
Rp 11.558.890.554 - Rp 10.403.001.498 = Rp 3.597.364.165,2
Rp 11.991.213.884 - Rp 8.393.849.718,8 = Rp 11.952.828.106,376
Rp 95.964.444,06 - Rp 38.385.777,624 = Rp 57.578.666,436
Rp5,514,987,574.16
 Th 2010
Rp 500 juta / (1 + 0,20 ) ^ 2 = Rp 12.500.000
Rp 500 juta / (1 + 0,20 ) ^ 2 = Rp 12.500.000
Rp 500 juta / (1 + 0,20 ) ^ 2 = Rp 12.500.000
Rp 500 juta / (1 + 0,15 ) ^ 2 = Rp 22.222.222
Rp 500 juta / (1 + 0,25 ) ^ 2 = Rp 8.000.0000

Th 2010
19%

Th 2010
Rp 12.500.000 x 0,19 = Rp 2.375.000
Rp 12.500.000 x 0,19 = Rp 2.375.000
Rp 12.500.000 x 0,19 = Rp 2.375.000
Rp 22.222.222 x 0,19 = Rp 422.222.218
Rp 8.000.000 x 0,19 = Rp 1.520.000

Th 2010
$ 4 juta x 0,28 = $ 1.120.000
Rp 2.375.000 x 0,28 = Rp 665.000
Rp 2.375.000 x 0,28 = Rp 665.000
Rp 2.375.000 x 0,28 = Rp 665.000
Rp 422.222.218 x 0,28 = Rp 118.222.221,04
Rp 1.520.000 x0,28 = Rp 425.600

Saldo kewajiban ( b ) - ( e )
Rp 500 juta - ( Rp - 1.239.049.334,4 ) = Rp 1.739.049.334,4
Rp 500 juta - ( Rp - 620.995.466,95 ) = Rp 1.120.995.466,95
Rp 500 juta - (Rp 3.597.364.165,2 ) = Rp 140.263.834,8
Rp 500 juta - ( Rp 11.952.828.106,376 ) = - Rp11.452.828.106,37
Rp 500 juta - ( Rp 57.578.666,436 ) = Rp 442.421.333,564
(Rp8,010,098,136.66)
 Th 2011
500 juta / ( 1 + 0, 10 ) ^ 2 = Rp 50.000.000.000
500 juta / ( 1 + 0, 10 ) ^ 2 = Rp 50.000.000.000
500 juta / ( 1 + 0, 10 ) ^ 2 = Rp 50.000.000.000
500 juta / ( 1 + 0, 10 ) ^ 2 = Rp 50.000.000.000
500 juta / ( 1 + 0, 15 ) ^ 2 = Rp 22.222.222

Th 2011
23%

Th 2011
Rp 50.000.000.000 x 0,23 = Rp 11.500.000.000
Rp 50.000.000.000 x 0,23 = Rp 11.500.000.000
Rp 50.000.000.000 x 0,23 = Rp 11.500.000.000
Rp 50.000.000.000 x 0,23 = Rp 11.500.000.000
Rp 22.222.222 x 0,23 = Rp 5.111.111,06
Rp 11.500.000.000 + Rp 83.333.333 + Rp 2.375.000
Rp 11.500.000.000 + Rp 83.333.333 + Rp 2.666.666
Rp 11.500.000.000 + Rp 49.999.999 + Rp 5.555.555
Rp 11.500.000.000 + Rp 422.222.218 + Rp 66.666.6
Rp 83.333.3333 + Rp 4.500.000 + Rp 1.500.000 + R

Th 2011
$ 5 juta x 0,35 = $ 1.750.000
Rp 11.500.000.000 x 0,35 = Rp 4.025.000
Rp 11.500.000.000 x 0,35 = Rp 4.025.000
Rp 11.500.000.000 x 0,35 = Rp 4.025.000
Rp 11.500.000.000 x 0,35 = Rp 4.025.000
Rp 5.111.111,06 x 0,35 = Rp 1.788.888,871
$ 1.750.000 + $ 1.120.000 + $ 630.000 + $ 280.000
Rp 4.025.000 + Rp 665.000 + Rp 17.499.999,93 + R
Rp 4.025.000 + Rp 665.000 + Rp 17.499.999,93 + R
Rp 4.025.000 + Rp 665.000 + Rp 1.166.666 + Rp 134
Rp 4.025.000 + Rp 118.222.221,04 + Rp 224.999,86
Rp 1.788.888,871 + Rp 425.600 + Rp 17.499.999,93
 Present Value

0 + Rp 960.000 + Rp 1.999.999 = Rp 12.338.668.332

6 + Rp 2.375.000 + Rp 720.000 = Rp 12.420.053.333
5 + Rp 2.375.000 + 960.000 = Rp 11.558.890.554
666 + Rp 1.200.000 + Rp 1.125.000 = Rp 11.991.213.884
Rp 1.520.000 + Rp 5. 111.111,06 = Rp 95.964.444,06

Hasil Investasi

+ $ 70.000 = $ 3.850.000
p 134.400 + Rp 139.999,93 = Rp 6.714.399,86
p 373.333,4 + Rp 50.400 = Rp 6.863.733,33
4.400 + Rp 34.999.999,3 = Rp 40.991.065,3
6 + Rp 9.333.333,24 + Rp 787.500 = Rp 124.193.054,14
3 + Rp 210.000 + 315 .000 = Rp 20.239.488,801