WE ALWAYS TRY TO SERVE YOU BETTER

PT KALIBESAR RAYA UTAMA

 PT KALIBESAR RAYA UTAMA
Establish since 1986
Head Office : Jakarta
Branch Offices: 20 Branch Office
Total Employees: +/- 450
Largest Insurance Brokers in Indonesia
Total Assets Managed approx USD 100 Billion
Member of APPARINDO & World Brokers Network
Portal Web for Retail Insurance:www.Jagain.com
 KBRU BRANCHES
Jawa Sumatera Kalimantan
1. Banten 10 Batam 17. Banjarmasin
.
2. Bandung 11 Medan 18. Balikpapan

3. Surabaya 12
.
Pekanbaru 19. Pontianak

4. Semarang
13. Palembang
5. Yogyakarta
14. Padang
6. Solo
15. Lampung
7. Tegal
16. Jambi
8. Serpong

9.Tegal

Bali Sulawesi
20. Denpasar 21 Makasar
22 Manado
 KANTOR PUSAT – JAKARTA
Komp. Mega Grosir Cempaka Mas Blok E No. 1 – 6
Jl. Letjen Soeprapto, Jakarta 10640

MEDAN BATAM PALEMBANG PONTIANAK BANJARMASIN MAKASAR DENPASAR

PADANG
BALIKPAPAN
PEKAN BARU

JAMBI SEMARANG

LAMPUNG
TEGAL

BANTEN

HQ BANDUNG SERPONG JOGJAKARTA SOLO SURABAYA Manado

JAKARTA
 Dedikasi dan profesionalisme kami dalam industri asuransi selama bertahun-
tahun akhirnya memberikan hasil yang membanggakan dengan ditunjuknya
KBRU sebagai anggota dari Worldwide Broker Network (WBN) KHUSUS
MEWAKILI INDONESIA sejak Oktober 2007.

 Didirikan tahun 1989

 Worldwide Broker Network adalah organisasi pialang asuransi
terbesar di dunia. Ini merupakan kumpulan yang terintegrasi
dari independent financial services consultancies dengan
anggota anggota tersebar di Eropa, Amerika dan Asia-Pasifik
 Berkantor pusat di California, organisasi ini mewakili 60
anggota, 52 negara
 Website : http://www.wbnglobal.com
Pelayanan mendunia dengan pemahaman lokal

WBN memiliki kapasitas untuk membuat bermacam-macam program, menyusun

semua jenis pertanggungan asuransi dan memberikan pelayanan manajemen
resiko untuk memuaskan kebutuhan nasabah internasional.

WBN adalah rekanan terpilih bagi para penanggung asuransi utama. Para anggota
WBN dapat memberikan jaminan asuransi, manajemen resiko, produk employee
benefit dan pelayanan financial terpadu yang terbaik bagi nasabah di seluruh dunia.

Informasi pertanggungan terkini dimanapun Anda berada

Para nasabah WBN dapat mengakses secara on-line untuk setiap data
pertanggunan dan klaim dari setiap resiko dan manajemen asuransi mereka di
seluruh dunia. Mereka dapat menikmati hubungan ke pusat data setiap saat yang
membantu para nasabah WBN dimanapun berada untuk setiap data asuransi
mereka. Solusi ini memungkinkan setiap nasabah mendapatkan data yang relevan
secara benar dan pasti.
 KBRU TEAM
Experience
No. Name Position Qualification Division
Since Years
1 Martinus Chandra President Director CIIB, AMRP, ANZIIF (Snr. Assoc.) CIP 1989 30 BOD
2 Natanail Director CIIB, AMRP, ANZIIF (Snr. Assoc.) CIP 1996 23 BOD
3 Ruddy Sastrodidjojo Director CIIB, ANZIIF (Snr. Assoc.) CIP 1994 25 Marketing
4 Andriyanto Senior General Manager - Marketing Division AAAIK, CIIB, ANZIIF (Snr. Assoc.) CIP 1996 23 Marketing
5 Budhi Burhan Senior General Manager - Marketing Division AAIK, CIIB, ANZIIF (Snr. Assoc.) CIP 2002 17 Marketing
6 Jimmy Wijaya General Manager - Business Development AAAIK, CIIB, ANZIIF (Snr. Assoc.) CIP 2003 16 Marketing
7 Argi Djoni Senior General Manager - Claim Division AAAIK, CIIB, ANZIIF (Snr. Assoc.) CIP 1994 25 Claim
8 Joko Prasetyo Regional Manager CIIB, ANZIIF (Assoc) CIP 2003 16 Marketing
9 Santi Johar Yuliarti Senior Claim Handler (Engineering & Casualty) AAIK, CIIB, ANZIIF (Snr. Assoc.) CIP 2000 19 Claim
10 Hendri Gunawan Senior Manager - Marketing Division AAAIK, CIIB, ANZIIF (Snr. Assoc.) CIP 2012 7 Marketing
11 Livia Wijaya Manager - Marketing Division AAAIK, CIIB, ANZIIF (Snr. Assoc.) CIP 1997 22 Marketing
12 Lukito Porta Manager - Marketing Division APAI, ANZIIF (Assoc.) CIP 2002 17 Marketing
13 Indra Setiawan Manager - Marketing Division APAI, ANZIIF (Assoc.) CIP 2007 12 Marketing
14 Donald Hutajulu Manager - Marketing Division APAI, ANZIIF (Assoc.) CIP 2007 12 Marketing
15 Robin Manager - Marketing Division AAAIK, APAI 2007 12 Marketing
16 Junaedi Senior Claim Handler (Property) AAAIK 1997 22 Claim
17 Natalia Wongso Account Executive AAAIK 2013 6 Marketing
18 Hendra Yulfi Manager - Business Development APAI, ANZIIF (Assoc.) CIP 2011 8 Marketing
19 Rania Saleh Manager - Marketing Division APAI 1999 20 Marketing
20 Yessie I.R Aritonang Manager - Marketing Division APAI, ANZIIF (Assoc.) CIP 2002 17 Marketing
21 Fanny Fridawati Supervisor - Claim Division AAPAI 2005 14 Claim
22 M. Sahwir Pasah Senior Supervisor - Claim Marine Division AAPAI 2003 16 Claim
23 Roy Marthen T Manager - Teknik Division APAI 2000 19 Technical
24 Elia Adi Putra Supervisor - Teknik Division AAPAI 2009 10 Technical
25 Risman Lesmana Supervisor - Teknik Division AAPAI 2005 14 Technical
26 Sri Harriyanti Manager - Marketing Division APAI 2000 19
27 Handy Iswanda Manager - Marketing Division APAI 2015 4
28 Antonius PR Dewata P. Senior Manager - Marketing Division AAPAI 2013 6
29 Dora CPL Tobing Manager - Marketing Division AAPAI 2011 8
30 Monika Chandra Assistant Manager - Marketing Division AAPAI 2012 7
31 Arief Kiandi Manager - Claim Division ICAP, ANZIIF (Assoc) CIP 2006 13 Claim
32 Novita Theresia Assistant Manager - Marketing Division APAI, ANZIIF (Assoc.) CIP 2006 13
33 Tan Mieng Tjian Operation Regional APAI, ANZIIF (Assoc.) CIP 1990 29
34 M. Akbar Alam Account Executive AAPAI 2014 5
REVENUE BY TYPE OF BUSINESS
2018
BUSINESS EXPERIENCES
BUSINESS EXPERIENCES
 IT INTEGRATED

• Marine Cargo Open Cover (MOP)

declaration by Web base  BrokCert
 Self Print Certificate
• Fast Track Claim :
– Claim Document submit via E-Claim
– View Claim Progress
 WHY CLIENT’S NEED KBRU

WE DESIGN YOUR INSURANCE

PROGRAM

WE MANAGE YOUR CLAIM

WE PROVIDE RISK MANAGEMENT

SERVICES

Client
 WHY KBRU
1. Acting as Partner and Consultant

 Discussion & Review (Ex : Sum Insured Review, Add Coverage / Sublimit

 Design & Placement (Tender, T/C Review, T/C Negotiation)

2. Claim Management

 Claim Survey Process

 Insurance Policy review & Collecting Claim Document

 Appoint Loss Adjuster

 Amount Claim Negotiation

 Monitoring Claim Payment process

3. Risk Management

 Survey (Renewal and New Project)

 Provide Survey Report and Recommendation

 Continuously minimum once in two years

4. Transfer Knowledge / Coaching

 Max 2 x ( Per year )

CLAIM NOTIFICATION

 Insured must be IMMEDIATELY report to us after the incident

 IMMEDIATELY take photos documentation of the loss
 IMMEDIATELY take all steps needed to minimize the extent of the
loss
 Preserve the remaining of the damaged parts (salvage)

SITE SURVEY

- KBRU will conduct a pre-survey of a claim, if it is considered

complicated
- KBRU accompanied by Insurance or Loss Adjuster will conduct a
survey towards the object of the loss
- If the amount of the loss is considered big or the claim is considered
complicated, Insurance will appointed Loss Adjuster to perform
necessary action on behalf of the Insurance Company
DOCUMENTS COLLECTION:
- Insured send all the supporting documents to KBRU
- KBRU will evaluate those documents
- If a revision will be needed, KBRU will inform it to the Insured
KBRU will forward those documents to Insurance/Loss Adjuster

Supporting Documents:
- Claim Letter to the Insurance which stated the amount of the claim
- Fully-filled Claim Form
- Detail chronology of the incident
- List of Fixed Assets (if claim amount > appraisement clause)
- Original Police Report (burglary/theft/Fire)
- Original BMKG Report (lightning, flood & windstorm)
- Photo documentation of the loss/damage
Buildings

- Quotation for repairing / rebuilding the damaged buildings, with

details of work, volume and unit price
- Drawings of the damaged building (layout, elevation and section
drawings)
- Original Invoices of repairing or replacement expenses

Machineries

- Quotation for repairing the damaged parts of the machines

- Quotation for cost of replacing the damaged parts with parts in
the same specifications
- Technical reports from repairer/supplier, with detail description of
causes & levels of damages
- Original Invoices of repairing or replacement expenses
Equipments / Tools

Quotation for repairing the damaged equipments / tools

Quotation for cost of replacing the damaged equipments / tools
with equipments / tools in the same specifications
Technical reports from repairer/supplier, with detail description of
causes & levels of damages
Original Invoices of repairing or replacement expenses

Stocks

List of damaged or loss items

Stocks records for the last 3 months
Purchase / Sales Invoices for the last 3 months
Original Invoices of repairing or replacing the damaged or loss
items
 KBRU LISTED BANK
 Bank Sinar Mas
 Bank Negara Indonesia (BNI)
 Bank Windu Kentjana
 Bank Rakyat Indonesia (BRI)
 Bank AGRIS
 Indonesia Eximbank
 Bank Maybank Indonesia
 Bank Capital Indonesia
 Bangkok Bank
 Bank OCBC NISP
 Bank Mandiri
 Bank CIMB Niaga
 Bank Victoria International
 Bank Resona Perdania
• TIFA Finance
• Sinarmas Multifinance
• IFS Capital Indonesia
• Sinarmas Hana Finance
 ECOMMERCE BUSINESS

• Taylor Made
• Corporate Dealing
• Product : MV, Property,
Travel, Bicycle
 In Thousand
INSURANCE BROKER (LOCAL & JV) BROKERAGE FEE MARKET SHARE
1 PT Kali Besar Raya Utama 185,195,618 9.90%
2 PT Marsh Indonesia 165,363,116 8.84%
3 PT Mitra Iswara & Rorimpandey 165,043,466 8.82%
4 PT AON Indonesia 109,476,693 5.85%
5 PT IBS Insurance Broking Service 91,541,151 4.89%
6 PT Talisman Insurance Brokers 55,882,756 2.99%
7 PT Safe Insurance Brokers 55,863,226 2.99%
8 PT Jardine Lloyd Thompson 55,726,869 2.98%
9 PT Howden Insurance Brokers Indonesia 54,431,462 2.91%
10 PT Willis Indonesia 52,741,788 2.82%
11 PT LAIN-LAIN 879,489,771 47.01%
TOTAL 1,870,755,916 100.00%

In thousand
INSURANCE BROKER (LOCAL & JV) PREMIUM MARKET SHARE
1 PT Kali Besar Raya Utama 2,002,090,990 11.97%
2 PT Marsh Indonesia 1,847,417,132 11.05%
3 PT AON Indonesia 1,386,116,901 8.29%
4 PT Mitra Iswara & Rorimpandey 968,600,794 5.79%
5 PT Safe Insurance Brokers 883,359,076 5.28%
6 PT Jardine Lloyd Thompson 684,813,032 4.10%
7 PT IBS Insurance Broking Service 628,015,805 3.76%
8 PT Willis Indonesia 509,853,811 3.05%
9 PT Sarana Janesia Utama 421,429,684 2.52%
10 PT Howden Insurance Brokers Indonesia 410,629,190 2.46%
11 PT LAIN-LAIN 6,976,849,215 41.73%
TOTAL 16,719,175,630 100.00%

sumber: STATISTIK PERASURANSIAN INDONESIA - OJK

2015
 MAJOR CLIENTS

CHEMICAL CHEMICAL
SINARMAS SPECIALTY
MINERAL MACRO CHEMINDO

SINDOPEX PEROTAMA INAWAN CHEMTEX ABADI

SINAR SYNO KIMIA SOLUSIONCHEM INDONESIA

ENERGY SEJAHTERA
MAS ROLIMEX KIMIA NUSANTARA
 MAJOR CLIENTS
PROPERTY PROPERTY EDUCATION

PLAZA INDONESIA AEON MALL SWA SCHOOL

ALILA HOTEL BALI L’AVENUE ITSB

PAKUBUWONO GROUP UOB PLAZA PRASETYA MULYA

CIPUTRA GROUP SATU 8 RESIDENCE BPK PENABUR

GAPURA PRIMA GROUP SAUMATA APARTMENT ILP ENGLISH COURSE

AGUNG PODOMORO THE NEST APARTMENT ( ETC

GROUP PURI )

NIRVANA GROUP WINS HOTEL ( PEKAN BARU )

SPRINGHIL GROUP AGUNG SEDAYU GROUP

METRO TANAH ABANG NAPAN PERSADA GROUP

 MAJOR CLIENTS

TELECOMMUNICATION BROADCASTING
SMARTFREN TELECOM METRO TV

MORATELINDO DAAI TV

SAMPOERNA TELECOM SPACETOON TV

SAMSUNG TELECOM NET TV

ZTE INDONESIA FEMINA GROUP

STP GROUP ETC

 MAJOR CLIENTS
MINING ENERGY
J RESOURCES NUSANTARA APEXINDO PRATAMA DUTA
U RESOURCES TRUBA ALAM MANUNGGAL

ATLAS RESOURCES MODERN GROUP

BORNEO INDOBARA WAHANA INSAN NUGRAHA

BORNEO LUMBUNG ENERGI ETC

BERAU COAL

BUMA

TANAH BUMBU RESOURCES

RICOBANA ABADI

GEO ENERGY

PROBESCO
 MAJOR CLIENTS

TEKSTILE OTHER MANUFACTURE

KAHATEX CENTRAL PROTEINA PRIMA

DUNIATEX GUNUNG GARUDA STEEL

DALIATEX SPRING AIR AND COMFORTA

NOBLAN INDONESIA SIDO MUNCUL

NOBEL GROUP SINAR ANTJOL (B29)

ETC ETC
 MAJOR CLIENTS

SHIPPING CPO
MITRA BAHTERA SEGARA SEJATI SMART, TBK

PISM GROUP FIRST RESOURCES GROUP

JAYA KUSUMA PERDANA LINES AGRO ABADI GROUP

TRANS POWER MARINE SWAKARSA SAWIT RAYA

TARUNA CIPTA KENCANA SUMBER SAWINDO KENCANA

ETC ETC
 MAJOR CLIENTS
POWER PLANT
CLIENT CAPACITY LOCATION
PT EXPLOITASI ENERGY INDONESIA, Tbk PLTU 2 X 7 MW KAL - TENGAH
MALEA ENERGY PLTM 2 X 45 MW TANAH TORAJA
MODERN BOUSTEAD MAXITERM PLTU 2 X 10 MW PAPUA
BOUSTED MAXITERM INDUSTRIES PLTU 2 X 3 MW TALAUD
PT DSSP POWER SUMSEL PLTU 2 X 150 MW BAYUASIN
PT GREAT GIANT PINEAPPLE PLTU 2 X 15 MW LAMPUNG
PT PRABA INDO PERSADA PLTU 2 X 50 MW BENGKAYANG
PT DSSP POWER KENDARI PLTU 2 X 50 MW KENDARI
PT OKI PULP PLTU 2 X 250 MW PALEMBANG
PT PINDO DELI PULP & PAPER II PLTU 100 MW KARAWANG
PT INDAH KIAT PULP & PAPER PLTU 150 MW PERAWANG
PT INDAH KIAT PULP & PAPER PLTU 70 MW PERAWANG
PT INDAH KIAT PULP & PAPER PLTU 100 MW PERAWANG
PT INDAH KIAT PULP & PAPER PLTU 100 MW PERAWANG
PT PARIK KERTAS TJIWI KIMIA PLTU 100 MW MOJOKERTO
PT LONTAR PAPYRUS PULP & PAPER PLTU 50 MW JAMBI
PT DIAN SWASTATIKA SENTOSA PLTU 400 MW KARAWANG
TOP 5 CLAIMS FOR LAST 5 YEARS
PROPERTY
TOP 5 CLAIMS FOR LAST 5 YEARS
PROPERTY
 TESTIMONIAL LETTERS
The following Testimonials were given by some of our clients as their appreciation
towards the services we provided
TESTIMONIAL LETTERS