RISIKO
Prinsip, Penerapan,
dan Penelitian
Niswah Baroroh
aaa 08/30/21
Sejarah Manajemen Risiko
• Konsep Bottomry
• Era First age
• Era Second Age
• Era Third Age
Pengertian Risiko
• Otoritas Jasa Keuangan (2016): risiko adalah
potensi kerugian akibat terjadinya suatu peristiwa
tertentu.
• Bessis (2002): risk are uncertainties resulting in
adverse variations of probability or in losses.
• Gallati (2003): a condition in which there exist an
exposure to adversity.
Pengertian Risiko