UIN

SUNAN GUNUNG DJATI BANDUNG

PENERAPAN MUAMALAH
AL QOWA’ID FIQHIYYAH &
DHEDDY ABDI TAMBA / 3032130007

#Prog-Doktoral -Pascasarjana
Mata Kuliah AL QOWA’ID AL USHULIYYAH
LEGAL MAXIM @3 SKS

KONSENTRASI Dosen Pengampu :

HUKUM EKONOMI Prof .Dr Rahmat Syafe’i, MA
SYARIAH Dr. Mustofa, M.Ag
September@2023
 adalah kata majemuk yang terbentuk dari dua kata,
yakni kata Qawaid dan Fiqhiyyah
-----------------------------------------------------------------------------------------
• Qaidah ( ‫ ) قاعدة‬ jamaknya Qawaid (‫) قواعد‬
Qawaid Qaidah/Kaidah : asas, landasan, dasar atau fondasi
Fiqhiyyah Dalam kamus Besar Bahasa Indonesia, arti kaidah yaitu rumusan asas
yang menjadi hukum; aturan yang sudah pasti, patokan; dalil .

• Kata fiqhiyyah berasal dari kata fiqh (‫ )الفقه‬ditambah dengan ya nisbah

yang berfungsi sebagai penjenisan, atau penyandaran

• Fiqhi ( ( ‫ فقه‬: Secara etimologi fiqh berarti pengetahuan,

pemahaman, atau memahami maksud
pembicaraan dan perkataannya
Sumber : Mu’jam al-lughah al-‘arabiyah,
Mu’jam al-lughah al-‘Arabiyah, Mu’jam al-
Wajid, t.tp.Wuzarah al Tarbiyah wa al-
Orang yang menguasai ilmu fikih disebut faqīh (jamaknya fuqaha )
Ta’lim, t.th. h. 509 dalam Fathurrahman
Azhari, Qawa’id Fighiyyah Muamalah, h.1
-----------------------------------------------------------------------------------------
Qaidah dengan arti dasar atau fondasi sesuatu yang bersifat materi
terdapat dalam al-Qur’an surah Al Baqarah ayat 127 :

‫َو ِإۡذ َيۡر َفُع ِإۡب َٰر ِه ٱۡل َقَو اِع َد ِم َن ٱۡل َبۡي ِت َو ِإۡس َٰم ِع يُل َر َّبَنا َتَقَّبۡل ِم َّنۖٓا ِإَّنَك‬
‫َأنَت ٱلَّس ِم يُع ٱۡل َعِليُم‬
Dan (ingatlah), ketika Ibrahim meninggikan (membina) dasar-dasar
Baitullah bersama Ismail (seraya berdoa): "Ya Tuhan kami terimalah
daripada kami (amalan kami), sesungguhnya Engkaulah Yang Maha
Mendengar lagi Maha Mengetahui"..

Sumber : Dr. H.Fathurrahman Azhari,M.H.I/ Qawa’id Fiqhiyyah Muamalah/LPKU

Kata fiqh juga ditemukan dalam Hadis Rasulullah SAW

‫من يرد هللا به خيرا يفقهه في الدين‬

‫رواه مسلم‬

Barang siapa yang Allah kehendaki menjadi baik maka Allah

faqihkan dia terhadap agama.

Sumber : Dr. H.Fathurrahman Azhari,M.H.I/ Qawa’id Fiqhiyyah Muamalah/LPKU

Pengertian

Qawa’id SECARA ETIMOLOGI

Fiqhiyyah Aturan yang sudah pasti atau

patokan, dasar-dasar bagi fiqh

Etimologi : asal kata atau arti

Terminologi : lebih ke arah definisi atau definisi istilah.

Sumber : Mu’jam al-lughah al-‘arabiyah, Mu’jam al-lughah

al-‘Arabiyah, Mu’jam al-Wajid, t.tp.Wuzarah al Tarbiyah wa al-
Ta’lim, t.th. h. 509 dalam Fathurrahman Azhari, Qawa’id
Fighiyyah Muamalah, h.1
 SECARA TERMINOLOGI
Pengertian Al-Taftazany (w. 791 H.)
01 Suatu hukum yang bersifat universal yang dapat

Qawa’id diterapkan kepada seluruh bagiannya agar dapat

diidentifikasikan hukum-hukum bagian tersebut
darinya

Fiqhiyyah
Al-Jurjani (W. 816 H)
02 Ketentuan universal yang bersesuaian dengan
seluruh bagian-bagiannya (dalam kitab al-Ta’rifat )

Etimologi : asal kata atau arti Ibn al-Subkiy (w. 771 H)

Terminologi : lebih ke arah definisi atau definisi istilah.
03 Perkara yang bersifat universal yang banyak
bagian-bagiannya bersesuaian dengannya, dimana
hukum-hukum bagian-bagian tersebut dipahami
darinya (dalam kitab al-Asybah wa al-Nazhair )
Mushtafa Ahmad al-Zarqa
Pokok-pokok fiqh yang bersifat umum dalam bentuk
04 teks-teks perundang undangan yang ringkas, yang
mencakup hukum-hukum yang disyariatkan secara
umum pada kejadiankejadian yang termasuk di
bawah naungannya
Pengertian Para ulama yang menyebutkan qawaid fiqhiyyah

Qawa’id
dengan rumusan hukum beralasan bahwa;

qawaid fiqhiyyah merupakan aturan yang

Fiqhiyyah
mengatur tentang hukum-hukum syara’ sehingga tepat
sekali apabila didefinisikan sebagai hukum, karena
memang mengandung hukum-hukum syara’

Sumber : Mu’jam al-lughah al-‘arabiyah, Mu’jam al-lughah

al-‘Arabiyah, Mu’jam al-Wajid, t.tp.Wuzarah al Tarbiyah wa al-
Ta’lim, t.th. h. 509 dalam Fathurrahman Azhari, Qawa’id
Fighiyyah Muamalah, h.1
 Sedangkan para ulama yang mendefiniskan qawaid
fiqhiyyah dengan sebutan al-ashl, termasuk ulama
Pengertian kontemporer, terlebih dahulu mengkompromikan definisi-
definisi yang telah ada, kemudian mereka melihat bahwa :

Qawa’id pada dasarnya qawaid fiqhiyyah adalah aturan-

aturan pokok tentang perbuatan mukallaf yang dapat
menampung hukum-hukum syara’

Fiqhiyyah

Sumber : Mu’jam al-lughah al-‘arabiyah, Mu’jam al-lughah

al-‘Arabiyah, Mu’jam al-Wajid, t.tp.Wuzarah al Tarbiyah wa al-
Ta’lim, t.th. h. 509 dalam Fathurrahman Azhari, Qawa’id
Fighiyyah Muamalah, h.1
Pengertian

Qawa’id Dapat disimpulkan,

bahwa para ulama berpendapat bahwa qawaid

Fiqhiyyah fiqhiyyah disebut dengan al-hukm atau al-ashl itulah

pendapat yang tepat, karena dua istilah itu yang
menjadi ciri utama dari qawaid fiqhiyyah.

Sumber : Mu’jam al-lughah al-‘arabiyah, Mu’jam al-lughah al-‘Arabiyah, Mu’jam al-Wajid, t.tp.Wuzarah al
Tarbiyah wa al-Ta’lim, t.th. h. 509 dalam Fathurrahman Azhari, Qawa’id Fighiyyah Muamalah, h.1
 Secara etimologi qawa’id ushuliyah terdiri dari dua term yang saling
berkaitan, yaitu qawa’id dan ushuliyah
-----------------------------------------------------------------------------------------
Pengertian
• Qaidah ( ‫ ) قاعدة‬ jamaknya Qawaid (‫) قواعد‬
Qawa’id Qaidah/Kaidah : asas, landasan, dasar atau fondasi
Ushuliyyah Dalam kamus Besar Bahasa Indonesia, arti kaidah yaitu rumusan asas
yang menjadi hukum; aturan yang sudah pasti, patokan; dalil .

• Kata Ushuliyyah berasal dari kata ashl (......) memiliki arti pokok atau
fundamental

Berdasarkan makna dari kedua kata tersebut,

qawa’id ushuliyah dapat diartikan sebagai dasar atau pondasi
Sumber : Mu’jam al-lughah al-‘arabiyah, hukum terhadap sesuatu yang bersifat universal dan fundamental
Mu’jam al-lughah al-‘Arabiyah, Mu’jam al-
Wajid, t.tp.Wuzarah al Tarbiyah wa al-
Ta’lim, t.th. h. 509 dalam Fathurrahman
Azhari, Qawa’id Fighiyyah Muamalah, h.1
-----------------------------------------------------------------------------------------
 Athiyyah Adlan membedakan antara qawaid fiqhiyyah dengan qawaid ushuliyyah :
-----------------------------------------------------------------------------------------------
Perbedaan -
• Qawaid Ushuliyyah merupakan dalil-dalil umum
Qawaid • Qawaid Fiqhiyyah merupakan hukum-hukum umum
Fiqhiyyah ----------------------------------------------------------------------------------------------------------
Qawaid ushuliyyah
Dengan adalah qaidah untuk meng-istinbath kan hukum dari dalil-dalil yang
Qawaid terperinci.
Sedangkan...
Ushuliyyah Qawaid fiqhiyyah
adalah qaidah untuk mengetahui hukum-hukum, memeliharanya dan
mengumpulkan hukum-hukum yang serupa serta menghimpun
masalah-masalah yang berserakan dan mengoleksi makna-maknanya.
-----------------------------------------------------------------------------------------------
Sumber : Mu’jam al-lughah al-‘arabiyah, -
Mu’jam al-lughah al-‘Arabiyah, Mu’jam al- Perbedaan mendasar antara qawaid ushuliyyah dengan qawaid fiqhiyyah, adalah;
Wajid, t.tp.Wuzarah al Tarbiyah wa al-
Qawaid ushuliyyah membahas tentang dalil-dalil syar’iyyah yang bersifat umum.
Ta’lim, t.th. h. 509 dalam Fathurrahman
Azhari, Qawa’id Fighiyyah Muamalah, h.1 Sedangkan qawaid fiqhiyah adalah qaidahqaidah pembahasannya tentang hukum yang bersifat umum
(Menurut Athiyyah Adlan )
 Syihab al-Din al-Qarafi adalah ulama yang pertama kali membedakan antara qaidah
ushuliyyah dan qaidah fiqhiyyah.
----------------------------------------
Perbedaan Al-Qarafi menegaskan bahwa syariat yang agung diberikan Allah kemuliaan
Qawaid dan ketinggian melalui pokok (ushul) dan cabang (furu’). Adapun pokok dari
syariat tersebut ada dua macam.
Fiqhiyyah ----------------------------------------------------------------------------------------------------------
Pertama, ushul fiqh. Ushul fiqh memuat qaidah istinbath hukum yang diambil
Dengan dari lafazh-lafazh berbahasa Arab. Diantara yang dirumuskan dari lafazh bahasa
Arab itu qaidah adalah tentang kehendak lafazh amr untuk menunjukkan wajib
Qawaid dan kehendak lafazh nahy untuk menunjukkan haram, dan sighat khusus untuk
maksud umum.
Ushuliyyah -----------------------------------------------------------------------------------------------
-
Kedua, qawaid fiqhiyyah yang bersifat kully (umum). Jumlah qaidah tersebut
cukup banyak dan lapangan yang luas, mengandung rahasia-rahasia dan
hikmah syariat. Setiap qaidah diambil dari furu’ (cabang) yang terdapat dalam
Sumber : Mu’jam al-lughah al-‘arabiyah,
Mu’jam al-lughah al-‘Arabiyah, Mu’jam al-
syariat dan tidak terbatas jumlahnya. Hal itu tidak disebutkan dalam kajian ushul
Wajid, t.tp.Wuzarah al Tarbiyah wa al-
Ta’lim, t.th. h. 509 dalam Fathurrahman
fiqh, meskipun secara umum mempunyai isyarat yang sama, tetapi berbeda
Azhari, Qawa’id Fighiyyah Muamalah, h.1 secara perincian.
Dasar dasar
Pengambilan
Yang dimaksud dengan dasar-dasar
Qawa’id pengambilan qawaid Ushuliyyah ialah dasar-
dasar perumusan qaidah ushuliyyah,

Ushuliyyah meliputi :
1. Dasar Formil
2. Dasar Materil

Sumber : Mu’jam al-lughah al-‘arabiyah, Mu’jam al-lughah al-‘Arabiyah, Mu’jam al-Wajid, t.tp.Wuzarah al
Tarbiyah wa al-Ta’lim, t.th. h. 509 dalam Fathurrahman Azhari, Qawa’id Fighiyyah Muamalah, h.1
Dasar dasar 1. Dasar Formil
Pengambilan Hukum-hukum furu’ yang ada dalam untaian satu qaidah yang
memuat satu masalah tertentu, ditetapkan atas dasar nash,
baik dari al-Quran maupun Sunnah. Seperti dari Firman Allah

Qawa’id pada surat al Bayyinah ayat 5:

‫وَم ٓا ُاِم ُر ْٓو ا ِااَّل ِلَيْع ُبُد وا َهّٰللا ُم ْخ ِلِص ْيَن َلُه الِّدْيَن ۙە ُح َنَفۤا َء َو ُيِقْيُم وا الَّص ٰل وَة‬
Ushuliyyah ‫َو ُيْؤ ُتوا الَّز ٰك وَة َو ٰذ ِلَك ِد ْيُن اْلَقِّيَم ِۗة‬
Artinya : Padahal mereka tidak disuruh kecuali supaya menyembah Allah
dengan memurnikan ketaatan kepada-Nya dalam (menjalankan) agama yang
lurus, dan supaya mereka mendirikan shalat dan menunaikan zakat; dan yang
demikian Itulah agama yang lurus

Sumber : Mu’jam al-lughah al-‘arabiyah, Mu’jam al-lughah al-‘Arabiyah, Mu’jam al-Wajid, t.tp.Wuzarah al
Tarbiyah wa al-Ta’lim, t.th. h. 509 dalam Fathurrahman Azhari, Qawa’id Fighiyyah Muamalah, h.1
Dasar dasar Hadis Nabi Muhammad SAW.:
‫انما األ عمال بالنيات‬
Pengambilan Sesungguhnya segala amal itu tergantung pada niatnya
Di-istimbat-kan hukum berdasarkan niat untuk setiap

Qawa’id perbuatan mukallaf bukan saja pada masalah ibadah, tetapi

terhadap perbuatan di luar ibadah. Karena persoalan niat juga
mempunyai arti penting dalam soalsoal lain, maka

Ushuliyyah
dirumuskannya qaidah fiqhiyyah:
‫االمور بمقا صد ها‬
Setiap perkara tergantung kepada maksud mengerjakannya
Jadi perumusan qaidah fiqhiyyah itu berdasarkan pada al-
Quran dan Sunnah dalam rangka untuk mempermudah
pelaksanaan istinbath dan ijtihad.

Sumber : Mu’jam al-lughah al-‘arabiyah, Mu’jam al-lughah al-‘Arabiyah, Mu’jam al-Wajid, t.tp.Wuzarah al
Tarbiyah wa al-Ta’lim, t.th. h. 509 dalam Fathurrahman Azhari, Qawa’id Fighiyyah Muamalah, h.1
 2. Dasar Materiil
Dasar materiil atau bahan-bahan yang dijadikan rumusan
Dasar dasar qaidah, Para ulama adakalanya mengambil dari sebuah Hadis,
seperti qaidah yang berbunyi:
Pengambilan ‫الضرر يزال‬

Qawa’id
Kemudharatan itu harus dihilangkan
Qaidah tersebut berasal dari Hadis Rasulullah Muhammad
SAW.;
(‫ال ضرر وال ضرار )رواه ابن ما جه‬
Ushuliyyah Tidak boleh membuat mudlarat diri sendiri dan tidak boleh
memudharatkan orang lain.
Qaidah yang berasal dari Hadis tersebut berlaku untuk semua
bidang hukum, baik ibadah, muamalah, munakahat maupun
jinayat. Disamping qaidah fiqhiyyah yang dirumuskan dari
lafazh Hadis, seperti tersebut di atas, maka dapat dipastikan
bahwa qaidah fiqhiyyah itu hasil perumusan ulama.
Sumber : Mu’jam al-lughah al-‘arabiyah, Mu’jam al-lughah al-‘Arabiyah, Mu’jam al-Wajid, t.tp.Wuzarah al
Tarbiyah wa al-Ta’lim, t.th. h. 509 dalam Fathurrahman Azhari, Qawa’id Fighiyyah Muamalah, h.1
 PENERAPAN QAIDAH BIDANG MUAMALAH

Segala urusan tergantung kepada tujuannya

Jika seseorang membeli anggur dengan

tujuan atau niat hanya untuk memakan atau
Jika seseorang menemukan dompet dijlan
menjual nya kembali maka hukumnya boleh.
yang berisi sejumlah uang, lalu
namun apabila ia membeli dengan tujuan
mengambilnya dengan tujuan atau niat
atau niat menjadikan khamr, baik khamr
mengembalikan dompet kepada pemiliknya,
tersebut untuk dikomsumsi sendiri maupun
maka hal itu tidak mengganti jika dompet itu
menjualnya pada orang lain, maka
hilang tanpa sengaja. namun jika ia
hukumnya haram. .
mengambilnya dengan tujuan atau niat untuk
memilikinya, maka ia mendapatkan hukum
yang sama dengan ghashib (orang yang
merampas harta orang). Dan jika dompet itu
hilang, maka ia harus menggantinya.. Jika seseorang menabung di Bank
Konvensional dengan tujuan atau niat untuk
mengamankan uangnya karena belum ada
bank syariah di daerahnya, maka ia
dibolehkan karena dharurat. Akan tetapi jika
ia menyimpan uang di Bank konvensional
itu dengan tujuan atau niat memperoleh
bunga dari bank itu, maka hukumnya
haram.
 PENERAPAN QAIDAH BIDANG MUAMALAH
‫المشقة تجلب التيسير‬
Kesulitan menyebabkan kemudahan

Jika barang yang diterima tidak sesuai dengan Minuman/Makanan Dalam Kemasan
permintaan maka konsumen memiliki
hak untuk menerima atau menolak barang
Diperbolehkannya hanya dengan melihat dari luar, melihat
tersebut. Karena sifatnya yang mengikat, maka label atau tulisan,
pihak-pihak yang terlibat dalam kontrak terlibat hanya melihat apa yang mungkin dapat dilihat, seperti
dalam kontrak terikat dengan semua kewajiban menjual apa yang ada dalam
dan konsekuensi yang timbul dari kesepakatan kaleng/botol, apa yang dimakan ada di dalamnya dan lain-
mereka. Dengan kata lain, pihak-pihak yang lain. Maka pendapat yang benar
terlibat tidak perlu memperbaharui ijab-kabul adalah dibolehkan jual beli seperti itu disertai adanya
setelah barang itu selesai. Inilah perbedaannya gharar yasir (ketidakjelasan yang
dengan kontrak murabahah kepada pemesan ringan (sedikit), karena jual beli ini membawa maslahat
pembelian, yang menghendaki tanda tangan bagi manusia.Berkenaan dengan
makanan yang ada dalam kaleng atau botol jika dibuka
kontrak jual-beli melalui ijab kabul yang baru oleh
tutup kalengnya, atau tutup
pihak-pihak yang terlibat ketika kepemilikan botolnya, tentu makanan atau minuman yang ada di
barang yang akan dijual diambil oleh institusi.. dalamnya akan menjadi rusak. Untuk
kemaslahatan agar makanan itu tidak rusak, maka
dibolehkan (sah) jual beli hanya melihat
apa yang dapat dilihat, yaitu yang di luarnya saja, dengan
tulisan, label dan lain-lain, dengan
tidak melihat langsung makanan atau minuman itu
 PENERAPAN QAIDAH FIQHIYYAH DALAM MUAMALAH
‫اْلَغْر ُم ِباْلَغ ْنِم‬
Resiko itu sejalan dengan keuntungan

Jika seseorang yang meminjam sesuatu benda

Jika seseorang yang menerima barang gadaian atau barang, maka ia wajib mengembalikan
harus memberikan bensin bila pemegang serta membayar biaya angkutannya bila
barang gadai berupa kenderaan, sebab diperlukan, sebaliknya orang yang menitipkan
kenderaan tidak mungkin bisa dihidupkan barang untuk dipelihara, maka ongkos angkut
mesinnya tanpa diberi bensin, dan kenderaan barang dan ongkos pemeliharaannya
yang mesinnya tidak dihidupkan tidak mungkin dibebankan kepada pemilik barang.
dapat dijalankan, maksudnya adalah bahwa
seseorang yang memanfaatkan sesuatu harus
menanggung
risiko. Dan biaya notaris adalah tanggung jawab
pembeli kecuali ada keridhaan dari penjual atau
ditanggung bersama.
 PENERAPAN QAIDAH FIQHIYYAH DALAM MUAMALAH
‫ما حرم استعماله حرم اتخاذه‬
Apa yang haram digunakan, haram pula didapatkannya

Minum air dengan bejana dari Minum khamr adalah

emas atau perak adalah haram, diharamkan, maka memproduksi,
maka haram pula dan membelinya ikut haram.
membelinya dan atau
menyimpannya. Karena jika
dibolehkan menyimpannya,
suatu saat dikhawatirkan akan
meminum air dengan bejana
tersebut.
 PENERAPAN QAIDAH FIQHIYYAH DALAM MUAMALAH
‫كلقرض جر نفعا فهو ربا حرام‬
Setiap utang piutang yang mendatangkan manfaat (bagi
yang berpiutang) adalah riba yaitu haram

Jika seseorang meminjam uang Jika seseorang meminjamkan benda/harta

kepada seseorang dengan batas kepada orang lain hingga waktu yang telah
waktu yang ditentukan ditentukan, dengan syarat bahwa ia harus
dan berjanji akan mengembalikan menerima dari peminjam pembayaran lain
menurut kadar yang ditentukan tiap-tiap
uang tersebut dengan adanya bulan, sedangkan harta yang dipinjamkan
kelebihan dari jumlah uang pinjaman. semula jumlahnya tetap dan tidak bisa
dikurangi, Apabila waktu yang ditentukan
berakhir, maka pokok pinjaman/utang
diminta kembali, Andaikan peminjam belum
dapat mngembalikan uang pokok pinjaman
tersebut, dia minta tangguh, sehingga yang
meminjamkan dapat menerima tangguhan
tersebut dengan syarat pinjaman pokok
harus dikembalikan lebih dari semula.
PENERAPAN QAIDAH USHULIYYAH DALAM MUAMALAH
Salah satu contoh penerapan pada Qowa’id Ushuliyyah :

Terbitnya,
Surat Keputusan Menteri Agama Nomor 494 Tahun 2020
dan Surat Keputusan Menteri Agama Nomor 660 Tahun 2021
tentang pembatalan jemaah haji Indonesia

Yang atas didasari oleh menjaga jiwa (hifzh nafs) masyarakat Indonesia dari
pandemi Covid-19
 PENERAPAN QAIDAH USHULIYYAH DALAM MUAMALAH

QS Al-Maidah ayat 32
“Barangsiapa yang memelihara kehidupan
seorang manusia, maka seakan-akan dia
telah memelihara kehidupan seluruh manusia.”
Keputusan Menteri Agama Nomor 494 Tahun 2020 dan Surat Keputusan Menteri Agama Nomor 660 Tahun 2
Hadis Nabi Muhammad saw
“Jika kamu mendapatkan informasi
tentang adanya wabah di suatuwilayah, maka
janganlah kalian masuk ke wilayah tersebut.
Tetapi, jika wabah itu berada di tempat tinggal
kamu, maka jangan tinggalkan tempat
tinggalmu”(HR. al-Bukhari).

Secara etimologi qawa’id ushuliyah terdiri dari dua term yang saling berkaitan, yaitu qawa’id dan ushuliyah.
Qawa’id bentuk jamak dari qa’idatun yang memiliki arti pondasi atau dasar. Sedangkan ushuliyah merupakan jamak dari ashl memiliki arti pokok atau fundamental.
Berdasarkan makna dari kedua kata tersebut, qawa’id ushuliyah dapat diartikan sebagai dasar atau pondasi hukum terhadap sesuatu yang bersifat universal dan fundamental
 UIN ‫َاْلَحْم ُد ِهّٰلِل َر ِّب اْلٰع َلِم ْيَۙن‬
SUNAN GUNUNG DJATI BANDUNG

DHEDDY ABDI TAMBA / 3032130007

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